{"id":34904,"date":"2025-12-31T11:44:32","date_gmt":"2025-12-31T11:44:32","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=34904"},"modified":"2025-12-31T11:44:32","modified_gmt":"2025-12-31T11:44:32","slug":"ingiltere-emlak-sektorunde-2026-beklentisi-alicilar-donuyor","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/ingiltere-emlak-sektorunde-2026-beklentisi-alicilar-donuyor\/","title":{"rendered":"\u0130ngiltere emlak sekt\u00f6r\u00fcnde 2026 beklentisi: Al\u0131c\u0131lar d\u00f6n\u00fcyor"},"content":{"rendered":"<div id=\"model-response-message-contentr_e5c66f95cdb611f6\" class=\"markdown markdown-main-panel enable-updated-hr-color\" dir=\"ltr\" aria-live=\"polite\" aria-busy=\"false\">\n<p data-path-to-node=\"1\">\u0130ngiltere konut piyasas\u0131nda 2026 y\u0131l\u0131 i\u00e7in beklentiler, faiz oranlar\u0131ndaki d\u00fc\u015f\u00fc\u015f\u00fcn devam etmesiyle birlikte sat\u0131n alma g\u00fcc\u00fcn\u00fcn iyile\u015fece\u011fi y\u00f6n\u00fcnde \u015fekilleniyor. \u00d6zellikle ilk kez ev alacaklar\u0131n piyasay\u0131 canland\u0131rmas\u0131 \u00f6ng\u00f6r\u00fcl\u00fcyor.<\/p>\n<p data-path-to-node=\"2\">The Guardian\u2019\u0131n haberine g\u00f6re, sat\u0131l\u0131k konut piyasas\u0131n\u0131n \u0131l\u0131ml\u0131 bir ivme kazanarak fiyatlar\u0131n %2 ile %4 aras\u0131nda artmas\u0131, kira art\u0131\u015flar\u0131n\u0131n ise son y\u0131llardaki h\u0131zl\u0131 y\u00fckseli\u015fin ard\u0131ndan yava\u015flamas\u0131 bekleniyor.<\/p>\n<h4 data-path-to-node=\"3\"><b data-path-to-node=\"3\" data-index-in-node=\"0\">Mortgage maliyetleri geriliyor<\/b><\/h4>\n<p data-path-to-node=\"4\">Mortgage oranlar\u0131n\u0131n d\u00fc\u015fmesi, gelir art\u0131\u015f\u0131n\u0131n enflasyonun \u00fczerinde seyretmesi ve konut fiyatlar\u0131n\u0131n yava\u015f y\u00fckselmesiyle birlikte tablo de\u011fi\u015fiyor. <b data-path-to-node=\"4\" data-index-in-node=\"146\">Halifax<\/b> verilerine g\u00f6re, ilk kez ev alacaklar i\u00e7in ayl\u0131k mortgage maliyetlerinin gelire oran\u0131 <b data-path-to-node=\"4\" data-index-in-node=\"240\">2022&#8217;den bu yana en d\u00fc\u015f\u00fck<\/b> seviyesine geriledi.<\/p><div id=\"briti-1829686460\" class=\"briti-icerik\" style=\"margin-top: 5px;margin-bottom: 5px;\"><a href=\"https:\/\/piaryum.com\/services\/\" aria-label=\"piaryum banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/Gemini_Generated_Image_g5yqr1g5yqr1g5yq.jpg\" alt=\"\"  width=\"2064\" height=\"1152\"   \/><\/a><\/div>\n<p data-path-to-node=\"5\">\u00dclke genelinde konut fiyatlar\u0131 2025&#8217;te beklenenden daha az art\u0131\u015f g\u00f6sterdi. <b data-path-to-node=\"5\" data-index-in-node=\"75\">Nationwide<\/b> verilerine g\u00f6re, emlak de\u011ferleri kas\u0131m ay\u0131na kadar olan bir y\u0131ll\u0131k s\u00fcre\u00e7te <b data-path-to-node=\"5\" data-index-in-node=\"161\">%1,8<\/b> artarak ortalama konut fiyat\u0131n\u0131 <b data-path-to-node=\"5\" data-index-in-node=\"198\">272.998 sterline<\/b> ta\u015f\u0131d\u0131.<\/p>\n<p data-path-to-node=\"6\">Emlak uzmanlar\u0131 ve kredi veren kurulu\u015flar, 2025 y\u0131l\u0131 i\u00e7in konut fiyat art\u0131\u015f\u0131n\u0131n %1 ile %2 aras\u0131nda kalaca\u011f\u0131n\u0131 tahmin ediyor. Bu oran, bir y\u0131l \u00f6nce \u00f6ng\u00f6r\u00fclen <b data-path-to-node=\"6\" data-index-in-node=\"157\">%3 ve \u00fczeri<\/b> art\u0131\u015f\u0131n ve mevcut <b data-path-to-node=\"6\" data-index-in-node=\"187\">%3,2<\/b>\u2019lik enflasyon oran\u0131n\u0131n alt\u0131nda kal\u0131yor.<\/p>\n<h4 data-path-to-node=\"7\"><b data-path-to-node=\"7\" data-index-in-node=\"0\">Faiz oranlar\u0131nda indirim beklentisi<\/b><\/h4>\n<p data-path-to-node=\"8\">\u0130ngiltere Merkez Bankas\u0131&#8217;n\u0131n (BoE) enflasyonun so\u011fumas\u0131yla birlikte faiz indirimine gitmesi, bor\u00e7lanma maliyetlerini son \u00fc\u00e7 y\u0131l\u0131n en d\u00fc\u015f\u00fck seviyesine \u00e7ekti. Ekonomistler 2026&#8217;da iki faiz indirimi daha beklerken, kredi verenler \u015fimdiden harekete ge\u00e7ti.<\/p>\n<p data-path-to-node=\"9\">Bankalar, <b data-path-to-node=\"9\" data-index-in-node=\"10\">%4&#8217;\u00fcn alt\u0131nda<\/b> sabit faizli mortgage teklifleri sunmaya ba\u015flad\u0131. Baz\u0131 kurumlar, %40 pe\u015finatla iki y\u0131ll\u0131k sabitlemelerde <b data-path-to-node=\"9\" data-index-in-node=\"129\">%3,55<\/b> gibi oranlar sunuyor.<\/p>\n<p data-path-to-node=\"10\">Gelecek y\u0131l i\u00e7in konut fiyat art\u0131\u015f tahminleri <b data-path-to-node=\"10\" data-index-in-node=\"46\">%2 ile %4<\/b> aral\u0131\u011f\u0131nda yo\u011funla\u015f\u0131yor. Londra&#8217;da fiyatlar\u0131n d\u00fc\u015f\u00fc\u015f e\u011filiminde oldu\u011fu ve 2026&#8217;da yatay seyredece\u011fi \u00f6ng\u00f6r\u00fcl\u00fcrken, \u0130ngiltere&#8217;nin kuzeyinde fiyatlar\u0131n daha g\u00fc\u00e7l\u00fc artt\u0131\u011f\u0131 ve kuzey-g\u00fcney fiyat fark\u0131n\u0131n 2013&#8217;ten bu yana en d\u00fc\u015f\u00fck seviyeye indi\u011fi belirtiliyor.<\/p>\n<h4 data-path-to-node=\"11\"><b data-path-to-node=\"11\" data-index-in-node=\"0\">Piyasay\u0131 ilk kez al\u0131c\u0131lar \u015fekillendirecek<\/b><\/h4>\n<p data-path-to-node=\"12\">Mortgage kurallar\u0131n\u0131n esnetilmesi ve daha d\u00fc\u015f\u00fck pe\u015finatlarla kredi \u00e7ekilebilmesi, al\u0131c\u0131lar i\u00e7in f\u0131rsat yarat\u0131yor. Savills konut ara\u015ft\u0131rmalar\u0131 direkt\u00f6r\u00fc Emily Williams, %10 veya %15 pe\u015finatla ev alabilmenin, \u00f6zellikle Londra ve g\u00fcneydo\u011fu \u0130ngiltere\u2019de birikim s\u00fcresini <b data-path-to-node=\"12\" data-index-in-node=\"267\">iki-\u00fc\u00e7 y\u0131l k\u0131saltabilece\u011fini<\/b> vurguluyor.<\/p>\n<p data-path-to-node=\"13\"><b data-path-to-node=\"13\" data-index-in-node=\"0\">Hamptons<\/b> verilerine g\u00f6re, 2025 y\u0131l\u0131nda t\u00fcm sat\u0131n almalar\u0131n \u00fc\u00e7te birini ilk kez ev alanlar ger\u00e7ekle\u015ftirdi. Bu oran rekor bir seviyeye i\u015faret ediyor.<\/p>\n<p data-path-to-node=\"14\">Kirac\u0131lar i\u00e7inse ortalama kira art\u0131\u015flar\u0131n\u0131n 2026&#8217;da yava\u015flayarak <b data-path-to-node=\"14\" data-index-in-node=\"65\">%2 ile %3,5<\/b> aral\u0131\u011f\u0131na inmesi bekleniyor. Resmi verilere g\u00f6re, ekim ay\u0131na kadar olan bir y\u0131ll\u0131k s\u00fcre\u00e7te \u00f6zel kiralar <b data-path-to-node=\"14\" data-index-in-node=\"181\">%5<\/b> artarak ortalama <b data-path-to-node=\"14\" data-index-in-node=\"201\">1.360 sterline<\/b> y\u00fckselmi\u015fti.<\/p>\n<\/div>\n<div id=\"briti-2070548843\" class=\"briti-icerikten-sonra_2\" style=\"margin-top: 25px;margin-bottom: 25px;\"><a href=\"https:\/\/wa.me\/message\/NDZLLIOQT4H3O1\" aria-label=\"bytv reklam banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/bytv-reklam-banner.jpg\" alt=\"\"  width=\"2376\" height=\"1008\"   \/><\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>\u0130ngiltere konut piyasas\u0131nda 2026 y\u0131l\u0131 i\u00e7in beklentiler, faiz oranlar\u0131ndaki d\u00fc\u015f\u00fc\u015f\u00fcn devam etmesiyle birlikte sat\u0131n alma g\u00fcc\u00fcn\u00fcn iyile\u015fece\u011fi y\u00f6n\u00fcnde \u015fekilleniyor. \u00d6zellikle ilk kez ev alacaklar\u0131n piyasay\u0131 canland\u0131rmas\u0131 \u00f6ng\u00f6r\u00fcl\u00fcyor. The Guardian\u2019\u0131n haberine g\u00f6re, sat\u0131l\u0131k konut piyasas\u0131n\u0131n \u0131l\u0131ml\u0131 bir ivme kazanarak fiyatlar\u0131n %2 ile %4 aras\u0131nda artmas\u0131, kira art\u0131\u015flar\u0131n\u0131n ise son y\u0131llardaki h\u0131zl\u0131 y\u00fckseli\u015fin ard\u0131ndan yava\u015flamas\u0131 bekleniyor. Mortgage maliyetleri geriliyor Mortgage oranlar\u0131n\u0131n d\u00fc\u015fmesi, gelir art\u0131\u015f\u0131n\u0131n enflasyonun \u00fczerinde seyretmesi ve konut fiyatlar\u0131n\u0131n yava\u015f y\u00fckselmesiyle birlikte tablo de\u011fi\u015fiyor. Halifax verilerine g\u00f6re, ilk kez ev alacaklar i\u00e7in ayl\u0131k mortgage maliyetlerinin gelire oran\u0131 2022&#8217;den bu yana en d\u00fc\u015f\u00fck seviyesine geriledi. \u00dclke genelinde konut fiyatlar\u0131 2025&#8217;te beklenenden daha [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":34639,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[3227],"tags":[],"class_list":["post-34904","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-emlak"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/34904","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=34904"}],"version-history":[{"count":1,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/34904\/revisions"}],"predecessor-version":[{"id":34905,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/34904\/revisions\/34905"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media\/34639"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=34904"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=34904"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=34904"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}