{"id":34306,"date":"2025-12-16T10:58:15","date_gmt":"2025-12-16T10:58:15","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=34306"},"modified":"2025-12-17T11:25:03","modified_gmt":"2025-12-17T11:25:03","slug":"ingilterede-konut-fiyatlarinda-2026da-4-artis-beklentisi","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/ingilterede-konut-fiyatlarinda-2026da-4-artis-beklentisi\/","title":{"rendered":"\u0130ngiltere\u2019de konut fiyatlar\u0131nda 2026\u2019da %4 art\u0131\u015f beklentisi"},"content":{"rendered":"<div id=\"model-response-message-contentr_cf7757812d03bfa0\" class=\"markdown markdown-main-panel enable-updated-hr-color\" dir=\"ltr\" aria-live=\"polite\" aria-busy=\"false\">\n<p data-path-to-node=\"2\">Uzmanlar, faiz oranlar\u0131n\u0131n d\u00fc\u015fme e\u011filimine girmesiyle birlikte \u0130ngiltere emlak piyasas\u0131nda hareketlilik ya\u015fanabilece\u011fine dikkat \u00e7ekiyor. Piyasa ko\u015fullar\u0131n\u0131n iyile\u015fmesiyle konut fiyatlar\u0131n\u0131n 2026 y\u0131l\u0131nda y\u00fckseli\u015fe ge\u00e7mesi bekleniyor.<\/p>\n<p data-path-to-node=\"3\"><b>Nationwide<\/b> building society verilerine g\u00f6re, fiyatlar\u0131n gelecek y\u0131l <b>%2 ila %4<\/b> aras\u0131nda art\u0131\u015f g\u00f6stermesi muhtemel g\u00f6r\u00fcn\u00fcyor. Kurumun ba\u015f ekonomisti <b>Robert Gardner<\/b>, gelir art\u0131\u015f\u0131n\u0131n konut fiyat art\u0131\u015f\u0131n\u0131 geride b\u0131rakmas\u0131 ve faizlerdeki \u0131l\u0131ml\u0131 d\u00fc\u015f\u00fc\u015fle birlikte sat\u0131n alma g\u00fcc\u00fcn\u00fcn kademeli olarak iyile\u015fece\u011fini, bunun da piyasa aktivitesini g\u00fc\u00e7lendirece\u011fini belirtti.<\/p>\n<h4 data-path-to-node=\"4\"><b>\u0130lk kez ev alacaklar i\u00e7in rekor bor\u00e7lanma<\/b><\/h4>\n<p data-path-to-node=\"5\">Artan maa\u015flar, ilk kez ev alacak ki\u015filerin daha \u00f6nce hi\u00e7 olmad\u0131\u011f\u0131 kadar b\u00fcy\u00fck konut kredileri kullanabilmesine olanak tan\u0131d\u0131. Emlak dan\u0131\u015fmanl\u0131k \u015firketi <b>Savills<\/b> taraf\u0131ndan payla\u015f\u0131lan verilere g\u00f6re, bu grup eyl\u00fcl ay\u0131na kadar olan bir y\u0131ll\u0131k d\u00f6nemde ortalama <b>210.800 sterlin<\/b> seviyesinde rekor bor\u00e7lanmaya gitti.<\/p><div id=\"briti-223464517\" class=\"briti-icerik\" style=\"margin-top: 5px;margin-bottom: 5px;\"><a href=\"https:\/\/piaryum.com\/services\/\" aria-label=\"piaryum banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/Gemini_Generated_Image_g5yqr1g5yqr1g5yq.jpg\" alt=\"\"  width=\"2064\" height=\"1152\"   \/><\/a><\/div>\n<p data-path-to-node=\"6\">Bu geli\u015fme, <b>Mali Tutum Otoritesi (FCA)<\/b> taraf\u0131ndan \u00f6ne s\u00fcr\u00fclen yeni planlar kapsam\u0131nda, ilk kez ev alacaklar\u0131n, serbest meslek sahiplerinin ve ya\u015f\u00e7a daha b\u00fcy\u00fck bor\u00e7lular\u0131n konut finansman\u0131na eri\u015fiminin kolayla\u015fabilece\u011fi bir d\u00f6neme denk geliyor.<\/p>\n<h4 data-path-to-node=\"7\"><b>Piyasa kurallar\u0131 modernize ediliyor<\/b><\/h4>\n<p data-path-to-node=\"8\"><b>FCA<\/b>, h\u0131zla de\u011fi\u015fen teknolojiye, istihdam modellerine ve demografik de\u011fi\u015fimlere uyum sa\u011flayan bir <b>\u201cgelece\u011fin ipotek piyasas\u0131n\u0131\u201d<\/b> olu\u015fturmak istediklerini a\u00e7\u0131klad\u0131. D\u00fczenleyici kurum, kurallar\u0131 insanlar\u0131n ya\u015famlar\u0131 boyunca ve ileri ya\u015flar\u0131ndaki ihtiya\u00e7 ile beklentilerini kar\u015f\u0131layacak \u015fekilde modernize etmeyi hedefliyor.<\/p>\n<p data-path-to-node=\"9\">Kurum, 2026 ba\u015f\u0131ndan itibaren \u00f6nerilen kural de\u011fi\u015fiklikleri \u00fczerinde isti\u015farelere ba\u015flayacak ve y\u0131l\u0131n ilerleyen d\u00f6nemlerinde ilk de\u011fi\u015fiklikleri hayata ge\u00e7irmeyi planl\u0131yor. Odaklan\u0131lan d\u00f6rt ana alan ise \u015funlar: ilk kez ev alacaklar ve hizmet alamayan m\u00fc\u015fteriler, ileri ya\u015f kredileri, inovasyon ve savunmas\u0131z m\u00fc\u015fterilerin korunmas\u0131.<\/p>\n<h4 data-path-to-node=\"10\"><b>\u0130leri ya\u015f kredilerine odaklan\u0131lacak<\/b><\/h4>\n<p data-path-to-node=\"11\">Ayr\u0131ca, ileri ya\u015f kredi piyasas\u0131n\u0131n farkl\u0131 ihtiya\u00e7lar\u0131 kar\u015f\u0131layacak \u015fekilde nas\u0131l geli\u015ftirilebilece\u011fini ele alan bir piyasa \u00e7al\u0131\u015fmas\u0131 da ba\u015flat\u0131lacak. D\u00fczenleyici kurum, emeklilikte yetersiz tasarruf projeksiyonlar\u0131 g\u00f6z \u00f6n\u00fcne al\u0131nd\u0131\u011f\u0131nda, ileri ya\u015f ipoteklerine eri\u015fimin insanlar\u0131n finansal hedeflerine ula\u015fmalar\u0131nda <b>kilit rol oynayabilece\u011fini<\/b> vurguluyor.<\/p>\n<p data-path-to-node=\"12\">\u00c7al\u0131\u015fmalar\u0131n\u0131n bir par\u00e7as\u0131 olarak <b>FCA<\/b>, ya\u015fam\u0131n farkl\u0131 a\u015famalar\u0131ndaki \u00e7al\u0131\u015fma modellerini ve gelir d\u00fczeylerini yans\u0131tan daha esnek \u00fcr\u00fcnlere izin vermek amac\u0131yla ipotek kurallar\u0131n\u0131 basitle\u015ftirmeyi de g\u00fcndemine alacak.<\/p>\n<\/div>\n<div id=\"briti-984824326\" class=\"briti-icerikten-sonra_2\" style=\"margin-top: 25px;margin-bottom: 25px;\"><a href=\"https:\/\/wa.me\/message\/NDZLLIOQT4H3O1\" aria-label=\"bytv reklam banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/bytv-reklam-banner.jpg\" alt=\"\"  width=\"2376\" height=\"1008\"   \/><\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>Uzmanlar, faiz oranlar\u0131n\u0131n d\u00fc\u015fme e\u011filimine girmesiyle birlikte \u0130ngiltere emlak piyasas\u0131nda hareketlilik ya\u015fanabilece\u011fine dikkat \u00e7ekiyor. Piyasa ko\u015fullar\u0131n\u0131n iyile\u015fmesiyle konut fiyatlar\u0131n\u0131n 2026 y\u0131l\u0131nda y\u00fckseli\u015fe ge\u00e7mesi bekleniyor. Nationwide building society verilerine g\u00f6re, fiyatlar\u0131n gelecek y\u0131l %2 ila %4 aras\u0131nda art\u0131\u015f g\u00f6stermesi muhtemel g\u00f6r\u00fcn\u00fcyor. Kurumun ba\u015f ekonomisti Robert Gardner, gelir art\u0131\u015f\u0131n\u0131n konut fiyat art\u0131\u015f\u0131n\u0131 geride b\u0131rakmas\u0131 ve faizlerdeki \u0131l\u0131ml\u0131 d\u00fc\u015f\u00fc\u015fle birlikte sat\u0131n alma g\u00fcc\u00fcn\u00fcn kademeli olarak iyile\u015fece\u011fini, bunun da piyasa aktivitesini g\u00fc\u00e7lendirece\u011fini belirtti. \u0130lk kez ev alacaklar i\u00e7in rekor bor\u00e7lanma Artan maa\u015flar, ilk kez ev alacak ki\u015filerin daha \u00f6nce hi\u00e7 olmad\u0131\u011f\u0131 kadar b\u00fcy\u00fck konut kredileri kullanabilmesine olanak tan\u0131d\u0131. Emlak dan\u0131\u015fmanl\u0131k \u015firketi Savills taraf\u0131ndan payla\u015f\u0131lan [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":29624,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[3227],"tags":[],"class_list":["post-34306","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-emlak"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/34306","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=34306"}],"version-history":[{"count":1,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/34306\/revisions"}],"predecessor-version":[{"id":34307,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/34306\/revisions\/34307"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media\/29624"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=34306"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=34306"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=34306"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}