{"id":38444,"date":"2026-04-07T16:49:29","date_gmt":"2026-04-07T15:49:29","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=38444"},"modified":"2026-04-07T16:49:29","modified_gmt":"2026-04-07T15:49:29","slug":"ingilterede-ogrenci-kredisi-faizlerine-6-siniri-geldi","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/ingilterede-ogrenci-kredisi-faizlerine-6-siniri-geldi\/","title":{"rendered":"\u0130ngiltere&#8217;de \u00d6\u011frenci Kredisi Faizlerine %6 S\u0131n\u0131r\u0131 Geldi"},"content":{"rendered":"<div id=\"model-response-message-contentr_1e3894718f628b65\" class=\"markdown markdown-main-panel enable-updated-hr-color\" dir=\"ltr\" aria-live=\"polite\" aria-busy=\"false\">\n<h4 data-path-to-node=\"1\"><b data-path-to-node=\"1\" data-index-in-node=\"0\">Enflasyon riskine kar\u015f\u0131 koruma kalkan\u0131<\/b><\/h4>\n<p data-path-to-node=\"2\">\u0130ngiltere&#8217;deki \u00fcniversite mezunlar\u0131n\u0131 korumay\u0131 hedefleyen yeni d\u00fczenleme, \u00f6n\u00fcm\u00fczdeki akademik y\u0131ldan itibaren y\u00fcr\u00fcrl\u00fc\u011fe girecek. <b data-path-to-node=\"2\" data-index-in-node=\"129\">BBC\u2019nin haberine g\u00f6re<\/b>, <b data-path-to-node=\"2\" data-index-in-node=\"152\">Plan 2<\/b> ve lisans\u00fcst\u00fc kredileri kapsayan bu tavan fiyat uygulamas\u0131, \u0130ran sava\u015f\u0131 nedeniyle y\u00fckselme e\u011filimi g\u00f6steren enflasyonun etkilerini hafifletmeyi ama\u00e7l\u0131yor.<\/p>\n<p data-path-to-node=\"3\">Yeteneklerden Sorumlu Bakan <b data-path-to-node=\"3\" data-index-in-node=\"28\">Baroness Jacqui Smith<\/b>, belirsizle\u015fen d\u00fcnyadaki uzak \u00e7at\u0131\u015fmalar\u0131n ekonomik sonu\u00e7lar\u0131na kar\u015f\u0131 savunma yapmak istediklerini belirtti. Bakan <b data-path-to-node=\"3\" data-index-in-node=\"165\">Smith<\/b>, bu ad\u0131m\u0131n halihaz\u0131rda adaletsiz bulunan sistem i\u00e7erisinde en fazla risk alt\u0131nda olan bor\u00e7lulara acil koruma sa\u011flayaca\u011f\u0131n\u0131 ifade etti.<\/p>\n<h4 data-path-to-node=\"4\"><b data-path-to-node=\"4\" data-index-in-node=\"0\">Sistem nas\u0131l i\u015fleyecek?<\/b><\/h4>\n<p data-path-to-node=\"5\">S\u00f6z konusu faiz s\u0131n\u0131r\u0131, Eyl\u00fcl 2012 ile Temmuz 2023 tarihleri aras\u0131nda \u0130ngiltere&#8217;de verilen <b data-path-to-node=\"5\" data-index-in-node=\"91\">Plan 2<\/b> kredileri ile lisans\u00fcst\u00fc krediler i\u00e7in <b data-path-to-node=\"5\" data-index-in-node=\"137\">2026-27<\/b> akademik y\u0131l\u0131nda ge\u00e7erli olacak. Normal \u015fartlarda bu kredilerin faiz oran\u0131, Perakende Fiyat Endeksi (<b data-path-to-node=\"5\" data-index-in-node=\"246\">RPI<\/b>) \u00fczerine gelire ba\u011fl\u0131 olarak eklenen <b data-path-to-node=\"5\" data-index-in-node=\"287\">%3<\/b>&#8216;l\u00fck pay ile hesaplan\u0131yor. \u015eubat ay\u0131nda <b data-path-to-node=\"5\" data-index-in-node=\"329\">%3,6<\/b> olan <b data-path-to-node=\"5\" data-index-in-node=\"339\">RPI<\/b> oran\u0131n\u0131n, b\u00f6lgedeki sava\u015f\u0131n etkisiyle h\u0131zla y\u00fckselmesi bekleniyordu.<\/p><div id=\"briti-281146957\" class=\"briti-icerik\" style=\"margin-top: 5px;margin-bottom: 5px;\"><a href=\"https:\/\/piaryum.com\/services\/\" aria-label=\"piaryum banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/Gemini_Generated_Image_g5yqr1g5yqr1g5yq.jpg\" alt=\"\"  width=\"2064\" height=\"1152\"   \/><\/a><\/div>\n<p data-path-to-node=\"6\">H\u00fck\u00fcmetin bu m\u00fcdahalesiyle birlikte, en y\u00fcksek gelire sahip mezunlar\u0131n dahi bor\u00e7 y\u00fck\u00fcndeki art\u0131\u015f <b data-path-to-node=\"6\" data-index-in-node=\"97\">%6<\/b> seviyesinde tutulacak. Daha \u00f6nce de enflasyonun \u00e7ok y\u00fckseldi\u011fi d\u00f6nemlerde benzer tavan uygulamalar\u0131na gidilmi\u015f, en y\u00fcksek s\u0131n\u0131r <b data-path-to-node=\"6\" data-index-in-node=\"228\">%8<\/b> olarak belirlenmi\u015fti.<\/p>\n<h4 data-path-to-node=\"7\"><b data-path-to-node=\"7\" data-index-in-node=\"0\">Reform \u00e7a\u011fr\u0131lar\u0131 devam ediyor<\/b><\/h4>\n<p data-path-to-node=\"8\">Karar, \u00f6\u011frenci haklar\u0131 savunucular\u0131 taraf\u0131ndan olumlu kar\u015f\u0131lansa da sistem genelinde daha k\u00f6kl\u00fc de\u011fi\u015fim talepleri yineleniyor. Ulusal \u00d6\u011frenci Birli\u011fi (<b data-path-to-node=\"8\" data-index-in-node=\"151\">NUS<\/b>) Ba\u015fkan\u0131 <b data-path-to-node=\"8\" data-index-in-node=\"164\">Amira Campbell<\/b>, bu ad\u0131m\u0131 &#8220;b\u00fcy\u00fck bir zafer&#8221; olarak nitelerken, geri \u00f6deme e\u015fiklerinin gelirle paralel olarak y\u00fckseltilmesi gerekti\u011fini savundu.<\/p>\n<p data-path-to-node=\"9\">Muhafazakar Parti G\u00f6lge E\u011fitim Bakan\u0131 <b data-path-to-node=\"9\" data-index-in-node=\"38\">Laura Trott<\/b> ise h\u00fck\u00fcmetin sadece &#8220;y\u00fczeysel iyile\u015ftirmeler&#8221; yapt\u0131\u011f\u0131n\u0131, mezunlar\u0131n h\u00e2l\u00e2 enflasyonun \u00fczerinde faiz \u00f6demeye devam edece\u011fini belirterek d\u00fczenlemeyi ele\u015ftirdi. <b data-path-to-node=\"9\" data-index-in-node=\"208\">Higher Education Policy Institute<\/b> direkt\u00f6r\u00fc <b data-path-to-node=\"9\" data-index-in-node=\"252\">Nick Hillman<\/b> da de\u011fi\u015fikli\u011fi &#8220;ge\u00e7ici bir pansuman&#8221; olarak tan\u0131mlad\u0131.<\/p>\n<\/div>\n<div id=\"briti-3895369117\" class=\"briti-icerikten-sonra_2\" style=\"margin-top: 25px;margin-bottom: 25px;\"><a href=\"https:\/\/wa.me\/message\/NDZLLIOQT4H3O1\" aria-label=\"bytv reklam banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/bytv-reklam-banner.jpg\" alt=\"\"  width=\"2376\" height=\"1008\"   \/><\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>Enflasyon riskine kar\u015f\u0131 koruma kalkan\u0131 \u0130ngiltere&#8217;deki \u00fcniversite mezunlar\u0131n\u0131 korumay\u0131 hedefleyen yeni d\u00fczenleme, \u00f6n\u00fcm\u00fczdeki akademik y\u0131ldan itibaren y\u00fcr\u00fcrl\u00fc\u011fe girecek. BBC\u2019nin haberine g\u00f6re, Plan 2 ve lisans\u00fcst\u00fc kredileri kapsayan bu tavan fiyat uygulamas\u0131, \u0130ran sava\u015f\u0131 nedeniyle y\u00fckselme e\u011filimi g\u00f6steren enflasyonun etkilerini hafifletmeyi ama\u00e7l\u0131yor. Yeteneklerden Sorumlu Bakan Baroness Jacqui Smith, belirsizle\u015fen d\u00fcnyadaki uzak \u00e7at\u0131\u015fmalar\u0131n ekonomik sonu\u00e7lar\u0131na kar\u015f\u0131 savunma yapmak istediklerini belirtti. Bakan Smith, bu ad\u0131m\u0131n halihaz\u0131rda adaletsiz bulunan sistem i\u00e7erisinde en fazla risk alt\u0131nda olan bor\u00e7lulara acil koruma sa\u011flayaca\u011f\u0131n\u0131 ifade etti. Sistem nas\u0131l i\u015fleyecek? S\u00f6z konusu faiz s\u0131n\u0131r\u0131, Eyl\u00fcl 2012 ile Temmuz 2023 tarihleri aras\u0131nda \u0130ngiltere&#8217;de verilen Plan 2 kredileri ile lisans\u00fcst\u00fc krediler [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":17295,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[5269,1519,15],"tags":[],"class_list":["post-38444","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-birlesik-krallik","category-egitim","category-ingiltere"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/38444","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=38444"}],"version-history":[{"count":1,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/38444\/revisions"}],"predecessor-version":[{"id":38445,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/38444\/revisions\/38445"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media\/17295"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=38444"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=38444"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=38444"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}