{"id":36424,"date":"2026-02-16T17:48:13","date_gmt":"2026-02-16T17:48:13","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=36424"},"modified":"2026-02-16T17:48:13","modified_gmt":"2026-02-16T17:48:13","slug":"birlesik-krallikta-harcama-dengeleri-degisiyor","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/birlesik-krallikta-harcama-dengeleri-degisiyor\/","title":{"rendered":"Birle\u015fik Krall\u0131k\u2019ta Harcama Dengeleri De\u011fi\u015fiyor"},"content":{"rendered":"
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Mali G\u00f6r\u00fcn\u00fcmde Temkinli Bekleyi\u015f<\/b><\/h4>\n

Birle\u015fik Krall\u0131k genelinde ailelerin mali durumuna y\u00f6nelik alg\u0131da de\u011fi\u015fim ya\u015fan\u0131yor. S&P Global<\/b> taraf\u0131ndan yay\u0131mlanan g\u00fcncel rapor, t\u00fcketici g\u00fcveninin \u015fubat ay\u0131nda ge\u00e7mi\u015f d\u00f6nemlere k\u0131yasla daha dura\u011fan bir seyir izledi\u011fini ortaya koydu.<\/p>\n

The Guardian<\/b>\u2019\u0131n haberine g\u00f6re, t\u00fcketici duyarl\u0131l\u0131k endeksi \u015fubatta 44,8<\/b> puan olarak kaydedildi. Ocak ay\u0131ndaki 44,6<\/b> seviyesine k\u0131yasla s\u0131n\u0131rl\u0131 bir toparlanma g\u00f6r\u00fclse de verinin 50<\/b> puanl\u0131k e\u015fi\u011fin alt\u0131nda kalmas\u0131, t\u00fcketicilerin mali planlamalar\u0131nda temkinli davrand\u0131\u011f\u0131n\u0131 g\u00f6steriyor.<\/p>\n

Harcama Tercihlerinde Tasarruf E\u011filimi<\/b><\/h4>\n

Hanehalklar\u0131, y\u00fckselen bor\u00e7 y\u00fck\u00fc ve kredi piyasas\u0131ndaki g\u00fcncel ko\u015fullar nedeniyle harcamalar\u0131nda se\u00e7ici davranmaya ba\u015flad\u0131. \u0130statistikler, teminats\u0131z kredi eri\u015fimindeki daralman\u0131n son 1,5 y\u0131l\u0131n<\/b> belirgin seviyelerine ula\u015ft\u0131\u011f\u0131n\u0131 g\u00f6steriyor. Bu tablo, b\u00fcy\u00fck \u00f6l\u00e7ekli harcama iste\u011finin son 10 ay\u0131n<\/b> en d\u00fc\u015f\u00fck seviyelerinde seyretmesine neden oldu.<\/p>

\"\"<\/a><\/div>\n

S&P Global Market Intelligence<\/b> ekonomisti Maryam Baluch<\/b>, mevcut durumu de\u011ferlendirerek kredi imkanlar\u0131ndaki daralmaya dikkat \u00e7ekti. Baluch<\/b>, kredi ihtiyac\u0131 devam ederken eri\u015fimdeki zorluklar\u0131n A\u011fustos 2024<\/b>‘ten bu yana en belirgin seviyeye ula\u015ft\u0131\u011f\u0131n\u0131 ve bunun harcama dinamiklerini etkiledi\u011fini belirtti.<\/p>\n

B\u00f6lgesel Ekonomik Beklentiler<\/b><\/h4>\n

Ara\u015ft\u0131rma, \u00fclkenin 12 b\u00f6lgesinde<\/b> nakit mevcudiyeti ve tasarruf e\u011filimlerinde farkl\u0131l\u0131klar oldu\u011funu g\u00f6steriyor. East Midlands<\/b> b\u00f6lgesinde d\u00fc\u015f\u00fc\u015f e\u011filimi g\u00f6zlenirken; Londra<\/b>, West Midlands<\/b> ve North West<\/b> gibi merkezlerde hanehalklar\u0131n\u0131n gelecek y\u0131la dair daha dengeli bir iyimserlik i\u00e7inde oldu\u011fu kaydedildi.<\/p>\n

Bu temkinli duru\u015fun, 2026<\/b> y\u0131l\u0131n\u0131n ilk \u00e7eyre\u011finde t\u00fcketim odakl\u0131 ekonomik b\u00fcy\u00fcme \u00fczerinde belirleyici bir rol oynamas\u0131 bekleniyor.<\/p>\n<\/div>\n<\/div>\n<\/div>\n

\"\"<\/a><\/div>","protected":false},"excerpt":{"rendered":"

Mali G\u00f6r\u00fcn\u00fcmde Temkinli Bekleyi\u015f Birle\u015fik Krall\u0131k genelinde ailelerin mali durumuna y\u00f6nelik alg\u0131da de\u011fi\u015fim ya\u015fan\u0131yor. S&P Global taraf\u0131ndan yay\u0131mlanan g\u00fcncel rapor, t\u00fcketici g\u00fcveninin \u015fubat ay\u0131nda ge\u00e7mi\u015f d\u00f6nemlere k\u0131yasla daha dura\u011fan bir seyir izledi\u011fini ortaya koydu. The Guardian\u2019\u0131n haberine g\u00f6re, t\u00fcketici duyarl\u0131l\u0131k endeksi \u015fubatta 44,8 puan olarak kaydedildi. Ocak ay\u0131ndaki 44,6 seviyesine k\u0131yasla s\u0131n\u0131rl\u0131 bir toparlanma g\u00f6r\u00fclse de verinin 50 puanl\u0131k e\u015fi\u011fin alt\u0131nda kalmas\u0131, t\u00fcketicilerin mali planlamalar\u0131nda temkinli davrand\u0131\u011f\u0131n\u0131 g\u00f6steriyor. Harcama Tercihlerinde Tasarruf E\u011filimi Hanehalklar\u0131, y\u00fckselen bor\u00e7 y\u00fck\u00fc ve kredi piyasas\u0131ndaki g\u00fcncel ko\u015fullar nedeniyle harcamalar\u0131nda se\u00e7ici davranmaya ba\u015flad\u0131. \u0130statistikler, teminats\u0131z kredi eri\u015fimindeki daralman\u0131n son 1,5 y\u0131l\u0131n belirgin seviyelerine ula\u015ft\u0131\u011f\u0131n\u0131 g\u00f6steriyor. Bu tablo, […]<\/p>\n","protected":false},"author":11,"featured_media":34611,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[5269,1272,15],"tags":[],"class_list":["post-36424","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-birlesik-krallik","category-ekonomi","category-ingiltere"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/36424","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=36424"}],"version-history":[{"count":1,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/36424\/revisions"}],"predecessor-version":[{"id":36425,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/36424\/revisions\/36425"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media\/34611"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=36424"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=36424"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=36424"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}