{"id":38183,"date":"2026-03-31T13:28:14","date_gmt":"2026-03-31T12:28:14","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=38183"},"modified":"2026-03-31T11:57:36","modified_gmt":"2026-03-31T10:57:36","slug":"arac-finansmani-skandalinda-milyonlarca-surucuye-tazminat","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/arac-finansmani-skandalinda-milyonlarca-surucuye-tazminat\/","title":{"rendered":"Ara\u00e7 Finansman\u0131 Skandal\u0131nda Milyonlarca S\u00fcr\u00fcc\u00fcye Tazminat"},"content":{"rendered":"<div id=\"model-response-message-contentr_59e10e382e551c06\" class=\"markdown markdown-main-panel enable-updated-hr-color\" dir=\"ltr\" aria-live=\"polite\" aria-busy=\"false\">\n<p data-path-to-node=\"1\"><b data-path-to-node=\"1\" data-index-in-node=\"0\">Mali Denetim Otoritesi<\/b> (<b data-path-to-node=\"1\" data-index-in-node=\"24\">FCA<\/b>), Birle\u015fik Krall\u0131k genelinde milyonlarca s\u00fcr\u00fcc\u00fcy\u00fc ilgilendiren dev tazminat plan\u0131n\u0131n detaylar\u0131n\u0131 a\u00e7\u0131klad\u0131. <b data-path-to-node=\"1\" data-index-in-node=\"135\">BBC<\/b>&#8216;nin haberine g\u00f6re, d\u00fczenleyici kurumun haz\u0131rlad\u0131\u011f\u0131 <b data-path-to-node=\"1\" data-index-in-node=\"190\">9,1 milyar sterlin<\/b> maliyetli telafi program\u0131 kapsam\u0131nda, kredi veren kurulu\u015flar\u0131n yakla\u015f\u0131k <b data-path-to-node=\"1\" data-index-in-node=\"281\">7,5 milyar sterlin<\/b> do\u011frudan \u00f6deme yapmas\u0131 bekleniyor.<\/p>\n<p data-path-to-node=\"2\">Ba\u015flang\u0131\u00e7ta <b data-path-to-node=\"2\" data-index-in-node=\"12\">14,2 milyon<\/b> olarak tahmin edilen kapsama dahil s\u00f6zle\u015fme say\u0131s\u0131, yeni kriterlerle birlikte <b data-path-to-node=\"2\" data-index-in-node=\"102\">12,1 milyon<\/b> olarak g\u00fcncellendi. Bu dev b\u00fct\u00e7eli tazminat s\u00fcreci, <b data-path-to-node=\"2\" data-index-in-node=\"166\">Nisan 2007<\/b> ile <b data-path-to-node=\"2\" data-index-in-node=\"181\">Kas\u0131m 2024<\/b> tarihleri aras\u0131nda yap\u0131lan ara\u00e7 finansman\u0131 anla\u015fmalar\u0131n\u0131 kaps\u0131yor.<\/p>\n<h4 data-path-to-node=\"3\"><b data-path-to-node=\"3\" data-index-in-node=\"0\">Gizli Komisyon D\u00fczenlemeleri Mercek Alt\u0131nda<\/b><\/h4>\n<p data-path-to-node=\"4\">Tazminat kararlar\u0131n\u0131n oda\u011f\u0131nda, bayilerin m\u00fc\u015fteriye uygulanan faiz oran\u0131na g\u00f6re kredi verenlerden ek \u00fccret ald\u0131\u011f\u0131 &#8220;iste\u011fe ba\u011fl\u0131 komisyon d\u00fczenlemeleri&#8221; (<b data-path-to-node=\"4\" data-index-in-node=\"153\">DCA<\/b>) yer al\u0131yor. <b data-path-to-node=\"4\" data-index-in-node=\"170\">FCA<\/b>, bu gizli anla\u015fmalar\u0131n bayileri m\u00fc\u015fterilere gere\u011finden y\u00fcksek faiz oranlar\u0131 dayatmaya te\u015fvik etti\u011fini ve t\u00fcketicilerin fazla \u00f6deme yapmas\u0131na neden oldu\u011funu belirtti.<\/p><div id=\"briti-1812527229\" class=\"briti-icerik\" style=\"margin-top: 5px;margin-bottom: 5px;\"><a href=\"https:\/\/piaryum.com\/services\/\" aria-label=\"piaryum banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/Gemini_Generated_Image_g5yqr1g5yqr1g5yq.jpg\" alt=\"\"  width=\"2064\" height=\"1152\"   \/><\/a><\/div>\n<p data-path-to-node=\"5\">Kurum, <b data-path-to-node=\"5\" data-index-in-node=\"7\">2021<\/b> y\u0131l\u0131nda yasaklanan bu uygulamalar\u0131n ard\u0131ndan ge\u00e7mi\u015fe y\u00f6nelik bir \u00e7izgi \u00e7ekilmesi gerekti\u011fini vurgulad\u0131. Ayr\u0131ca, kredi toplam maliyetinin en az <b data-path-to-node=\"5\" data-index-in-node=\"155\">%39<\/b>\u2019unu veya kredi tutar\u0131n\u0131n <b data-path-to-node=\"5\" data-index-in-node=\"184\">%10<\/b>\u2019unu a\u015fan y\u00fcksek komisyonlu anla\u015fmalar ile bayilere \u00f6ncelik tan\u0131yan \u00f6zel s\u00f6zle\u015fmeler de tazminat kapsam\u0131nda de\u011ferlendirilecek.<\/p>\n<h4 data-path-to-node=\"6\"><b data-path-to-node=\"6\" data-index-in-node=\"0\">Tazminat S\u00fcreci ve \u00d6deme Takvimi<\/b><\/h4>\n<p data-path-to-node=\"7\"><b data-path-to-node=\"7\" data-index-in-node=\"0\">FCA<\/b>, tazminat s\u00fcrecinin h\u0131zland\u0131r\u0131lmas\u0131 i\u00e7in kredi veren kurulu\u015flara belirli tarihlere kadar s\u00fcre tan\u0131d\u0131. <b data-path-to-node=\"7\" data-index-in-node=\"106\">Nisan 2014<\/b> sonras\u0131ndaki krediler i\u00e7in firmalar\u0131n bu y\u0131l\u0131n <b data-path-to-node=\"7\" data-index-in-node=\"164\">Haziran<\/b> ay\u0131 sonuna, daha eski s\u00f6zle\u015fmeler i\u00e7in ise <b data-path-to-node=\"7\" data-index-in-node=\"215\">A\u011fustos<\/b> ay\u0131 sonuna kadar vakti bulunuyor. Halihaz\u0131rda \u015fikayette bulunmu\u015f olan m\u00fc\u015fterilerle belirlenen bu tarihlerden itibaren \u00fc\u00e7 ay i\u00e7inde ileti\u015fime ge\u00e7ilmesi zorunlu tutuldu.<\/p>\n<p data-path-to-node=\"8\">Kredi veren dev bankalardan <b data-path-to-node=\"8\" data-index-in-node=\"28\">Lloyds<\/b>, olas\u0131 tazminat maliyetleri i\u00e7in \u015fimdiden <b data-path-to-node=\"8\" data-index-in-node=\"77\">2 milyar sterlin<\/b> ay\u0131rd\u0131\u011f\u0131n\u0131 duyurdu. D\u00fczenleyici kurum, teklif edilen tazminat miktar\u0131ndan memnun kalmayan t\u00fcketicilerin \u00fccretsiz olan <b data-path-to-node=\"8\" data-index-in-node=\"212\">Mali Ombudsman Hizmeti<\/b>&#8216;ne ba\u015fvurabilece\u011fini belirtti. Hi\u00e7 ileti\u015fime ge\u00e7ilmeyen s\u00fcr\u00fcc\u00fclerin ise <b data-path-to-node=\"8\" data-index-in-node=\"307\">A\u011fustos 2027<\/b> tarihine kadar bireysel \u015fikayet haklar\u0131 sakl\u0131 tutuluyor.<\/p>\n<\/div>\n<div id=\"briti-768311993\" class=\"briti-icerikten-sonra_2\" style=\"margin-top: 25px;margin-bottom: 25px;\"><a href=\"https:\/\/wa.me\/message\/NDZLLIOQT4H3O1\" aria-label=\"bytv reklam banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/bytv-reklam-banner.jpg\" alt=\"\"  width=\"2376\" height=\"1008\"   \/><\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>Mali Denetim Otoritesi (FCA), Birle\u015fik Krall\u0131k genelinde milyonlarca s\u00fcr\u00fcc\u00fcy\u00fc ilgilendiren dev tazminat plan\u0131n\u0131n detaylar\u0131n\u0131 a\u00e7\u0131klad\u0131. BBC&#8216;nin haberine g\u00f6re, d\u00fczenleyici kurumun haz\u0131rlad\u0131\u011f\u0131 9,1 milyar sterlin maliyetli telafi program\u0131 kapsam\u0131nda, kredi veren kurulu\u015flar\u0131n yakla\u015f\u0131k 7,5 milyar sterlin do\u011frudan \u00f6deme yapmas\u0131 bekleniyor. Ba\u015flang\u0131\u00e7ta 14,2 milyon olarak tahmin edilen kapsama dahil s\u00f6zle\u015fme say\u0131s\u0131, yeni kriterlerle birlikte 12,1 milyon olarak g\u00fcncellendi. Bu dev b\u00fct\u00e7eli tazminat s\u00fcreci, Nisan 2007 ile Kas\u0131m 2024 tarihleri aras\u0131nda yap\u0131lan ara\u00e7 finansman\u0131 anla\u015fmalar\u0131n\u0131 kaps\u0131yor. Gizli Komisyon D\u00fczenlemeleri Mercek Alt\u0131nda Tazminat kararlar\u0131n\u0131n oda\u011f\u0131nda, bayilerin m\u00fc\u015fteriye uygulanan faiz oran\u0131na g\u00f6re kredi verenlerden ek \u00fccret ald\u0131\u011f\u0131 &#8220;iste\u011fe ba\u011fl\u0131 komisyon d\u00fczenlemeleri&#8221; (DCA) yer al\u0131yor. FCA, [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":34268,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[5269,15],"tags":[],"class_list":["post-38183","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-birlesik-krallik","category-ingiltere"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/38183","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=38183"}],"version-history":[{"count":2,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/38183\/revisions"}],"predecessor-version":[{"id":38186,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/38183\/revisions\/38186"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=38183"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=38183"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=38183"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}