{"id":39920,"date":"2026-08-30T10:56:12","date_gmt":"2026-08-30T09:56:12","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=39920"},"modified":"2026-08-30T10:56:12","modified_gmt":"2026-08-30T09:56:12","slug":"ingilterede-konut-alicisina-18-bin-sterlinlik-ek-yuk","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/ingilterede-konut-alicisina-18-bin-sterlinlik-ek-yuk\/","title":{"rendered":"\u0130ngiltere’de konut al\u0131c\u0131s\u0131na 18 bin sterlinlik ek y\u00fck"},"content":{"rendered":"

\u0130ngiltere’de y\u00fckselen mortgage faizleri, ev sahibi olmak isteyenlerin sat\u0131n alma g\u00fcc\u00fcn\u00fc \u00f6nemli \u00f6l\u00e7\u00fcde azaltt\u0131. Yeni verilere g\u00f6re, ayl\u0131k mortgage \u00f6demesini ocak ay\u0131ndaki seviyede tutmak isteyen bir al\u0131c\u0131n\u0131n 18 bin 200 sterlin daha fazla kaynak bulmas\u0131<\/strong> gerekiyor.<\/p>\n

Zoopla verilerine g\u00f6re, y\u0131l ba\u015f\u0131nda y\u00fczde 4’\u00fcn alt\u0131nda olan yeni y\u00fczde 75 kredi-de\u011fer oranl\u0131 (LTV) mortgage faizleri yakla\u015f\u0131k y\u00fczde 4,8’e<\/strong> y\u00fckseldi.<\/p>\n

Bu de\u011fi\u015fim, ocak ay\u0131nda ayn\u0131 ayl\u0131k \u00f6deme ile 200 bin sterlin mortgage kullanabilen bir ki\u015finin bug\u00fcn yakla\u015f\u0131k 182 bin sterlin bor\u00e7lanabilece\u011fi anlam\u0131na geliyor. B\u00f6ylece al\u0131c\u0131lar\u0131n bor\u00e7lanma g\u00fcc\u00fc yakla\u015f\u0131k y\u00fczde 9 geriledi<\/strong>.<\/p>

\"\"<\/a><\/div>\n

Faiz beklentileri mortgage maliyetlerini art\u0131rd\u0131<\/h4>\n

\u0130ngiltere Merkez Bankas\u0131 (BoE), politika faizini y\u0131l boyunca y\u00fczde 3,75 seviyesinde tuttu. Ancak sabit faizli mortgage oranlar\u0131, bankalar\u0131n gelecekteki faiz beklentilerini fiyatlamas\u0131 nedeniyle y\u00fckselmeye devam etti.<\/p>\n

Orta Do\u011fu’daki \u00e7at\u0131\u015fmalar\u0131n enerji fiyatlar\u0131n\u0131 art\u0131rmas\u0131 ve enflasyon \u00fczerinde yeniden bask\u0131 olu\u015fturmas\u0131 da piyasalardaki faiz beklentilerini etkiledi. Yat\u0131r\u0131mc\u0131lar, BoE’nin enflasyonu kontrol alt\u0131na almak i\u00e7in faizleri daha uzun s\u00fcre y\u00fcksek tutabilece\u011fini \u00f6ng\u00f6r\u00fcyor.<\/p>\n

Bu ko\u015fullarda ev almak isteyenlerin daha y\u00fcksek pe\u015finat sa\u011flamas\u0131, ayl\u0131k \u00f6demelerini art\u0131rmas\u0131 veya daha d\u00fc\u015f\u00fck fiyatl\u0131 konutlara y\u00f6nelmesi gerekiyor.<\/p>\n

Londra’da fark 35 bin 500 sterline \u00e7\u0131kt\u0131<\/h4>\n

Zoopla’n\u0131n ara\u015ft\u0131rmas\u0131na g\u00f6re sat\u0131n alma g\u00fcc\u00fcndeki en b\u00fcy\u00fck parasal kay\u0131p Londra’da<\/strong> ya\u015fand\u0131. Ba\u015fkentte al\u0131c\u0131lar\u0131n y\u0131l ba\u015f\u0131ndaki mortgage \u00f6deme seviyesini koruyabilmesi i\u00e7in yakla\u015f\u0131k 35 bin 500 sterlin ek kaynak bulmas\u0131 gerekiyor. Bu rakam ulusal ortalaman\u0131n neredeyse iki kat\u0131.<\/p>\n

Kuzey Do\u011fu \u0130ngiltere ise sat\u0131n alma g\u00fcc\u00fcndeki d\u00fc\u015f\u00fc\u015ften oransal olarak en fazla etkilenen b\u00f6lge oldu. Buradaki finansman a\u00e7\u0131\u011f\u0131n\u0131n yakla\u015f\u0131k 10 bin 200 sterlin oldu\u011fu hesapland\u0131.<\/p>\n

Konut aramalar\u0131nda yeniden art\u0131\u015f var<\/h4>\n

Artan bor\u00e7lanma maliyetlerine ra\u011fmen konut piyasas\u0131nda talebin toparlanmaya ba\u015flad\u0131\u011f\u0131na ili\u015fkin i\u015faretler de bulunuyor. Zoopla’daki konut aramalar\u0131 ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re y\u00fczde 7 artt\u0131<\/strong>.<\/p>\n

16 A\u011fustos’a kadarki d\u00f6rt haftada konut arayanlar\u0131n say\u0131s\u0131 y\u0131ll\u0131k bazda y\u00fczde 7 y\u00fckselirken, \u0130ngiltere’nin G\u00fcney Do\u011fu b\u00f6lgesinde aramalar y\u00fczde 8,9, Do\u011fu \u0130ngiltere’de ise y\u00fczde 8,5 artt\u0131.<\/p>\n

Zoopla \u0130cra Direkt\u00f6r\u00fc Richard Donnell<\/strong>, y\u00fcksek bor\u00e7lanma maliyetleri ve siyasi belirsizlik nedeniyle bir\u00e7ok al\u0131c\u0131n\u0131n yaz aylar\u0131nda beklemeyi tercih etti\u011fini, ancak temmuz ortas\u0131ndan itibaren konut aramalar\u0131nda d\u00fczenli bir toparlanma g\u00f6r\u00fcld\u00fc\u011f\u00fcn\u00fc belirtti.<\/p>\n

\"\"<\/a><\/div>","protected":false},"excerpt":{"rendered":"

\u0130ngiltere’de y\u00fckselen mortgage faizleri, ev sahibi olmak isteyenlerin sat\u0131n alma g\u00fcc\u00fcn\u00fc \u00f6nemli \u00f6l\u00e7\u00fcde azaltt\u0131. Yeni verilere g\u00f6re, ayl\u0131k mortgage \u00f6demesini ocak ay\u0131ndaki seviyede tutmak isteyen bir al\u0131c\u0131n\u0131n 18 bin 200 sterlin daha fazla kaynak bulmas\u0131 gerekiyor. Zoopla verilerine g\u00f6re, y\u0131l ba\u015f\u0131nda y\u00fczde 4’\u00fcn alt\u0131nda olan yeni y\u00fczde 75 kredi-de\u011fer oranl\u0131 (LTV) mortgage faizleri yakla\u015f\u0131k y\u00fczde 4,8’e y\u00fckseldi. Bu de\u011fi\u015fim, ocak ay\u0131nda ayn\u0131 ayl\u0131k \u00f6deme ile 200 bin sterlin mortgage kullanabilen bir ki\u015finin bug\u00fcn yakla\u015f\u0131k 182 bin sterlin bor\u00e7lanabilece\u011fi anlam\u0131na geliyor. B\u00f6ylece al\u0131c\u0131lar\u0131n bor\u00e7lanma g\u00fcc\u00fc yakla\u015f\u0131k y\u00fczde 9 geriledi. Faiz beklentileri mortgage maliyetlerini art\u0131rd\u0131 \u0130ngiltere Merkez Bankas\u0131 (BoE), politika faizini y\u0131l […]<\/p>\n","protected":false},"author":11,"featured_media":33283,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[5269],"tags":[],"class_list":["post-39920","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-birlesik-krallik"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/39920","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=39920"}],"version-history":[{"count":1,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/39920\/revisions"}],"predecessor-version":[{"id":39921,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/39920\/revisions\/39921"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media\/33283"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=39920"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=39920"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=39920"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}