{"id":33282,"date":"2025-10-02T14:47:21","date_gmt":"2025-10-02T13:47:21","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=33282"},"modified":"2025-10-02T14:49:42","modified_gmt":"2025-10-02T13:49:42","slug":"londrada-hmo-ve-garantili-kira-modeli-gundemde","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/londrada-hmo-ve-garantili-kira-modeli-gundemde\/","title":{"rendered":"Londra\u2019da HMO ve Garantili Kira Modeli G\u00fcndemde"},"content":{"rendered":"

\u0130ngiltere\u2019nin \u00f6zellikle Londra gibi b\u00fcy\u00fck \u015fehirlerinde \u00f6ne \u00e7\u0131kan HMO (House in Multiple Occupation) modeli, baz\u0131 \u015firketler taraf\u0131ndan \u201cbelediyeye kiralama\u201d form\u00fcl\u00fcyle sabit kira geliri vaadiyle pazarlan\u0131yor. Uygulama, m\u00fclklerin oda bazl\u0131 olarak kiralanmas\u0131n\u0131 temel al\u0131rken, lisanslama, yang\u0131n g\u00fcvenli\u011fi ve planlama izinleri gibi \u00e7ok say\u0131da d\u00fczenlemeye tabi tutuluyor.<\/p>\n

HMO Nedir, Ne Zaman Lisans Gerekir?<\/h3>\n

Be\u015f veya daha fazla ki\u015finin, aile ili\u015fkisi olmaks\u0131z\u0131n ayn\u0131 m\u00fclkte ya\u015fad\u0131\u011f\u0131 durumlarda HMO lisans\u0131 zorunlu hale geliyor. Baz\u0131 belediyeler \u00fc\u00e7-d\u00f6rt ki\u015filik evleri de \u201cek lisans\u201d kapsam\u0131nda de\u011ferlendiriyor. Lisans, m\u00fclk\u00fcn oda b\u00fcy\u00fckl\u00fckleri, duman alarm\u0131, at\u0131k y\u00f6netimi ve tesisat gibi teknik yeterliliklerini denetliyor.<\/p>\n

Yang\u0131n g\u00fcvenli\u011fi a\u00e7\u0131s\u0131ndan LACORS rehberi ile HHSRS (Housing Health and Safety Rating System), ka\u00e7\u0131\u015f yollar\u0131ndan nem ve k\u00fcfe kadar bir\u00e7ok fakt\u00f6r\u00fc i\u00e7eren risk bazl\u0131 de\u011ferlendirme sunuyor.<\/p>

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Credit: Unsplash<\/p><\/div>\n

\u201cBelediyeye Kiralama\u201d (PSL) Sistemi Nas\u0131l \u0130\u015fliyor?<\/h4>\n

Private Sector Leasing (PSL) veya \u201cguaranteed rent\u201d olarak adland\u0131r\u0131lan sistemde, m\u00fclk sahipleri evlerini belediyelere kiralayarak sabit kira al\u0131yor. Tahsilat ve bo\u015f kalma riski belediyeye ya da arac\u0131 operat\u00f6re ait oluyor. Kira seviyesi \u00e7o\u011funlukla Local Housing Allowance (LHA) tavanlar\u0131yla ili\u015fkilendiriliyor. Hounslow ve Ealing belediyeleri bu modeli uygulayanlar aras\u0131nda.<\/p>\n

LHA, do\u011frudan bir yard\u0131m kalemi olmamakla birlikte, \u00f6zel kirac\u0131lara y\u00f6nelik kira yard\u0131m\u0131 hesaplamalar\u0131nda kullan\u0131lan bir \u00fcst s\u0131n\u0131r\u0131 ifade ediyor. Bu s\u0131n\u0131r, belediye \u00fczerinden kiraya verme modellerinde potansiyel gelirin belirlenmesinde referans olarak al\u0131n\u0131yor.<\/p>\n

Planlama \u0130zni ve Article 4 K\u0131s\u0131tlamalar\u0131<\/h4>\n

K\u00fc\u00e7\u00fck HMO\u2019lar\u0131n \u00e7o\u011fu, C3 (aile konutu) s\u0131n\u0131f\u0131ndan C4 (3-6 ki\u015filik HMO) s\u0131n\u0131f\u0131na ge\u00e7erken, bu de\u011fi\u015fim genelde \u201cizinli geli\u015fim\u201d kapsam\u0131nda say\u0131l\u0131yor. Ancak bir\u00e7ok belediye, Article 4 Direction ile bu d\u00f6n\u00fc\u015f\u00fcme planlama izni \u015fart\u0131 getiriyor. Lewisham, Haringey ve Tower Hamlets gibi b\u00f6lgelerde bu uygulama mevcut. Yedi veya daha fazla ki\u015finin ya\u015fad\u0131\u011f\u0131 HMO\u2019lar ise genellikle ba\u015ftan planlama izni gerektiren \u201cSui Generis\u201d kategorisine giriyor.<\/p>\n

Uzman Yorumu: Gelir Potansiyeli ve Riskler<\/h4>\n

Proximate Investment kurucu orta\u011f\u0131 Av. K\u00fcbra Nur Ero\u011flu, BYTV\u2019ye yapt\u0131\u011f\u0131 a\u00e7\u0131klamada garantili kira modelinin ev sahiplerine sabit gelir ve operasyonel kolayl\u0131k sundu\u011funu belirtti. Ero\u011flu\u2019na g\u00f6re, \u015firket belediyelerle yap\u0131lan s\u00f6zle\u015fmelerde genellikle 3 ila 5 y\u0131l aras\u0131 sabit kira sunuyor; bo\u015fluk ve tahsilat risklerini ise kendileri \u00fcstleniyor.<\/p>\n

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Proximate Investment kurucu orta\u011f\u0131 Av. K\u00fcbra Nur Ero\u011flu<\/p><\/div>\n

Yat\u0131r\u0131mc\u0131lara y\u00f6nelik getiri vaadinin (%10+) bir\u00e7ok de\u011fi\u015fkene ba\u011fl\u0131 oldu\u011funa dikkat \u00e7eken Ero\u011flu, \u201cBa\u015flang\u0131\u00e7 yat\u0131r\u0131m\u0131, bak\u0131m maliyetleri, LHA d\u00fczeyi ve planlama ko\u015fullar\u0131 gibi kalemleri dikkatle hesapl\u0131yoruz. Bu oran bir hedef aral\u0131k olup garanti de\u011fildir\u201d dedi.<\/p>\n

Proximate Investment kurucu orta\u011f\u0131 Selma Karaa\u011fa\u00e7 ise, ev sahiplerine b\u00f6lge se\u00e7imi, uyum kontrolleri ve s\u00f6zle\u015fme \u015fartlar\u0131n\u0131n detayl\u0131 incelenmesini \u00f6nerdi. Article 4 kapsam\u0131, yang\u0131n g\u00fcvenli\u011fi gereklilikleri ve bak\u0131m sorumlulu\u011funun a\u00e7\u0131k \u015fekilde belirlenmesi gerekti\u011finin alt\u0131n\u0131 \u00e7izdi.<\/p>\n

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Proximate Investment kurucu orta\u011f\u0131 Selma Karaa\u011fa\u00e7<\/p><\/div>\n

Ba\u011f\u0131ms\u0131z De\u011ferlendirme ve Uyar\u0131lar<\/h4>\n

Uzmanlara g\u00f6re, LHA seviyeleri yerel piyasa kiralar\u0131n\u0131 tam olarak yans\u0131tmayabiliyor. Bu durum, sabit kira modelinde uzun vadeli gelir beklentilerini etkileyebilir. Guardian\u2019\u0131n aktard\u0131\u011f\u0131na g\u00f6re, bu fark\u0131n d\u00fc\u015f\u00fck gelirli kesimler \u00fczerindeki etkisi, bar\u0131nma krizinin \u00f6nemli bir par\u00e7as\u0131 olarak de\u011ferlendiriliyor.<\/p>\n

Ayr\u0131ca, planlama izni al\u0131nmadan yap\u0131lan C3\u2192C4 d\u00f6n\u00fc\u015f\u00fcmlerinde belediyeler yapt\u0131r\u0131m uygulayabiliyor. M\u00fclk sahiplerinin yat\u0131r\u0131m \u00f6ncesinde planlama mevzuat\u0131n\u0131 detayl\u0131 \u015fekilde incelemeleri, HMO lisans\u0131na uygunluklar\u0131n\u0131 test etmeleri tavsiye ediliyor.<\/p>\n

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\u0130ngiltere\u2019nin \u00f6zellikle Londra gibi b\u00fcy\u00fck \u015fehirlerinde \u00f6ne \u00e7\u0131kan HMO (House in Multiple Occupation) modeli, baz\u0131 \u015firketler taraf\u0131ndan \u201cbelediyeye kiralama\u201d form\u00fcl\u00fcyle sabit kira geliri vaadiyle pazarlan\u0131yor. Uygulama, m\u00fclklerin oda bazl\u0131 olarak kiralanmas\u0131n\u0131 temel al\u0131rken, lisanslama, yang\u0131n g\u00fcvenli\u011fi ve planlama izinleri gibi \u00e7ok say\u0131da d\u00fczenlemeye tabi tutuluyor. HMO Nedir, Ne Zaman Lisans Gerekir? Be\u015f veya daha fazla ki\u015finin, aile ili\u015fkisi olmaks\u0131z\u0131n ayn\u0131 m\u00fclkte ya\u015fad\u0131\u011f\u0131 durumlarda HMO lisans\u0131 zorunlu hale geliyor. Baz\u0131 belediyeler \u00fc\u00e7-d\u00f6rt ki\u015filik evleri de \u201cek lisans\u201d kapsam\u0131nda de\u011ferlendiriyor. Lisans, m\u00fclk\u00fcn oda b\u00fcy\u00fckl\u00fckleri, duman alarm\u0131, at\u0131k y\u00f6netimi ve tesisat gibi teknik yeterliliklerini denetliyor. Yang\u0131n g\u00fcvenli\u011fi a\u00e7\u0131s\u0131ndan LACORS rehberi ile HHSRS (Housing […]<\/p>\n","protected":false},"author":11,"featured_media":33283,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[5269],"tags":[],"class_list":["post-33282","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-birlesik-krallik"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/33282","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=33282"}],"version-history":[{"count":3,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/33282\/revisions"}],"predecessor-version":[{"id":33290,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/33282\/revisions\/33290"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media\/33283"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=33282"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=33282"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=33282"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}