{"id":37222,"date":"2026-03-06T18:32:29","date_gmt":"2026-03-06T18:32:29","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=37222"},"modified":"2026-03-06T18:32:29","modified_gmt":"2026-03-06T18:32:29","slug":"orta-dogu-gerilimi-ingilterede-mortgage-faizlerini-yukseltti","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/orta-dogu-gerilimi-ingilterede-mortgage-faizlerini-yukseltti\/","title":{"rendered":"Orta Do\u011fu gerilimi \u0130ngiltere’de mortgage faizlerini y\u00fckseltti"},"content":{"rendered":"

\u0130ngiltere\u2019de baz\u0131 b\u00fcy\u00fck kredi kurulu\u015flar\u0131 mortgage faizlerini art\u0131rmaya ba\u015flad\u0131. Nationwide, HSBC ve Coventry Building Society<\/strong>, jeopolitik gerilimlerin finansal piyasalara etkisi nedeniyle baz\u0131 sabit faizli mortgage \u00fcr\u00fcnlerinde art\u0131\u015fa gitti.<\/p>\n

Orta Do\u011fu\u2019daki \u00e7at\u0131\u015fman\u0131n petrol ve do\u011falgaz fiyatlar\u0131n\u0131 y\u00fcksek tutmas\u0131 halinde bunun Birle\u015fik Krall\u0131k\u2019ta enflasyonu yeniden art\u0131rabilece\u011fi ve \u0130ngiltere Merkez Bankas\u0131\u2019n\u0131n (Bank of England) faiz indirimlerini yava\u015flatabilece\u011fi<\/strong> de\u011ferlendiriliyor.<\/p>\n

Uzmanlara g\u00f6re piyasalarda olu\u015fan bu beklenti, bankalar\u0131n mortgage \u00fcr\u00fcnlerini fiyatlarken maliyetlerinin artmas\u0131na neden oluyor.<\/p>

\"\"<\/a><\/div>\n

Enflasyon beklentisi faiz indirimlerini yava\u015flatabilir<\/h4>\n

BBC’ye konu\u015fan Mortgage dan\u0131\u015fmanlar\u0131ndan David Hollingworth<\/strong>, Orta Do\u011fu\u2019daki \u00e7at\u0131\u015fman\u0131n piyasalarda enflasyon bask\u0131s\u0131n\u0131n artaca\u011f\u0131 y\u00f6n\u00fcnde bir beklenti yaratt\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n

Hollingworth, bu durumun faiz indirimlerinin gecikmesine veya durdurulmas\u0131na yol a\u00e7abilece\u011fini belirterek \u015fu de\u011ferlendirmede bulundu:<\/p>\n

\u201cBu beklenti, sabit faizli mortgage \u00fcr\u00fcnlerinin fiyatland\u0131r\u0131lmas\u0131nda kredi verenlerin maliyetlerini art\u0131r\u0131yor ve bu da faiz oranlar\u0131n\u0131n y\u00fckselmesine neden olabiliyor.\u201d<\/strong><\/p>\n

Halifax Mortgage B\u00f6l\u00fcm Ba\u015fkan\u0131 Amanda Bryden<\/strong> da jeopolitik belirsizli\u011fin enflasyon g\u00f6r\u00fcn\u00fcm\u00fcn\u00fc ve Bank of England\u2019\u0131n<\/strong> olas\u0131 tepkisini etkilemeye ba\u015flad\u0131\u011f\u0131n\u0131 ifade etti.<\/p>\n

Bryden, piyasalarda art\u0131k faiz indirimlerinin daha yava\u015f ger\u00e7ekle\u015fece\u011fine dair beklenti olu\u015ftu\u011funu belirterek, bu senaryonun ger\u00e7ekle\u015fmesi halinde bor\u00e7lanma maliyetlerindeki d\u00fc\u015f\u00fc\u015f\u00fcn beklenenden daha yava\u015f olabilece\u011fini<\/strong> s\u00f6yledi.<\/p>\n

Faiz karar\u0131 19 Mart\u2019ta a\u00e7\u0131klanacak<\/h4>\n

Ge\u00e7en ay \u0130ngiltere Merkez Bankas\u0131<\/strong>, politika faizini %3,75 seviyesinde sabit tutmu\u015ftu<\/strong>. Banka Ba\u015fkan\u0131 Andrew Bailey<\/strong>, o d\u00f6nemde BBC\u2019ye yapt\u0131\u011f\u0131 a\u00e7\u0131klamada y\u0131l i\u00e7inde \u201cbir miktar daha faiz indirimi\u201d<\/strong> olabilece\u011fini s\u00f6ylemi\u015fti.<\/p>\n

Ancak Orta Do\u011fu\u2019daki gerilim ve enerji fiyatlar\u0131n\u0131n y\u00fckselme ihtimali, bu beklentilerin yeniden sorgulanmas\u0131na yol a\u00e7t\u0131.<\/p>\n

Ekonomik d\u00fc\u015f\u00fcnce kurulu\u015fu National Institute of Economic and Social Research (NIESR)<\/strong>, enerji fiyatlar\u0131n\u0131n y\u00fcksek kalmas\u0131 halinde faiz oranlar\u0131n\u0131n yeniden %4\u2019\u00fcn \u00fczerine \u00e7\u0131kabilece\u011fi<\/strong> uyar\u0131s\u0131nda bulundu.<\/p>\n

\u0130ngiltere Merkez Bankas\u0131<\/strong>, bir sonraki faiz karar\u0131n\u0131 19 Mart\u2019ta<\/strong> a\u00e7\u0131klayacak.<\/p>\n

Mortgage piyasas\u0131nda dalgalanma uyar\u0131s\u0131<\/h4>\n

Finans \u015firketi Quilter\u2019da mortgage uzman\u0131 olan Karen Noye<\/strong>, son d\u00f6nemde faizlerdeki de\u011fi\u015fimin yaln\u0131zca jeopolitik risklerden de\u011fil, talep art\u0131\u015f\u0131ndan da kaynakland\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n

Noye, \u00e7at\u0131\u015fma \u00f6ncesinde d\u00fc\u015fen faiz oranlar\u0131n\u0131n mortgage ba\u015fvurular\u0131nda ciddi bir art\u0131\u015fa yol a\u00e7t\u0131\u011f\u0131n\u0131<\/strong> belirtti.<\/p>\n

Noye\u2019ye g\u00f6re bor\u00e7lanma piyasas\u0131 \u015fu anda olduk\u00e7a oynak:<\/p>\n

\u201cMortgage faizleri, jeopolitik riskler azal\u0131ncaya ve enflasyonun yeniden ciddi \u015fekilde y\u00fckselmeyece\u011fine dair net i\u015faretler g\u00f6r\u00fclene kadar dalgal\u0131 seyredebilir.\u201d<\/strong><\/p>\n

Uzmanlar, bir\u00e7ok bankan\u0131n m\u00fc\u015fterilere faizi alt\u0131 aya kadar \u00f6nceden sabitleme imk\u00e2n\u0131 sundu\u011funu<\/strong> hat\u0131rlatarak, bu y\u00f6ntemin olas\u0131 art\u0131\u015flara kar\u015f\u0131 koruma sa\u011flayabilece\u011fini ifade ediyor.<\/p>\n

Moneyfacts t\u00fcketici finansman\u0131 ba\u015fkan\u0131 Adam French<\/strong> ise uzun s\u00fcre y\u00fcksek kalan enflasyonun hane halk\u0131 i\u00e7in daha b\u00fcy\u00fck bir risk olu\u015fturdu\u011funu vurgulad\u0131.<\/p>\n

French, \u201cFaiz indirimlerinin gecikmesi ho\u015f kar\u015f\u0131lanmayabilir ancak enflasyonun uzun s\u00fcre y\u00fcksek kalmas\u0131n\u0131n hanelere verece\u011fi zarar \u00e7ok daha b\u00fcy\u00fck olur\u201d<\/strong> de\u011ferlendirmesinde bulundu.<\/p>\n

\"\"<\/a><\/div>","protected":false},"excerpt":{"rendered":"

\u0130ngiltere\u2019de baz\u0131 b\u00fcy\u00fck kredi kurulu\u015flar\u0131 mortgage faizlerini art\u0131rmaya ba\u015flad\u0131. Nationwide, HSBC ve Coventry Building Society, jeopolitik gerilimlerin finansal piyasalara etkisi nedeniyle baz\u0131 sabit faizli mortgage \u00fcr\u00fcnlerinde art\u0131\u015fa gitti. Orta Do\u011fu\u2019daki \u00e7at\u0131\u015fman\u0131n petrol ve do\u011falgaz fiyatlar\u0131n\u0131 y\u00fcksek tutmas\u0131 halinde bunun Birle\u015fik Krall\u0131k\u2019ta enflasyonu yeniden art\u0131rabilece\u011fi ve \u0130ngiltere Merkez Bankas\u0131\u2019n\u0131n (Bank of England) faiz indirimlerini yava\u015flatabilece\u011fi de\u011ferlendiriliyor. Uzmanlara g\u00f6re piyasalarda olu\u015fan bu beklenti, bankalar\u0131n mortgage \u00fcr\u00fcnlerini fiyatlarken maliyetlerinin artmas\u0131na neden oluyor. Enflasyon beklentisi faiz indirimlerini yava\u015flatabilir BBC’ye konu\u015fan Mortgage dan\u0131\u015fmanlar\u0131ndan David Hollingworth, Orta Do\u011fu\u2019daki \u00e7at\u0131\u015fman\u0131n piyasalarda enflasyon bask\u0131s\u0131n\u0131n artaca\u011f\u0131 y\u00f6n\u00fcnde bir beklenti yaratt\u0131\u011f\u0131n\u0131 s\u00f6yledi. Hollingworth, bu durumun faiz indirimlerinin gecikmesine veya durdurulmas\u0131na […]<\/p>\n","protected":false},"author":11,"featured_media":35860,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[5269,15],"tags":[],"class_list":["post-37222","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-birlesik-krallik","category-ingiltere"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/37222","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=37222"}],"version-history":[{"count":2,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/37222\/revisions"}],"predecessor-version":[{"id":37224,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/37222\/revisions\/37224"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media\/35860"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=37222"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=37222"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=37222"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}