{"id":33898,"date":"2025-11-29T23:11:38","date_gmt":"2025-11-29T23:11:38","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=33898"},"modified":"2025-11-29T23:11:38","modified_gmt":"2025-11-29T23:11:38","slug":"hukumet-vergisiz-tasarruf-sinirinin-asilmasini-onlemeye-calisiyor","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/hukumet-vergisiz-tasarruf-sinirinin-asilmasini-onlemeye-calisiyor\/","title":{"rendered":"H\u00fck\u00fcmet, vergisiz tasarruf s\u0131n\u0131r\u0131n\u0131n a\u015f\u0131lmas\u0131n\u0131 \u00f6nlemeye \u00e7al\u0131\u015f\u0131yor"},"content":{"rendered":"

Birle\u015fik Krall\u0131k Gelir ve G\u00fcmr\u00fck \u0130daresi (HMRC)<\/strong>, vatanda\u015flar\u0131n y\u0131ll\u0131k 12 bin sterlinlik vergiden muaf nakit birikim s\u0131n\u0131r\u0131n\u0131<\/strong> dolayl\u0131 yollarla a\u015fmas\u0131n\u0131 engellemek i\u00e7in yeni d\u00fczenlemeler haz\u0131rl\u0131yor. LBC\u2019nin haberine g\u00f6re<\/strong>, h\u00fck\u00fcmet bu s\u0131n\u0131r\u0131n etraf\u0131ndan dola\u015f\u0131lmas\u0131n\u0131 \u00f6nlemek amac\u0131yla ayr\u0131nt\u0131l\u0131 kontrol mekanizmalar\u0131 kuracak.<\/p>\n

Nakit S\u0131n\u0131r\u0131n\u0131 A\u015fmaya Kar\u015f\u0131 \u00d6nlemler<\/h4>\n

Yeti\u015fkinler bug\u00fcn nakit ve hisse senedi ISA\u2019lar\u0131nda toplam 20 bin sterline kadar vergiden muaf birikim yapabiliyor. Ancak Nisan 2027\u2019den itibaren nakit ISA limiti 12 bin sterline d\u00fc\u015fecek<\/strong>. 65 ya\u015f \u00fcst\u00fc tasarruf\u00e7ular ise y\u0131ll\u0131k 20 bin sterlinlik tam nakit limitini kullanmaya devam edecek.<\/p>\n

HMRC, baz\u0131 ki\u015filerin s\u0131n\u0131r\u0131 a\u015fmak i\u00e7in hisse senedi ISA\u2019lar\u0131nda y\u00fcksek miktarda nakit tutarak vergisiz avantaj sa\u011flamaya \u00e7al\u0131\u015fabilece\u011fini belirtiyor. Bu nedenle, hisse senedi ve yenilik\u00e7i finans ISA\u2019lar\u0131nda \u201cnakit benzeri\u201d hesaplar tespit edilecek, bu hesaplarda tutulan nakdin faizine ek \u00fccret<\/strong> uygulanabilecek. Ayr\u0131ca bu hesaplardan nakit ISA\u2019ya transfer yap\u0131lamayacak.<\/p>

\"\"<\/a><\/div>\n

\u0130lk Ev Alacaklara Yeni \u00dcr\u00fcn<\/h4>\n

B\u00fct\u00e7ede, 2026\u2019da ilk ev alacaklara y\u00f6nelik daha esnek bir ISA \u00fcr\u00fcn\u00fc i\u00e7in isti\u015fare s\u00fcreci ba\u015flat\u0131laca\u011f\u0131 a\u00e7\u0131kland\u0131. Bu yeni hesapta devlet katk\u0131s\u0131 sadece ev al\u0131m\u0131nda kullan\u0131lacak ve mevcut Lifetime ISA\u2019lardaki cezai kesintiler kald\u0131r\u0131lacak.<\/p>\n

Sekt\u00f6rden Uyar\u0131lar<\/h4>\n

Evelyn Partners\u2019tan Jason Hollands, yeni s\u0131n\u0131r\u0131n uygulamas\u0131na dair \u201ccevaps\u0131z sorular\u201d bulundu\u011funu s\u00f6yledi. Hollands, ge\u00e7ici olarak nakit tutan hisse senedi ISA yat\u0131r\u0131mc\u0131lar\u0131n\u0131n da ek maliyetten etkilenebilece\u011fini, para piyasas\u0131 fonlar\u0131 ve k\u0131sa vadeli tahvillerin bile tart\u0131\u015fmaya a\u00e7\u0131labilece\u011fini belirtti.<\/p>\n

Yeni kurallar\u0131n yaln\u0131zca 65 ya\u015f alt\u0131ndaki yat\u0131r\u0131mc\u0131lar<\/strong> i\u00e7in ge\u00e7erli olmas\u0131 planlan\u0131yor. D\u00fczenlemelerin, 2027\u2019den \u00f6nce Parlamento\u2019ya sunulaca\u011f\u0131 a\u00e7\u0131kland\u0131.<\/p>\n

\"\"<\/a><\/div>","protected":false},"excerpt":{"rendered":"

Birle\u015fik Krall\u0131k Gelir ve G\u00fcmr\u00fck \u0130daresi (HMRC), vatanda\u015flar\u0131n y\u0131ll\u0131k 12 bin sterlinlik vergiden muaf nakit birikim s\u0131n\u0131r\u0131n\u0131 dolayl\u0131 yollarla a\u015fmas\u0131n\u0131 engellemek i\u00e7in yeni d\u00fczenlemeler haz\u0131rl\u0131yor. LBC\u2019nin haberine g\u00f6re, h\u00fck\u00fcmet bu s\u0131n\u0131r\u0131n etraf\u0131ndan dola\u015f\u0131lmas\u0131n\u0131 \u00f6nlemek amac\u0131yla ayr\u0131nt\u0131l\u0131 kontrol mekanizmalar\u0131 kuracak. Nakit S\u0131n\u0131r\u0131n\u0131 A\u015fmaya Kar\u015f\u0131 \u00d6nlemler Yeti\u015fkinler bug\u00fcn nakit ve hisse senedi ISA\u2019lar\u0131nda toplam 20 bin sterline kadar vergiden muaf birikim yapabiliyor. Ancak Nisan 2027\u2019den itibaren nakit ISA limiti 12 bin sterline d\u00fc\u015fecek. 65 ya\u015f \u00fcst\u00fc tasarruf\u00e7ular ise y\u0131ll\u0131k 20 bin sterlinlik tam nakit limitini kullanmaya devam edecek. HMRC, baz\u0131 ki\u015filerin s\u0131n\u0131r\u0131 a\u015fmak i\u00e7in hisse senedi ISA\u2019lar\u0131nda y\u00fcksek miktarda nakit tutarak vergisiz […]<\/p>\n","protected":false},"author":11,"featured_media":33899,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[5269],"tags":[],"class_list":["post-33898","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-birlesik-krallik"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/33898","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=33898"}],"version-history":[{"count":1,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/33898\/revisions"}],"predecessor-version":[{"id":33900,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/33898\/revisions\/33900"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media\/33899"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=33898"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=33898"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=33898"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}