{"id":32079,"date":"2025-07-08T19:13:19","date_gmt":"2025-07-08T18:13:19","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=32079"},"modified":"2025-07-08T19:13:45","modified_gmt":"2025-07-08T18:13:45","slug":"monzoya-sahte-adres-skandali-nedeniyle-21-milyon-sterlin-ceza","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/monzoya-sahte-adres-skandali-nedeniyle-21-milyon-sterlin-ceza\/","title":{"rendered":"Monzo\u2019ya Sahte Adres Skandal\u0131 Nedeniyle 21 Milyon Sterlin Ceza"},"content":{"rendered":"

Birle\u015fik Krall\u0131k merkezli dijital banka Monzo, sahte ve “akla yatk\u0131n olmayan” adreslerle a\u00e7\u0131lan banka hesaplar\u0131na onay verdi\u011fi gerek\u00e7esiyle Mali Davran\u0131\u015f Otoritesi (FCA) taraf\u0131ndan 21 milyon sterlin para cezas\u0131na \u00e7arpt\u0131r\u0131ld\u0131.<\/p>\n

Sahte Adresler Aras\u0131nda Ba\u015fbakanl\u0131k ve Buckingham Saray\u0131 da Var<\/strong><\/h4>\n

BBC\u2019nin haberine g\u00f6re, FCA\u2019n\u0131n uzun s\u00fcren soru\u015fturmas\u0131, Monzo\u2019nun adres do\u011frulama s\u00fcre\u00e7lerinde ciddi a\u00e7\u0131klar oldu\u011funu ortaya koydu. Banka, baz\u0131 m\u00fc\u015fterilerin 10 Downing Street (Ba\u015fbakanl\u0131k), Buckingham Saray\u0131 ve hatta Monzo\u2019nun kendi ofisi gibi ger\u00e7ek d\u0131\u015f\u0131 adreslerle hesap a\u00e7malar\u0131na izin verdi. Ayr\u0131ca, banka posta kutular\u0131, Birle\u015fik Krall\u0131k posta kodlar\u0131na sahip yabanc\u0131 adresler ve benzeri ge\u00e7ersiz adreslerle yap\u0131lan ba\u015fvurular\u0131 da kabul etti.<\/p>\n

FCA, bu durumun, bankan\u0131n finansal su\u00e7lar\u0131 \u00f6nlemeye y\u00f6nelik sistemlerinin ne denli yetersiz oldu\u011funu g\u00f6sterdi\u011fini belirtti. Riskli m\u00fc\u015fterilerin Birle\u015fik Krall\u0131k d\u0131\u015f\u0131ndan hesap a\u00e7abildi\u011fi tespit edildi.<\/p>

\"\"<\/a><\/div>\n

Kontroller B\u00fcy\u00fcmeye Ayak Uyduramad\u0131<\/strong><\/h4>\n

Monzo\u2019nun m\u00fc\u015fteri say\u0131s\u0131 2018\u2019de yakla\u015f\u0131k 600 bin iken, 2022 itibar\u0131yla bu say\u0131 5,8 milyonu a\u015ft\u0131. FCA, bankan\u0131n b\u00fcy\u00fcme h\u0131z\u0131na ra\u011fmen mali su\u00e7larla m\u00fccadele sistemlerinin ayn\u0131 \u00f6l\u00e7\u00fcde geli\u015fmedi\u011fini vurgulad\u0131.<\/p>\n

FCA\u2019n\u0131n uygulamadan sorumlu direkt\u00f6r\u00fc Therese Chambers, bankalar\u0131n finansal su\u00e7lara kar\u015f\u0131 \u201c\u00f6n saflarda\u201d yer ald\u0131\u011f\u0131n\u0131 belirterek, \u201cSisteme yasa d\u0131\u015f\u0131 gelirlerin ak\u0131\u015f\u0131n\u0131 engelleyecek mekanizmalar\u0131n bankalarda mevcut olmas\u0131 gerekir. Monzo bu beklentilerin \u00e7ok gerisinde kald\u0131.\u201d dedi.<\/p>\n

Monzo: \u201cSorunlar Geride Kald\u0131\u201d<\/strong><\/h4>\n

Monzo CEO\u2019su TS Anil, s\u00f6z konusu eksikliklerin 2018 ile 2020 y\u0131llar\u0131 aras\u0131na ait oldu\u011funu ve FCA\u2019n\u0131n bulgular\u0131n\u0131n art\u0131k \u201cgeride kalm\u0131\u015f sorunlara\u201d i\u015faret etti\u011fini s\u00f6yledi. Anil, son y\u0131llarda sistemlerinde ciddi iyile\u015ftirmeler yapt\u0131klar\u0131n\u0131 belirtti. FCA ayr\u0131ca, Monzo\u2019nun 2020 A\u011fustos ile 2022 Haziran aras\u0131nda y\u00fcksek riskli m\u00fc\u015fterilere hesap a\u00e7maktan ka\u00e7\u0131nma zorunlulu\u011funu da defalarca ihlal etti\u011fini a\u00e7\u0131klad\u0131.<\/p>\n

Anil, finansal su\u00e7lar\u0131n t\u00fcm bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fc etkileyen bir sorun oldu\u011funu, ancak Monzo\u2019nun bunu \u00f6nlemeye y\u00f6nelik her t\u00fcrl\u00fc \u00e7abay\u0131 g\u00f6sterdi\u011fini ifade etti.<\/p>\n

\"\"<\/a><\/div>","protected":false},"excerpt":{"rendered":"

Birle\u015fik Krall\u0131k merkezli dijital banka Monzo, sahte ve “akla yatk\u0131n olmayan” adreslerle a\u00e7\u0131lan banka hesaplar\u0131na onay verdi\u011fi gerek\u00e7esiyle Mali Davran\u0131\u015f Otoritesi (FCA) taraf\u0131ndan 21 milyon sterlin para cezas\u0131na \u00e7arpt\u0131r\u0131ld\u0131. Sahte Adresler Aras\u0131nda Ba\u015fbakanl\u0131k ve Buckingham Saray\u0131 da Var BBC\u2019nin haberine g\u00f6re, FCA\u2019n\u0131n uzun s\u00fcren soru\u015fturmas\u0131, Monzo\u2019nun adres do\u011frulama s\u00fcre\u00e7lerinde ciddi a\u00e7\u0131klar oldu\u011funu ortaya koydu. Banka, baz\u0131 m\u00fc\u015fterilerin 10 Downing Street (Ba\u015fbakanl\u0131k), Buckingham Saray\u0131 ve hatta Monzo\u2019nun kendi ofisi gibi ger\u00e7ek d\u0131\u015f\u0131 adreslerle hesap a\u00e7malar\u0131na izin verdi. Ayr\u0131ca, banka posta kutular\u0131, Birle\u015fik Krall\u0131k posta kodlar\u0131na sahip yabanc\u0131 adresler ve benzeri ge\u00e7ersiz adreslerle yap\u0131lan ba\u015fvurular\u0131 da kabul etti. FCA, bu durumun, bankan\u0131n […]<\/p>\n","protected":false},"author":11,"featured_media":32080,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[5269,15,2],"tags":[],"class_list":["post-32079","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-birlesik-krallik","category-ingiltere","category-is-dunyasi"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/32079","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=32079"}],"version-history":[{"count":1,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/32079\/revisions"}],"predecessor-version":[{"id":32081,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/32079\/revisions\/32081"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media\/32080"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=32079"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=32079"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=32079"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}