{"id":37631,"date":"2026-03-16T15:32:57","date_gmt":"2026-03-16T15:32:57","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=37631"},"modified":"2026-03-16T15:32:57","modified_gmt":"2026-03-16T15:32:57","slug":"ingilterede-konut-mortgage-onaylari-dustu","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/ingilterede-konut-mortgage-onaylari-dustu\/","title":{"rendered":"\u0130ngiltere&#8217;de Konut Mortgage Onaylar\u0131 D\u00fc\u015ft\u00fc"},"content":{"rendered":"<p>House of Commons Library&#8217;nin verilerine g\u00f6re Ocak 2026&#8217;da \u0130ngiltere&#8217;de <strong>59.999 mortgage onay\u0131<\/strong> verildi. Bu rakam Ocak 2025&#8217;teki 66.389&#8217;a k\u0131yasla yakla\u015f\u0131k <strong>y\u00fczde 10&#8217;luk<\/strong> bir d\u00fc\u015f\u00fc\u015f anlam\u0131na geliyor. Bu gerileme konut piyasas\u0131nda yava\u015flaman\u0131n sinyallerini veriyor ve Ortado\u011fu krizinin enerji fiyatlar\u0131 \u00fczerindeki etkisiyle birlikte de\u011ferlendirildi\u011finde ekonomik belirsizli\u011fin artt\u0131\u011f\u0131n\u0131 g\u00f6steriyor. Konut piyasas\u0131 \u0130ngiliz ekonomisinin barometrelerinden biri olarak kabul ediliyor.<\/p>\n<h4><strong>Konut \u0130n\u015faat\u0131 Verileri<\/strong><\/h4>\n<p>\u0130ngiltere&#8217;de 2025 \u00fc\u00e7\u00fcnc\u00fc \u00e7eyrekte <strong>29.620 konut in\u015faat ba\u015flang\u0131c\u0131<\/strong> yap\u0131l\u0131rken <strong>33.020 konut<\/strong> tamamland\u0131. Tamamlama say\u0131s\u0131 bir \u00f6nceki \u00e7eyre\u011fe g\u00f6re y\u00fczde 7, bir \u00f6nceki y\u0131l\u0131n ayn\u0131 \u00e7eyre\u011fine g\u00f6re ise y\u00fczde 9 d\u00fc\u015ft\u00fc. H\u00fck\u00fcmetin bu parlamento d\u00f6neminde <strong>1,5 milyon yeni konut<\/strong> in\u015fa etme hedefi g\u00f6z \u00f6n\u00fcne al\u0131nd\u0131\u011f\u0131nda mevcut tempo yetersiz kal\u0131yor. 2023 ikinci \u00e7eyre\u011findeki 68.100 ba\u015flang\u0131\u00e7la kar\u015f\u0131la\u015ft\u0131r\u0131ld\u0131\u011f\u0131nda in\u015faat faaliyetinin \u00f6nemli \u00f6l\u00e7\u00fcde yava\u015flad\u0131\u011f\u0131 g\u00f6r\u00fcl\u00fcyor.<\/p>\n<h4><strong>Faiz Oranlar\u0131 ve Ortado\u011fu Etkisi<\/strong><\/h4>\n<p>\u0130ngiltere Merkez Bankas\u0131&#8217;n\u0131n faiz politikas\u0131 ve Ortado\u011fu krizinin enerji fiyatlar\u0131na etkisi konut piyasas\u0131n\u0131 do\u011frudan etkiliyor. Petrol fiyatlar\u0131ndaki art\u0131\u015f\u0131n enflasyonu k\u00f6r\u00fcklemesi halinde Merkez Bankas\u0131 faiz indirimi planlar\u0131n\u0131 erteleyebilir ki bu durum ipotek maliyetlerini y\u00fcksek tutacak ve ev al\u0131c\u0131lar\u0131n\u0131 cayd\u0131rmaya devam edecek. Artan ya\u015fam maliyetleri ve belirsiz ekonomik ortam potansiyel al\u0131c\u0131lar\u0131 temkinli davranmaya itiyor. Kiral\u0131k piyasada ise arz s\u0131k\u0131nt\u0131s\u0131 nedeniyle kiralar artmaya devam ediyor ve bir\u00e7ok aile ev sahibi olmaktan giderek daha fazla uzakla\u015f\u0131yor.<\/p><div id=\"briti-3936413696\" class=\"briti-icerik\" style=\"margin-top: 5px;margin-bottom: 5px;\"><a href=\"https:\/\/piaryum.com\/services\/\" aria-label=\"piaryum banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/Gemini_Generated_Image_g5yqr1g5yqr1g5yq.jpg\" alt=\"\"  width=\"2064\" height=\"1152\"   \/><\/a><\/div>\n<h4><strong>B\u00f6lgesel Farkl\u0131l\u0131klar<\/strong><\/h4>\n<p>Konut piyasas\u0131ndaki yava\u015flama b\u00f6lgeler aras\u0131nda farkl\u0131l\u0131k g\u00f6steriyor. Londra ve g\u00fcneydo\u011fu \u0130ngiltere&#8217;de fiyatlar h\u00e2l\u00e2 \u00e7ok y\u00fcksek ve giri\u015f seviyesindeki al\u0131c\u0131lar i\u00e7in eri\u015filebilirlik b\u00fcy\u00fck sorun. Kuzeydeki \u015fehirlerde ise g\u00f6rece daha uygun fiyatlar mevcut ancak ipotek onaylar\u0131ndaki d\u00fc\u015f\u00fc\u015f buralarda da hissediliyor. H\u00fck\u00fcmetin Mart 2026 sonunda yay\u0131nlanacak HM Land Registry konut fiyat endeksi piyasan\u0131n y\u00f6n\u00fc hakk\u0131nda daha net bir tablo sunacak.<\/p>\n<div id=\"briti-379704592\" class=\"briti-icerikten-sonra_2\" style=\"margin-top: 25px;margin-bottom: 25px;\"><a href=\"https:\/\/wa.me\/message\/NDZLLIOQT4H3O1\" aria-label=\"bytv reklam banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/bytv-reklam-banner.jpg\" alt=\"\"  width=\"2376\" height=\"1008\"   \/><\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>House of Commons Library&#8217;nin verilerine g\u00f6re Ocak 2026&#8217;da \u0130ngiltere&#8217;de 59.999 mortgage onay\u0131 verildi. Bu rakam Ocak 2025&#8217;teki 66.389&#8217;a k\u0131yasla yakla\u015f\u0131k y\u00fczde 10&#8217;luk bir d\u00fc\u015f\u00fc\u015f anlam\u0131na geliyor. Bu gerileme konut piyasas\u0131nda yava\u015flaman\u0131n sinyallerini veriyor ve Ortado\u011fu krizinin enerji fiyatlar\u0131 \u00fczerindeki etkisiyle birlikte de\u011ferlendirildi\u011finde ekonomik belirsizli\u011fin artt\u0131\u011f\u0131n\u0131 g\u00f6steriyor. Konut piyasas\u0131 \u0130ngiliz ekonomisinin barometrelerinden biri olarak kabul ediliyor. Konut \u0130n\u015faat\u0131 Verileri \u0130ngiltere&#8217;de 2025 \u00fc\u00e7\u00fcnc\u00fc \u00e7eyrekte 29.620 konut in\u015faat ba\u015flang\u0131c\u0131 yap\u0131l\u0131rken 33.020 konut tamamland\u0131. Tamamlama say\u0131s\u0131 bir \u00f6nceki \u00e7eyre\u011fe g\u00f6re y\u00fczde 7, bir \u00f6nceki y\u0131l\u0131n ayn\u0131 \u00e7eyre\u011fine g\u00f6re ise y\u00fczde 9 d\u00fc\u015ft\u00fc. H\u00fck\u00fcmetin bu parlamento d\u00f6neminde 1,5 milyon yeni konut in\u015fa etme hedefi g\u00f6z [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":29006,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[5269,15],"tags":[],"class_list":["post-37631","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-birlesik-krallik","category-ingiltere"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/37631","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=37631"}],"version-history":[{"count":1,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/37631\/revisions"}],"predecessor-version":[{"id":37632,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/37631\/revisions\/37632"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media\/29006"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=37631"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=37631"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=37631"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}