{"id":3888,"date":"2020-03-11T05:29:26","date_gmt":"2020-03-11T02:29:26","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=3888"},"modified":"2020-03-11T20:20:07","modified_gmt":"2020-03-11T17:20:07","slug":"bkm-genel-md-canko-koronavirus-sayesinde-temassiz-odemelerin-onemi-anlasilmis-oldu","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/bkm-genel-md-canko-koronavirus-sayesinde-temassiz-odemelerin-onemi-anlasilmis-oldu\/","title":{"rendered":"BKM Genel Md. Canko :Koronavir\u00fcs sayesinde temass\u0131z \u00f6demelerin \u00f6nemi anla\u015f\u0131lm\u0131\u015f oldu"},"content":{"rendered":"<p>\u00c7in\u2019in Wuhan kentinde ortaya \u00e7\u0131kan ve t\u00fcm d\u00fcnyaya yay\u0131lan \u00f6l\u00fcmc\u00fcl salg\u0131n koronavir\u00fcs nedeniyle t\u00fcm D\u00fcnya adeta alarm veriyor. D\u00fcn itibariyle T\u00fcrkiye&#8217;de de bir vaka tespit edildi. \u00d6te yandan \u00c7in ve \u0130ran&#8217;dan sonra \u0130talya&#8217;da da salg\u0131n\u0131n etkisi giderek art\u0131yor. D\u00fcnya Sa\u011fl\u0131k \u00d6rg\u00fct\u00fc ve \u00e7e\u015fitli \u00fclkelerin sa\u011fl\u0131k yetkilileri vir\u00fcs\u00fcn yay\u0131lmas\u0131n\u0131 engellemek i\u00e7in s\u00fcrekli uyar\u0131larda bulunuyor. Vir\u00fcslerin yay\u0131lmas\u0131nda en b\u00fcy\u00fck etkenlerden biri de ka\u011f\u0131t paralar. Bu durumu temass\u0131z \u00f6deme sistemleri konusunda uzman olan Bankalararas\u0131 Kart Merkezi (BKM) Genel M\u00fcd\u00fcr\u00fc Dr. Soner Canko&#8217;ya sorduk.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-3889 aligncenter\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2020\/03\/soner-canko.jpg\" alt=\"\" width=\"864\" height=\"486\" title=\"\"><\/p>\n<p><strong>T.C. Sa\u011fl\u0131k Bakanl\u0131\u011f\u0131; ge\u00e7ti\u011fimiz haftalarda en ciddi vir\u00fcs ta\u015f\u0131y\u0131c\u0131s\u0131n\u0131n k\u00e2\u011f\u0131t paralar oldu\u011funu s\u00f6yleyen bir a\u00e7\u0131klama yapt\u0131. Koronavir\u00fcs gibi ciddi tehditler g\u00fcndemdeyken k\u00e2\u011f\u0131t paralara y\u00f6nelik bir k\u0131s\u0131tlama s\u00f6z konusu olabilir mi? T\u00fcrkiye&#8217;de de \u00c7in&#8217;de ki gibi &#8220;karantina alt\u0131na&#8221; al\u0131nan banknotlar g\u00f6recek miyiz? Bu durum dijital para kullan\u0131m\u0131na g\u00f6zle g\u00f6r\u00fcl\u00fcr bir etki eder mi?<\/strong><\/p>\n<p>Yap\u0131lan bilimsel \u00e7al\u0131\u015fmalar elden ele dola\u015fan paralar\u0131n \u00fczerinde binlerce bakteri bulundu\u011funu ortaya koyuyor. Bu paralar mikroplar\u0131n h\u0131zla yay\u0131lmas\u0131na yol a\u00e7\u0131yor. Bu noktada temass\u0131z \u00f6demeler hijyenik olmas\u0131yla \u00f6ne \u00e7\u0131k\u0131yor. Temass\u0131z kart\u0131n\u0131z\u0131 al\u0131\u015fveri\u015flerinizde kasa g\u00f6revlisine vermek zorunda kalm\u0131yorsunuz.<\/p><div id=\"briti-2749901049\" class=\"briti-icerik\" style=\"margin-top: 5px;margin-bottom: 5px;\"><a href=\"https:\/\/piaryum.com\/services\/\" aria-label=\"piaryum banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/Gemini_Generated_Image_g5yqr1g5yqr1g5yq.jpg\" alt=\"\"  width=\"2064\" height=\"1152\"   \/><\/a><\/div>\n<blockquote><p>BKM olarak temass\u0131z \u00f6demelerin hijyenik oldu\u011fu konusunda fark\u0131ndal\u0131k yaratmak i\u00e7in \u00e7al\u0131\u015f\u0131yoruz. Koronavir\u00fcs ile birlikte de nakitsiz \u00f6demelerin hijyen a\u00e7\u0131s\u0131ndan \u00f6nemi bir kez daha anla\u015f\u0131lm\u0131\u015f oldu. Bu eksende D\u00fcnya Sa\u011fl\u0131k \u00d6rg\u00fct\u00fc\u2019n\u00fcn ge\u00e7ti\u011fimiz hafta yapt\u0131\u011f\u0131 \u00f6demelerde temass\u0131z \u00f6zellikli kart kullan\u0131lmas\u0131na y\u00f6nelik \u00f6neriyi yerinde buluyor ve destekliyoruz. Bu durumun dijital para kullan\u0131m\u0131n\u0131n de\u011fil ancak temass\u0131z \u00f6demelerin yan\u0131 s\u0131ra QR kod ve kod bazl\u0131 mobil \u00f6demelerin de artmas\u0131na sebep olabilece\u011fini d\u00fc\u015f\u00fcn\u00fcyorum.<\/p><\/blockquote>\n<ul>\n<li>Nakit parada vir\u00fcs ve bakteri var<\/li>\n<li>Temass\u0131z kartta sa\u011fl\u0131k var<\/li>\n<li>Nakit para elden ele dola\u015f\u0131r<\/li>\n<li>Temass\u0131z kart\u0131n\u0131za sadece siz dokunursunuz<\/li>\n<\/ul>\n<p><strong>Facebook&#8217;un \u00e7\u0131kard\u0131\u011f\u0131 dijital para Libra gelece\u011fi hakk\u0131nda ne s\u00f6ylemek istersiniz? Buralara yat\u0131r\u0131m yapmak isteyenlere bir tavsiyeniz var m\u0131? T\u00fcrkiye&#8217;de dijital para dendi\u011finde akla ilk gelen isimlerden birisiniz. Devletin 11. Kalk\u0131nma Plan\u0131&#8217;nda blockchain tabanl\u0131 dijital merkez bankas\u0131 paras\u0131n\u0131n olu\u015fturulmas\u0131 da yer alm\u0131\u015ft\u0131. Son durumla ilgili bir bilginiz var m\u0131?<\/strong><\/p>\n<p>Facebook, her biri kendi alan\u0131n\u0131n en \u00f6nemli \u015firketleri olan \u00e7ok say\u0131da sayg\u0131n kurumun deste\u011fini alarak kurdu\u011fu Libra Association ile \u00f6nemli bir hareket ba\u015flatt\u0131. \u00c7\u0131karaca\u011f\u0131 dijital paran\u0131n yayg\u0131nla\u015fma potansiyelinin y\u00fcksek olmas\u0131, d\u00fczenleyicilerin Libra\u2019ya g\u00f6sterdi\u011fi ilginin artmas\u0131na ve merkez bankalar\u0131n\u0131n dijital paralar \u00fczerine y\u00fcr\u00fctt\u00fc\u011f\u00fc \u00e7al\u0131\u015fmalar\u0131n h\u0131zlanmas\u0131na sebep oldu. Ancak d\u00fczenleyicilerin uyar\u0131lar\u0131 sonras\u0131nda baz\u0131 destek\u00e7ilerini kaybeden projenin hayata ge\u00e7mesi i\u00e7in reg\u00fclat\u00f6rlerin beklentilerinin kar\u015f\u0131lanmas\u0131 gerekiyor.<img loading=\"lazy\" decoding=\"async\" class=\"wp-image-3893 aligncenter\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2020\/03\/Libra-U.S.-Swiss-Waters-1.jpg\" alt=\"\" width=\"704\" height=\"470\" title=\"\"><\/p>\n<p>En son yap\u0131lan a\u00e7\u0131klamalar\u0131nda ba\u015fka dijital paralar\u0131 da i\u00e7eren bir dijital para c\u00fczdan\u0131 olas\u0131l\u0131\u011f\u0131n\u0131 da g\u00fcndeme ald\u0131lar. Bu t\u00fcr yeni ad\u0131mlarla ortak bir noktada bulu\u015fulabilece\u011fine inan\u0131yorum, neler olaca\u011f\u0131n\u0131 birlikte g\u00f6rece\u011fiz.<\/p>\n<blockquote><p>Finansal istikrar\u0131 sa\u011flamakla g\u00f6revli olan merkez bankalar\u0131n\u0131n kendi dijital paralar\u0131n\u0131 \u00e7\u0131karmak i\u00e7in \u00e7al\u0131\u015fmas\u0131 \u00e7ok do\u011fal. Bu \u00fclkelerden biri de biziz. TCMB\u2019nin bu do\u011frultuda yapt\u0131\u011f\u0131 geli\u015ftirmelerin y\u0131l i\u00e7erisinde tamamlanmas\u0131 bekleniyor. D\u00fcnyadaki geli\u015fmeleri yak\u0131ndan takip eden ve blokzincir teknolojisine yat\u0131r\u0131m yapan bir \u00fclkeyiz, bu at\u0131l\u0131m\u0131 da do\u011fru bir ad\u0131m olarak g\u00f6r\u00fcyorum.<\/p><\/blockquote>\n<p>&nbsp;<\/p>\n<p><strong>WhatsApp&#8217;ta ge\u00e7en sene uygulama \u00fczerinde para transferi yapaca\u011f\u0131n\u0131 a\u00e7\u0131klam\u0131\u015ft\u0131? Son y\u0131llar\u0131n en \u00e7ok kullan\u0131lan mesajla\u015fma ve konu\u015fma uygulamas\u0131 olan Whatsapp bir g\u00fcvenlik riski yarat\u0131r m\u0131?<\/strong><\/p>\n<p>BigTech ad\u0131 verilen \u00e7ok uluslu dev teknoloji \u015firketlerinin finansa g\u00f6sterdi\u011fi ilgi, baz\u0131 soru i\u015faretlerini de beraberinde getiriyor. Y\u00fcz milyonlarca kullan\u0131c\u0131s\u0131 olan bu \u015firketler, sahip olduklar\u0131 veri ile \u00f6nemli bir g\u00fcce de sahipler. \u0130nsanlar, ya\u015fad\u0131klar\u0131 olaylardan ders \u00e7\u0131kar\u0131yor. Verinin getirdi\u011fi bu g\u00fcc\u00fcn baz\u0131 teknoloji \u015firketleri taraf\u0131ndan ge\u00e7mi\u015fte k\u00f6t\u00fcye kullan\u0131lmas\u0131 nedeniyle akl\u0131m\u0131zda ister istemez soru i\u015faretleri do\u011fdu. Bu noktada kurumlar\u0131n etik hareket etmesi \u00f6nemli. T\u00fcm teknoloji devlerinin bu noktaya dikkat etmesi ve ilkeli davranmas\u0131 gerekir.<\/p>\n<p><strong>Soner Canko kimdir?<\/strong><\/p>\n<div class=\"cnt-box\">1990 y\u0131l\u0131nda \u0130stanbul \u00dcniversitesi, Siyasal Bilgiler Fak\u00fcltesi\u2019nden<br \/>\nmezun olan Dr. Soner Canko, ayn\u0131 \u00fcniversitenin \u0130ktisat Fak\u00fcltesi\u2019nde y\u00fcksek lisans ve doktora dereceleri ald\u0131.<\/div>\n<div class=\"cnt-box\"><\/div>\n<div class=\"cnt-box\">Procter&amp;Gamble, Citibank, Alternatifbank ve Hewlett-Packard\u2019da y\u00f6netici olarak \u00e7e\u015fitli g\u00f6revler \u00fcstlenen Dr. Soner Canko, Bile\u015fim A\u015e\u2019de Genel M\u00fcd\u00fcr olarak g\u00f6rev yapm\u0131\u015ft\u0131r. First Data T\u00fcrkiye Kurucu Genel M\u00fcd\u00fcrl\u00fc\u011f\u00fc sonras\u0131nda Ziraat Bankas\u0131\u2019nda Genel M\u00fcd\u00fcr Yard\u0131mc\u0131l\u0131\u011f\u0131 g\u00f6revinde bulunan Dr. Canko, Temmuz 2011\u2019den itibaren Bankalararas\u0131 Kart Merkezi (BKM) Genel M\u00fcd\u00fcr\u00fc olarak g\u00f6rev yapmaktad\u0131r.<\/div>\n<div id=\"briti-3810229310\" class=\"briti-icerikten-sonra_2\" style=\"margin-top: 25px;margin-bottom: 25px;\"><a href=\"https:\/\/wa.me\/message\/NDZLLIOQT4H3O1\" aria-label=\"bytv reklam banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/bytv-reklam-banner.jpg\" alt=\"\"  width=\"2376\" height=\"1008\"   \/><\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>\u00c7in\u2019in Wuhan kentinde ortaya \u00e7\u0131kan ve t\u00fcm d\u00fcnyaya yay\u0131lan \u00f6l\u00fcmc\u00fcl salg\u0131n koronavir\u00fcs nedeniyle t\u00fcm D\u00fcnya adeta alarm veriyor. D\u00fcn itibariyle T\u00fcrkiye&#8217;de de bir vaka tespit edildi. \u00d6te yandan \u00c7in ve \u0130ran&#8217;dan sonra \u0130talya&#8217;da da salg\u0131n\u0131n etkisi giderek art\u0131yor. D\u00fcnya Sa\u011fl\u0131k \u00d6rg\u00fct\u00fc ve \u00e7e\u015fitli \u00fclkelerin sa\u011fl\u0131k yetkilileri vir\u00fcs\u00fcn yay\u0131lmas\u0131n\u0131 engellemek i\u00e7in s\u00fcrekli uyar\u0131larda bulunuyor. Vir\u00fcslerin yay\u0131lmas\u0131nda en b\u00fcy\u00fck etkenlerden biri de ka\u011f\u0131t paralar. Bu durumu temass\u0131z \u00f6deme sistemleri konusunda uzman olan Bankalararas\u0131 Kart Merkezi (BKM) Genel M\u00fcd\u00fcr\u00fc Dr. Soner Canko&#8217;ya sorduk. T.C. Sa\u011fl\u0131k Bakanl\u0131\u011f\u0131; ge\u00e7ti\u011fimiz haftalarda en ciddi vir\u00fcs ta\u015f\u0131y\u0131c\u0131s\u0131n\u0131n k\u00e2\u011f\u0131t paralar oldu\u011funu s\u00f6yleyen bir a\u00e7\u0131klama yapt\u0131. Koronavir\u00fcs gibi ciddi tehditler [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3895,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[1,2],"tags":[792,789,791,588,790,788,629],"class_list":["post-3888","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel","category-is-dunyasi","tag-11-kalkinma-plani","tag-bkm","tag-facebook-para-birimi","tag-koronavirus","tag-libra","tag-soner-canko","tag-whatsapp"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/3888","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=3888"}],"version-history":[{"count":0,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/3888\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media\/3895"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=3888"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=3888"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=3888"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}