{"id":35282,"date":"2026-01-12T12:05:20","date_gmt":"2026-01-12T12:05:20","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=35282"},"modified":"2026-01-12T12:05:20","modified_gmt":"2026-01-12T12:05:20","slug":"ingilterede-bankalara-kredi-baskisi-yasa-teklifi-sunuldu","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/ingilterede-bankalara-kredi-baskisi-yasa-teklifi-sunuldu\/","title":{"rendered":"\u0130ngiltere&#8217;de Bankalara Kredi Bask\u0131s\u0131: Yasa Teklifi Sunuldu"},"content":{"rendered":"<div id=\"model-response-message-contentr_7ff607ba01377f95\" class=\"markdown markdown-main-panel enable-updated-hr-color\" dir=\"ltr\" aria-live=\"polite\" aria-busy=\"false\">\n<p data-path-to-node=\"2\">K\u0131demli <b data-path-to-node=\"2\" data-index-in-node=\"8\">\u0130\u015f\u00e7i Partisi<\/b> (Labour) milletvekilleri, \u0130ngiliz bankalar\u0131n\u0131 k\u00fc\u00e7\u00fck i\u015fletmelere ve d\u00fc\u015f\u00fck gelirli mahallelere y\u00f6nelik uygun fiyatl\u0131 kredileri geni\u015fletmeye zorlayacak bir yasa \u00e7\u0131kar\u0131lmas\u0131 i\u00e7in h\u00fck\u00fcmete bask\u0131 yap\u0131yor. Eski bakan <b data-path-to-node=\"2\" data-index-in-node=\"231\">Gareth Thomas<\/b>, ABD&#8217;deki Topluluk Yeniden Yat\u0131r\u0131m Yasas\u0131&#8217;n\u0131 (CRA) \u00f6rnek alan bir yasa teklifi sundu.<\/p>\n<p data-path-to-node=\"3\"><b data-path-to-node=\"3\" data-index-in-node=\"0\">The Guardian\u2019\u0131n haberine g\u00f6re<\/b>, teklif, bankalar\u0131n performanslar\u0131n\u0131n derecelendirilmesini ve dezavantajl\u0131 topluluklara hizmet veren finans kurumlar\u0131n\u0131n desteklenmesini \u00f6ng\u00f6r\u00fcyor.<\/p>\n<h4 data-path-to-node=\"4\"><b data-path-to-node=\"4\" data-index-in-node=\"0\">Hayat Pahal\u0131l\u0131\u011f\u0131 Krizi ve Kredi Eri\u015fimi<\/b><\/h4>\n<p data-path-to-node=\"5\"><b data-path-to-node=\"5\" data-index-in-node=\"0\">Thomas<\/b>, tasar\u0131y\u0131 sunarken yapt\u0131\u011f\u0131 a\u00e7\u0131klamada, &#8220;Hayat pahal\u0131l\u0131\u011f\u0131 krizi g\u00f6z \u00f6n\u00fcne al\u0131nd\u0131\u011f\u0131nda, herkesin bir noktada kar\u015f\u0131la\u015ft\u0131\u011f\u0131 mali acil durumlar\u0131 atlatabilmeleri i\u00e7in d\u00fc\u015f\u00fck ve orta gelirli milyonlarca insan ad\u0131na ucuz kredilere eri\u015fimi a\u00e7mam\u0131z gerekiyor&#8221; ifadelerini kulland\u0131.<\/p><div id=\"briti-2133335328\" class=\"briti-icerik\" style=\"margin-top: 5px;margin-bottom: 5px;\"><a href=\"https:\/\/piaryum.com\/services\/\" aria-label=\"piaryum banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/Gemini_Generated_Image_g5yqr1g5yqr1g5yq.jpg\" alt=\"\"  width=\"2064\" height=\"1152\"   \/><\/a><\/div>\n<p data-path-to-node=\"6\">Tasar\u0131 ayr\u0131ca yetenekli giri\u015fimcilerin i\u015flerini kurabilmeleri i\u00e7in ihtiya\u00e7 duyduklar\u0131 uygun finansman\u0131 bulmalar\u0131n\u0131 kolayla\u015ft\u0131rmay\u0131 hedefliyor. Tasar\u0131n\u0131n destek\u00e7ileri aras\u0131nda <b data-path-to-node=\"6\" data-index-in-node=\"175\">\u0130\u015f\u00e7i Partisi<\/b> se\u00e7ilmi\u015f komite ba\u015fkanlar\u0131 <b data-path-to-node=\"6\" data-index-in-node=\"215\">Meg Hillier<\/b>, <b data-path-to-node=\"6\" data-index-in-node=\"228\">Liam Byrne<\/b> ve <b data-path-to-node=\"6\" data-index-in-node=\"242\">Sarah Owen<\/b> ile eski g\u00f6lge bakanlar <b data-path-to-node=\"6\" data-index-in-node=\"277\">Anneliese Dodds<\/b> ve <b data-path-to-node=\"6\" data-index-in-node=\"296\">John McDonnell<\/b> gibi partinin \u00f6nde gelen isimleri yer al\u0131yor.<\/p>\n<h4 data-path-to-node=\"7\"><b data-path-to-node=\"7\" data-index-in-node=\"0\">ABD Modeli \u00d6rnek Al\u0131n\u0131yor<\/b><\/h4>\n<p data-path-to-node=\"8\">1970&#8217;lerde ABD&#8217;de kabul edilen Topluluk Yeniden Yat\u0131r\u0131m Yasas\u0131 (CRA), bankalar\u0131n yoksul topluluklara kredi verme sicillerini d\u00fczenleyicilere bildirmelerini zorunlu k\u0131l\u0131yor. Bankalar buna g\u00f6re derecelendiriliyor ve iyile\u015ftirme i\u00e7in ne yapacaklar\u0131n\u0131 a\u00e7\u0131klamak zorunda kal\u0131yor. <b data-path-to-node=\"8\" data-index-in-node=\"275\">Thomas<\/b>\u2019\u0131n tasar\u0131s\u0131 da Birle\u015fik Krall\u0131k i\u00e7in benzer raporlama gereklilikleri getirmeyi ama\u00e7l\u0131yor.<\/p>\n<p data-path-to-node=\"9\">Teklife g\u00f6re bankalar, uygun fiyatl\u0131 kredilerden d\u0131\u015flanma dahil olmak \u00fczere finansal d\u0131\u015flanmay\u0131 azaltma ve k\u00fc\u00e7\u00fck i\u015fletmelerin finansa eri\u015fimini iyile\u015ftirme konusundaki performanslar\u0131n\u0131 \u00f6l\u00e7mek ve a\u00e7\u0131klamak zorunda kalacak. D\u00fczenleyiciler ise bankalar\u0131 bu performansa g\u00f6re derecelendirecek bir sistem kuracak.<\/p>\n<h4 data-path-to-node=\"10\"><b data-path-to-node=\"10\" data-index-in-node=\"0\">Hazine Komitesi ve Parti \u0130\u00e7i Tepkiler<\/b><\/h4>\n<p data-path-to-node=\"11\">Hazine Se\u00e7ilmi\u015f Komitesi Ba\u015fkan\u0131 <b data-path-to-node=\"11\" data-index-in-node=\"33\">Meg Hillier<\/b>, konuya dikkat \u00e7ekilmesinden memnuniyet duydu\u011funu belirterek, &#8220;Finansal kat\u0131l\u0131m\u0131n iyile\u015ftirilmesi \u00e7o\u011fu zaman soyut bir prosed\u00fcr olarak g\u00f6r\u00fcl\u00fcyor, oysa bu modern ve ilerici bir toplumun temel sorumlulu\u011fudur&#8221; dedi.<\/p>\n<p data-path-to-node=\"12\">Tasar\u0131n\u0131n yasala\u015fma \u015fans\u0131 d\u00fc\u015f\u00fck g\u00f6r\u00fclse de, parti liderli\u011finin ekonomi politikalar\u0131ndan duyulan yayg\u0131n memnuniyetsizlik nedeniyle bir\u00e7ok <b data-path-to-node=\"12\" data-index-in-node=\"137\">\u0130\u015f\u00e7i Partisi<\/b> milletvekili alternatif ekonomik yakla\u015f\u0131mlar\u0131 g\u00fcndeme getirmeye istekli g\u00f6r\u00fcn\u00fcyor. Maliye Bakan\u0131 <b data-path-to-node=\"12\" data-index-in-node=\"247\">Rachel Reeves<\/b>, son haftalarda veraset vergisi ve i\u015fletme oranlar\u0131 konular\u0131nda baz\u0131 geri ad\u0131mlar atm\u0131\u015ft\u0131.<\/p>\n<p data-path-to-node=\"13\">Bir <b data-path-to-node=\"13\" data-index-in-node=\"4\">Hazine<\/b> kayna\u011f\u0131 ise mevcut yasalar\u0131n ve <b data-path-to-node=\"13\" data-index-in-node=\"43\">Mali Tutum Otoritesi<\/b> (FCA) taraf\u0131ndan denetlenen t\u00fcketici g\u00f6revinin, bankalara finansal kat\u0131l\u0131m konusunda hali haz\u0131rda sorumluluk y\u00fckledi\u011fini ve yeni tasar\u0131n\u0131n bunlar\u0131 tekrar etme riski ta\u015f\u0131d\u0131\u011f\u0131n\u0131 savundu.<\/p>\n<\/div>\n<div id=\"briti-2392234753\" class=\"briti-icerikten-sonra_2\" style=\"margin-top: 25px;margin-bottom: 25px;\"><a href=\"https:\/\/wa.me\/message\/NDZLLIOQT4H3O1\" aria-label=\"bytv reklam banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/bytv-reklam-banner.jpg\" alt=\"\"  width=\"2376\" height=\"1008\"   \/><\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>K\u0131demli \u0130\u015f\u00e7i Partisi (Labour) milletvekilleri, \u0130ngiliz bankalar\u0131n\u0131 k\u00fc\u00e7\u00fck i\u015fletmelere ve d\u00fc\u015f\u00fck gelirli mahallelere y\u00f6nelik uygun fiyatl\u0131 kredileri geni\u015fletmeye zorlayacak bir yasa \u00e7\u0131kar\u0131lmas\u0131 i\u00e7in h\u00fck\u00fcmete bask\u0131 yap\u0131yor. Eski bakan Gareth Thomas, ABD&#8217;deki Topluluk Yeniden Yat\u0131r\u0131m Yasas\u0131&#8217;n\u0131 (CRA) \u00f6rnek alan bir yasa teklifi sundu. The Guardian\u2019\u0131n haberine g\u00f6re, teklif, bankalar\u0131n performanslar\u0131n\u0131n derecelendirilmesini ve dezavantajl\u0131 topluluklara hizmet veren finans kurumlar\u0131n\u0131n desteklenmesini \u00f6ng\u00f6r\u00fcyor. Hayat Pahal\u0131l\u0131\u011f\u0131 Krizi ve Kredi Eri\u015fimi Thomas, tasar\u0131y\u0131 sunarken yapt\u0131\u011f\u0131 a\u00e7\u0131klamada, &#8220;Hayat pahal\u0131l\u0131\u011f\u0131 krizi g\u00f6z \u00f6n\u00fcne al\u0131nd\u0131\u011f\u0131nda, herkesin bir noktada kar\u015f\u0131la\u015ft\u0131\u011f\u0131 mali acil durumlar\u0131 atlatabilmeleri i\u00e7in d\u00fc\u015f\u00fck ve orta gelirli milyonlarca insan ad\u0131na ucuz kredilere eri\u015fimi a\u00e7mam\u0131z gerekiyor&#8221; ifadelerini kulland\u0131. Tasar\u0131 [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":34162,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[15],"tags":[],"class_list":["post-35282","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ingiltere"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/35282","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=35282"}],"version-history":[{"count":1,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/35282\/revisions"}],"predecessor-version":[{"id":35283,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/35282\/revisions\/35283"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media\/34162"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=35282"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=35282"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=35282"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}