{"id":36375,"date":"2026-02-14T16:33:20","date_gmt":"2026-02-14T16:33:20","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=36375"},"modified":"2026-02-14T09:35:09","modified_gmt":"2026-02-14T09:35:09","slug":"ingilterede-emeklilik-yatirimlarinda-vergi-alarmi","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/ingilterede-emeklilik-yatirimlarinda-vergi-alarmi\/","title":{"rendered":"\u0130ngiltere\u2019de Emeklilik Yat\u0131r\u0131mlar\u0131nda Vergi Alarm\u0131"},"content":{"rendered":"<div id=\"model-response-message-contentr_d3ce9f6748b6318a\" class=\"markdown markdown-main-panel enable-updated-hr-color\" dir=\"ltr\" aria-live=\"polite\" aria-busy=\"false\">\n<h4 data-path-to-node=\"1\"><b data-path-to-node=\"1\" data-index-in-node=\"0\">Vergi D\u00fczenlemesi Talebi Art\u0131rd\u0131<\/b><\/h4>\n<p data-path-to-node=\"2\">Birle\u015fik Krall\u0131k h\u00fck\u00fcmetinin emeklilik fonlar\u0131 \u00fczerindeki &#8220;miras vergisi hamlesi&#8221;, hayat boyu garantili gelir sa\u011flayan y\u0131ll\u0131k maa\u015f ba\u011flama (annuity) sat\u0131\u015flar\u0131n\u0131 rekor seviyeye ula\u015ft\u0131rd\u0131. Sekt\u00f6r verilerine g\u00f6re, 2025 y\u0131l\u0131nda sat\u0131\u015flar <b data-path-to-node=\"2\" data-index-in-node=\"233\">%4<\/b> oran\u0131nda artarak <b data-path-to-node=\"2\" data-index-in-node=\"253\">7,4 milyar sterline<\/b> ula\u015ft\u0131.<\/p>\n<p data-path-to-node=\"3\">The Guardian&#8217;\u0131n haberine g\u00f6re, bir maa\u015f ba\u011flama poli\u00e7esine yat\u0131r\u0131lan ortalama tutar ilk kez <b data-path-to-node=\"3\" data-index-in-node=\"92\">80.000 sterlin<\/b> s\u0131n\u0131r\u0131n\u0131 a\u015ft\u0131. <b data-path-to-node=\"3\" data-index-in-node=\"122\">Maliye Bakan\u0131 Rachel Reeves<\/b> taraf\u0131ndan a\u00e7\u0131klanan ve Nisan 2027&#8217;den itibaren y\u00fcr\u00fcrl\u00fc\u011fe girecek olan yeni d\u00fczenleme, harcanmam\u0131\u015f emeklilik fonlar\u0131n\u0131 miras vergisi kapsam\u0131na al\u0131yor. Bu durum, tasarruflar\u0131n\u0131n vergiye gitmesini istemeyen emeklileri garantili gelir se\u00e7eneklerine y\u00f6nlendiriyor.<\/p>\n<h4 data-path-to-node=\"4\"><b data-path-to-node=\"4\" data-index-in-node=\"0\">Emekliler Garantili Geliri Tercih Ediyor<\/b><\/h4>\n<p data-path-to-node=\"5\"><b data-path-to-node=\"5\" data-index-in-node=\"0\">Association of British Insurers (ABI)<\/b> taraf\u0131ndan payla\u015f\u0131lan veriler, \u00f6zellikle b\u00fcy\u00fck tutarl\u0131 fonlarda ciddi bir hareketlilik oldu\u011funu g\u00f6steriyor. <b data-path-to-node=\"5\" data-index-in-node=\"146\">250.000 sterlin<\/b> \u00fczerindeki maa\u015f ba\u011flama s\u00f6zle\u015fmeleri <b data-path-to-node=\"5\" data-index-in-node=\"199\">%31<\/b>, <b data-path-to-node=\"5\" data-index-in-node=\"204\">500.000 sterlin<\/b> \u00fczerindeki sat\u0131\u015flar ise <b data-path-to-node=\"5\" data-index-in-node=\"244\">%54<\/b> oran\u0131nda art\u0131\u015f g\u00f6sterdi. Uzmanlar, ortalama fon miktar\u0131n\u0131n <b data-path-to-node=\"5\" data-index-in-node=\"307\">84.000 sterline<\/b> y\u00fckselmesini, varl\u0131kl\u0131 emeklilerin vergi planlamas\u0131 yapma iste\u011fine ba\u011fl\u0131yor.<\/p><div id=\"briti-3749856255\" class=\"briti-icerik\" style=\"margin-top: 5px;margin-bottom: 5px;\"><a href=\"https:\/\/piaryum.com\/services\/\" aria-label=\"piaryum banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/Gemini_Generated_Image_g5yqr1g5yqr1g5yq.jpg\" alt=\"\"  width=\"2064\" height=\"1152\"   \/><\/a><\/div>\n<p data-path-to-node=\"6\">Y\u0131ll\u0131k maa\u015f ba\u011flama oranlar\u0131 da son y\u0131llar\u0131n en cazip seviyelerine ula\u015ft\u0131. Be\u015f y\u0131l \u00f6nce <b data-path-to-node=\"6\" data-index-in-node=\"88\">%4<\/b> civar\u0131nda seyreden oranlar, g\u00fcn\u00fcm\u00fczde sa\u011fl\u0131kl\u0131 bir emekli i\u00e7in <b data-path-to-node=\"6\" data-index-in-node=\"154\">%7,5<\/b> seviyelerine kadar y\u00fckselmi\u015f durumda. Bu art\u0131\u015f, emeklilere y\u0131ll\u0131k bazda yakla\u015f\u0131k <b data-path-to-node=\"6\" data-index-in-node=\"240\">9.000 sterline<\/b> kadar ek garanti gelir imk\u00e2n\u0131 sunuyor.<\/p>\n<h4 data-path-to-node=\"7\"><b data-path-to-node=\"7\" data-index-in-node=\"0\">Vergi Planlamas\u0131nda Yeni D\u00f6nem<\/b><\/h4>\n<p data-path-to-node=\"8\">Sekt\u00f6r temsilcileri, emeklilik fonlar\u0131n\u0131n Nisan 2027\u2019den itibaren miras vergisine (IHT) dahil edilecek olmas\u0131n\u0131n piyasada kal\u0131c\u0131 bir de\u011fi\u015fim yaratt\u0131\u011f\u0131n\u0131 vurguluyor. <b data-path-to-node=\"8\" data-index-in-node=\"165\">Fidelity International<\/b> ve <b data-path-to-node=\"8\" data-index-in-node=\"191\">Royal London<\/b> gibi kurumlar, vergi y\u00fck\u00fcnden ka\u00e7\u0131nmak isteyen bireylerin, fonlar\u0131n\u0131 nakit olarak b\u0131rakmak yerine \u00f6m\u00fcr boyu garantili maa\u015fa d\u00f6n\u00fc\u015ft\u00fcrmeyi daha avantajl\u0131 buldu\u011funu ifade ediyor.<\/p>\n<p data-path-to-node=\"9\">Sekt\u00f6r analistleri, \u00f6zellikle enflasyona endeksli art\u0131\u015f g\u00f6steren poli\u00e7elere olan ilginin <b data-path-to-node=\"9\" data-index-in-node=\"89\">%10<\/b> artarak 2013&#8217;ten bu yana en y\u00fcksek seviyeye \u00e7\u0131kmas\u0131n\u0131, emeklilerin belirsiz ekonomik ortamda tam finansal g\u00fcvenlik aray\u0131\u015f\u0131nda oldu\u011funu g\u00f6steriyor.<\/p>\n<\/div>\n<div id=\"briti-4036196470\" class=\"briti-icerikten-sonra_2\" style=\"margin-top: 25px;margin-bottom: 25px;\"><a href=\"https:\/\/wa.me\/message\/NDZLLIOQT4H3O1\" aria-label=\"bytv reklam banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/bytv-reklam-banner.jpg\" alt=\"\"  width=\"2376\" height=\"1008\"   \/><\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>Vergi D\u00fczenlemesi Talebi Art\u0131rd\u0131 Birle\u015fik Krall\u0131k h\u00fck\u00fcmetinin emeklilik fonlar\u0131 \u00fczerindeki &#8220;miras vergisi hamlesi&#8221;, hayat boyu garantili gelir sa\u011flayan y\u0131ll\u0131k maa\u015f ba\u011flama (annuity) sat\u0131\u015flar\u0131n\u0131 rekor seviyeye ula\u015ft\u0131rd\u0131. Sekt\u00f6r verilerine g\u00f6re, 2025 y\u0131l\u0131nda sat\u0131\u015flar %4 oran\u0131nda artarak 7,4 milyar sterline ula\u015ft\u0131. The Guardian&#8217;\u0131n haberine g\u00f6re, bir maa\u015f ba\u011flama poli\u00e7esine yat\u0131r\u0131lan ortalama tutar ilk kez 80.000 sterlin s\u0131n\u0131r\u0131n\u0131 a\u015ft\u0131. Maliye Bakan\u0131 Rachel Reeves taraf\u0131ndan a\u00e7\u0131klanan ve Nisan 2027&#8217;den itibaren y\u00fcr\u00fcrl\u00fc\u011fe girecek olan yeni d\u00fczenleme, harcanmam\u0131\u015f emeklilik fonlar\u0131n\u0131 miras vergisi kapsam\u0131na al\u0131yor. Bu durum, tasarruflar\u0131n\u0131n vergiye gitmesini istemeyen emeklileri garantili gelir se\u00e7eneklerine y\u00f6nlendiriyor. Emekliler Garantili Geliri Tercih Ediyor Association of British Insurers (ABI) taraf\u0131ndan [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":34611,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[5269,15],"tags":[],"class_list":["post-36375","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-birlesik-krallik","category-ingiltere"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/36375","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=36375"}],"version-history":[{"count":1,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/36375\/revisions"}],"predecessor-version":[{"id":36376,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/36375\/revisions\/36376"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media\/34611"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=36375"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=36375"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=36375"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}