{"id":34470,"date":"2025-12-19T11:25:59","date_gmt":"2025-12-19T11:25:59","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=34470"},"modified":"2025-12-19T11:25:59","modified_gmt":"2025-12-19T11:25:59","slug":"ingilterede-temassiz-odemede-100-sterlin-limiti-kalkiyor","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/ingilterede-temassiz-odemede-100-sterlin-limiti-kalkiyor\/","title":{"rendered":"\u0130ngiltere\u2019de temass\u0131z \u00f6demede 100 sterlin limiti kalk\u0131yor"},"content":{"rendered":"
\n

\u0130ngiltere\u2019de milyonlarca ki\u015fi yak\u0131nda kendi temass\u0131z kart \u00f6deme limitlerini belirleyebilecek veya tamamen limitsiz i\u015flem yapabilecek. D\u00fczenleyici kurum, bankalara bu yetkiyi verece\u011fini do\u011frulad\u0131.<\/p>\n

BBC<\/b>\u2019nin haberine g\u00f6re, Mart ay\u0131ndan itibaren bankalar ve kart sa\u011flay\u0131c\u0131lar\u0131, d\u00f6rt haneli \u015fifre (PIN) girilmesine gerek kalmadan tek seferlik \u00f6demeler i\u00e7in maksimum bir s\u0131n\u0131r koyabilecek veya bu s\u0131n\u0131r\u0131 tamamen kald\u0131rabilecek.<\/p>\n

Kullan\u0131c\u0131lara esneklik sa\u011flanacak<\/b><\/h4>\n

Financial Conduct Authority (FCA)<\/b>, bankalar\u0131 kart sahiplerine kendi bireysel limitlerini belirleme veya temass\u0131z \u00f6zelli\u011fi tamamen kapatma imkan\u0131 sunmaya te\u015fvik ediyor. Baz\u0131 bankalar halihaz\u0131rda bu \u00f6zelli\u011fi m\u00fc\u015fterilerine sunuyor.<\/p>

\"\"<\/a><\/div>\n

Bu hamle, t\u00fcketicilerin ve sekt\u00f6r temsilcilerinin mevcut 100 sterlinlik<\/b> limitin de\u011fi\u015ftirilmesine y\u00f6nelik isteksizli\u011fine ra\u011fmen geldi. Yap\u0131lan bir anket, t\u00fcketicilerin %78\u2019inin<\/b> mevcut limitlerde bir de\u011fi\u015fiklik istemedi\u011fini ortaya koydu.<\/p>\n

Doland\u0131r\u0131c\u0131l\u0131k endi\u015feleri<\/b><\/h4>\n

Temass\u0131z kartlar\u0131n \u00e7al\u0131nmas\u0131 durumunda y\u00fcksek tutarl\u0131 harcamalar yap\u0131labilmesi, h\u0131rs\u0131zl\u0131k ve doland\u0131r\u0131c\u0131l\u0131k endi\u015felerini art\u0131r\u0131yor. Ancak FCA<\/b> \u00d6demeler ve Dijital Finans \u0130cra Direkt\u00f6r\u00fc David Geale<\/b>, t\u00fcketicilerin paralar\u0131n\u0131n \u00e7al\u0131nmas\u0131 durumunda iade alabilece\u011fini vurgulad\u0131.<\/p>\n

Ak\u0131ll\u0131 telefonla yap\u0131lan \u00f6demelerde parmak izi veya y\u00fcz tan\u0131ma gibi g\u00fcvenlik \u00f6nlemleri sayesinde halihaz\u0131rda bir limit bulunmuyor. Fiziksel kartlarda ise limit, 2007’de 10 sterlin<\/b> ile ba\u015flay\u0131p 2021’de 100 sterline<\/b> kadar y\u00fckseltilmi\u015fti.<\/p>\n

Harcama kontrol\u00fc ve suistimal riski<\/b><\/h4>\n

T\u00fcketici gruplar\u0131 ve akademisyenler, s\u0131n\u0131rs\u0131z temass\u0131z \u00f6demenin getirdi\u011fi ekstra kolayl\u0131\u011f\u0131n, d\u00fc\u015f\u00fcnmeden harcama yapmaya yol a\u00e7abilece\u011fi konusunda uyar\u0131yor. Bu durumun \u00f6zellikle kredi kart\u0131 bor\u00e7lanmalar\u0131n\u0131 art\u0131rabilece\u011fi belirtiliyor.<\/p>\n

Finansal istismar \u00fczerine \u00e7al\u0131\u015fan yard\u0131m kurulu\u015flar\u0131 ise s\u0131n\u0131rs\u0131z eri\u015fimin, istismarc\u0131lar\u0131n ma\u011fdurlar\u0131n banka hesaplar\u0131n\u0131 kontrols\u00fczce bo\u015faltmas\u0131na olanak tan\u0131yabilece\u011finden endi\u015fe ediyor.<\/p>\n<\/div>\n

\"\"<\/a><\/div>","protected":false},"excerpt":{"rendered":"

\u0130ngiltere\u2019de milyonlarca ki\u015fi yak\u0131nda kendi temass\u0131z kart \u00f6deme limitlerini belirleyebilecek veya tamamen limitsiz i\u015flem yapabilecek. D\u00fczenleyici kurum, bankalara bu yetkiyi verece\u011fini do\u011frulad\u0131. BBC\u2019nin haberine g\u00f6re, Mart ay\u0131ndan itibaren bankalar ve kart sa\u011flay\u0131c\u0131lar\u0131, d\u00f6rt haneli \u015fifre (PIN) girilmesine gerek kalmadan tek seferlik \u00f6demeler i\u00e7in maksimum bir s\u0131n\u0131r koyabilecek veya bu s\u0131n\u0131r\u0131 tamamen kald\u0131rabilecek. Kullan\u0131c\u0131lara esneklik sa\u011flanacak Financial Conduct Authority (FCA), bankalar\u0131 kart sahiplerine kendi bireysel limitlerini belirleme veya temass\u0131z \u00f6zelli\u011fi tamamen kapatma imkan\u0131 sunmaya te\u015fvik ediyor. Baz\u0131 bankalar halihaz\u0131rda bu \u00f6zelli\u011fi m\u00fc\u015fterilerine sunuyor. Bu hamle, t\u00fcketicilerin ve sekt\u00f6r temsilcilerinin mevcut 100 sterlinlik limitin de\u011fi\u015ftirilmesine y\u00f6nelik isteksizli\u011fine ra\u011fmen geldi. Yap\u0131lan bir anket, […]<\/p>\n","protected":false},"author":11,"featured_media":34471,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[15],"tags":[],"class_list":["post-34470","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ingiltere"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/34470","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=34470"}],"version-history":[{"count":1,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/34470\/revisions"}],"predecessor-version":[{"id":34472,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/34470\/revisions\/34472"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media\/34471"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=34470"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=34470"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=34470"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}