{"id":37231,"date":"2026-03-07T10:28:49","date_gmt":"2026-03-07T10:28:49","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=37231"},"modified":"2026-03-07T08:46:10","modified_gmt":"2026-03-07T08:46:10","slug":"monzonun-yil-sonu-ozetleri-tepki-cekiyor","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/monzonun-yil-sonu-ozetleri-tepki-cekiyor\/","title":{"rendered":"Monzo&#8217;nun Y\u0131l Sonu \u00d6zetleri Tepki \u00c7ekiyor"},"content":{"rendered":"<div id=\"model-response-message-contentr_d497a70de08822a6\" class=\"markdown markdown-main-panel enable-updated-hr-color\" dir=\"ltr\" aria-live=\"polite\" aria-busy=\"false\">\n<h4 data-path-to-node=\"2\"><b data-path-to-node=\"2\" data-index-in-node=\"0\">M\u00fc\u015fteri Verilerinin Kullan\u0131m\u0131 Tart\u0131\u015f\u0131l\u0131yor<\/b><\/h4>\n<p data-path-to-node=\"3\">Birle\u015fik Krall\u0131k merkezli dijital banka <b data-path-to-node=\"3\" data-index-in-node=\"40\">Monzo<\/b>, kullan\u0131c\u0131lar\u0131na sundu\u011fu y\u0131l sonu harcama \u00f6zetlerinde s\u0131n\u0131r\u0131 a\u015fmakla su\u00e7lan\u0131yor. <b data-path-to-node=\"3\" data-index-in-node=\"127\">The Guardian<\/b>\u2019\u0131n haberine g\u00f6re, ge\u00e7mi\u015fte yeme bozuklu\u011fu ya\u015fayan bir m\u00fc\u015fteriye g\u00f6nderilen \u00f6zette yer alan ifadeler, ki\u015fisel verilerin &#8220;k\u00fc\u00e7\u00fck d\u00fc\u015f\u00fcr\u00fcc\u00fc&#8221; kullan\u0131m\u0131 gerek\u00e7esiyle <b data-path-to-node=\"3\" data-index-in-node=\"299\">Ombudsman<\/b>&#8216;a \u015fikayet edildi.<\/p>\n<p data-path-to-node=\"4\">Banka, s\u00f6z konusu m\u00fc\u015fterisine \u00e7ok fazla fast food t\u00fcketti\u011fini, <b data-path-to-node=\"4\" data-index-in-node=\"63\">Just Eat<\/b> sipari\u015flerine &#8220;\u00e7o\u011fu ki\u015fiden daha fazla&#8221; para harcad\u0131\u011f\u0131n\u0131 ve harcama tercihleri nedeniyle hayallerini rafa kald\u0131rd\u0131\u011f\u0131n\u0131 belirten bir bildirim g\u00f6nderdi. Kullan\u0131c\u0131lar, e\u011flenceli olmas\u0131 beklenen bu \u00f6zetlerin bir noktadan sonra uygunsuz bir hal ald\u0131\u011f\u0131n\u0131 savunuyor.<\/p>\n<h4 data-path-to-node=\"5\"><b data-path-to-node=\"5\" data-index-in-node=\"0\">Psikolojik Etki ve Etik Kayg\u0131lar<\/b><\/h4>\n<p data-path-to-node=\"6\">Harcama al\u0131\u015fkanl\u0131klar\u0131 \u00fczerinden yap\u0131lan bu tarz &#8220;\u015fakala\u015fmalar\u0131n&#8221; \u00f6zellikle hassas gruplar \u00fczerinde y\u0131k\u0131c\u0131 etkiler yaratabilece\u011fi belirtiliyor. \u015eikayete konu olan kullan\u0131c\u0131, bankan\u0131n elindeki verileri kullanarak ya\u015fam tarz\u0131 hakk\u0131nda h\u00fck\u00fcm vermesinin <b data-path-to-node=\"6\" data-index-in-node=\"250\">etik s\u0131n\u0131rlar\u0131 zorlad\u0131\u011f\u0131n\u0131<\/b> ve kendisini &#8220;utand\u0131r\u0131lm\u0131\u015f&#8221; hissetti\u011fini ifade etti.<\/p><div id=\"briti-1615873583\" class=\"briti-icerik\" style=\"margin-top: 5px;margin-bottom: 5px;\"><a href=\"https:\/\/piaryum.com\/services\/\" aria-label=\"piaryum banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/Gemini_Generated_Image_g5yqr1g5yqr1g5yq.jpg\" alt=\"\"  width=\"2064\" height=\"1152\"   \/><\/a><\/div>\n<p data-path-to-node=\"7\">Haberde, dijital bankalar\u0131n kullan\u0131c\u0131 verilerini analiz etme yetene\u011finin, m\u00fc\u015fteri psikolojisi ve gizlili\u011fi ile ne \u00f6l\u00e7\u00fcde dengelenmesi gerekti\u011fi sorusu yeniden g\u00fcndeme geliyor. Uzmanlar, finansal kurulu\u015flar\u0131n veri kullan\u0131m\u0131nda daha \u015feffaf ve sayg\u0131l\u0131 bir dil benimsemesi gerekti\u011fi konusunda uyar\u0131yor.<\/p>\n<h4 data-path-to-node=\"8\"><b data-path-to-node=\"8\" data-index-in-node=\"0\">Monzo ve Veri Y\u00f6netimi<\/b><\/h4>\n<p data-path-to-node=\"9\">Dijital bankac\u0131l\u0131k sekt\u00f6r\u00fcnde \u00f6nc\u00fc olan <b data-path-to-node=\"9\" data-index-in-node=\"40\">Monzo<\/b>, kullan\u0131c\u0131 etkile\u015fimini art\u0131rmak i\u00e7in veri odakl\u0131 i\u00e7erikler \u00fcretmeye devam ediyor. Ancak bu son olay, bankan\u0131n &#8220;samimi dil&#8221; politikas\u0131n\u0131n ters tepebilece\u011fini g\u00f6sterdi. <b data-path-to-node=\"9\" data-index-in-node=\"214\">M\u00fc\u015fteri g\u00fcveni<\/b> ve veri gizlili\u011fi aras\u0131ndaki hassas dengenin nas\u0131l korunaca\u011f\u0131, Birle\u015fik Krall\u0131k&#8217;taki finansal denetim kurumlar\u0131n\u0131n da takibinde bulunuyor.<\/p>\n<p data-path-to-node=\"10\">Bankan\u0131n bu ele\u015ftirilere nas\u0131l yan\u0131t verece\u011fi ve y\u0131l sonu \u00f6zetleri format\u0131nda bir de\u011fi\u015fikli\u011fe gidip gitmeyece\u011fi merak konusu.<\/p>\n<\/div>\n<div id=\"briti-3091862674\" class=\"briti-icerikten-sonra_2\" style=\"margin-top: 25px;margin-bottom: 25px;\"><a href=\"https:\/\/wa.me\/message\/NDZLLIOQT4H3O1\" aria-label=\"bytv reklam banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/bytv-reklam-banner.jpg\" alt=\"\"  width=\"2376\" height=\"1008\"   \/><\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>M\u00fc\u015fteri Verilerinin Kullan\u0131m\u0131 Tart\u0131\u015f\u0131l\u0131yor Birle\u015fik Krall\u0131k merkezli dijital banka Monzo, kullan\u0131c\u0131lar\u0131na sundu\u011fu y\u0131l sonu harcama \u00f6zetlerinde s\u0131n\u0131r\u0131 a\u015fmakla su\u00e7lan\u0131yor. The Guardian\u2019\u0131n haberine g\u00f6re, ge\u00e7mi\u015fte yeme bozuklu\u011fu ya\u015fayan bir m\u00fc\u015fteriye g\u00f6nderilen \u00f6zette yer alan ifadeler, ki\u015fisel verilerin &#8220;k\u00fc\u00e7\u00fck d\u00fc\u015f\u00fcr\u00fcc\u00fc&#8221; kullan\u0131m\u0131 gerek\u00e7esiyle Ombudsman&#8216;a \u015fikayet edildi. Banka, s\u00f6z konusu m\u00fc\u015fterisine \u00e7ok fazla fast food t\u00fcketti\u011fini, Just Eat sipari\u015flerine &#8220;\u00e7o\u011fu ki\u015fiden daha fazla&#8221; para harcad\u0131\u011f\u0131n\u0131 ve harcama tercihleri nedeniyle hayallerini rafa kald\u0131rd\u0131\u011f\u0131n\u0131 belirten bir bildirim g\u00f6nderdi. Kullan\u0131c\u0131lar, e\u011flenceli olmas\u0131 beklenen bu \u00f6zetlerin bir noktadan sonra uygunsuz bir hal ald\u0131\u011f\u0131n\u0131 savunuyor. Psikolojik Etki ve Etik Kayg\u0131lar Harcama al\u0131\u015fkanl\u0131klar\u0131 \u00fczerinden yap\u0131lan bu tarz &#8220;\u015fakala\u015fmalar\u0131n&#8221; \u00f6zellikle hassas [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":12070,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[5269],"tags":[],"class_list":["post-37231","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-birlesik-krallik"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/37231","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=37231"}],"version-history":[{"count":1,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/37231\/revisions"}],"predecessor-version":[{"id":37232,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/37231\/revisions\/37232"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media\/12070"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=37231"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=37231"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=37231"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}