{"id":28864,"date":"2024-12-01T22:48:45","date_gmt":"2024-12-01T22:48:45","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=28864"},"modified":"2024-12-01T22:48:45","modified_gmt":"2024-12-01T22:48:45","slug":"mortgage-piyasasinda-dalgalanmalar-beklenmedik-indirimler-ve-yenilikci-urunler","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/mortgage-piyasasinda-dalgalanmalar-beklenmedik-indirimler-ve-yenilikci-urunler\/","title":{"rendered":"Mortgage Piyasas\u0131nda Dalgalanmalar: Beklenmedik \u0130ndirimler ve Yenilik\u00e7i \u00dcr\u00fcnler"},"content":{"rendered":"

Barclays\u2019in bu hafta duyurdu\u011fu s\u00fcrpriz faiz indirimleri, mortgage piyasas\u0131nda k\u0131sa s\u00fcreli bir iyimserlik yaratt\u0131. Ancak, bu iyimserlik sadece 24 saat s\u00fcrd\u00fc. Santander\u2019in faiz oranlar\u0131n\u0131 %0,18\u2019e kadar art\u0131rmas\u0131, piyasan\u0131n genel trendine daha uygun bir hamle oldu.<\/p>\n

Sonbaharda g\u00f6r\u00fclen faiz indirimleri, Bank of England\u2019\u0131n politika faiz oranlar\u0131nda daha fazla indirime gitmesi beklentisiyle ba\u011flant\u0131l\u0131yd\u0131. Ancak b\u00fct\u00e7enin ard\u0131ndan b\u00fcy\u00fck bankalar, mortgage oranlar\u0131n\u0131 yeniden fiyatland\u0131rmaya ba\u015flad\u0131. Bank of England, mevcut %4,75\u2019lik politika faiz oran\u0131n\u0131 d\u00fc\u015f\u00fcrmeye y\u00f6nelik ad\u0131mlar\u0131n\u0131 kademeli olarak s\u00fcrd\u00fcr\u00fcyor.<\/p>\n

Piyasada G\u00fcncel Oranlar ve Yeni \u00dcr\u00fcnler<\/h4>\n

Hali haz\u0131rda y\u00fcksek sokak oranlar\u0131, daha fazla sermayeye veya mevduata sahip olanlar i\u00e7in daha cazip se\u00e7enekler sunuyor. Halifax, piyasaya s\u00fcrd\u00fc\u011f\u00fc 1,5 y\u0131ll\u0131k sabit oranl\u0131 mortgage \u00fcr\u00fcn\u00fcyle dikkat \u00e7ekti. Bu yenilik\u00e7i \u00fcr\u00fcn, sekt\u00f6rde kar\u0131\u015f\u0131k tepkiler ald\u0131.<\/p>

\"\"<\/a><\/div>\n

Charwin Mortgages\u2019dan Ranald Mitchell, bu \u00fcr\u00fcn\u00fc, “Bug\u00fcnk\u00fc belirsizliklerde k\u0131sa vadeli bir \u00e7\u00f6z\u00fcm sa\u011flayarak se\u00e7enekleri daha h\u0131zl\u0131 de\u011ferlendirme \u015fans\u0131 sunuyor” diyerek olumlu kar\u015f\u0131lad\u0131. Ancak Lodestone Mortgages ve Protection\u2019dan Craig Fish, “2026 ortas\u0131nda ne bekliyorlar da 1,5 y\u0131ll\u0131k sabit bir oran sunuyorlar? Belki de bizim bilmedi\u011fimiz bir \u015fey biliyorlar” diyerek \u015f\u00fcpheyle yakla\u015ft\u0131.<\/p>\n

En \u0130yi Mortgage Se\u00e7enekleri<\/h4>\n

Moneyfactscompare.co.uk taraf\u0131ndan d\u00fczenlenen en iyi mortgage f\u0131rsatlar\u0131, sadece d\u00fc\u015f\u00fck oranlar\u0131 de\u011fil, ayn\u0131 zamanda te\u015fvikler ve \u00fccretleri de de\u011ferlendirerek geni\u015f bir bak\u0131\u015f sunuyor. Bu yenilikler, mortgage piyasas\u0131nda belirsizliklerle m\u00fccadele eden m\u00fc\u015fteriler i\u00e7in f\u0131rsatlar yaratmaya devam ediyor.<\/p>\n

 <\/p>\n

\"\"<\/a><\/div>","protected":false},"excerpt":{"rendered":"

Barclays\u2019in bu hafta duyurdu\u011fu s\u00fcrpriz faiz indirimleri, mortgage piyasas\u0131nda k\u0131sa s\u00fcreli bir iyimserlik yaratt\u0131. Ancak, bu iyimserlik sadece 24 saat s\u00fcrd\u00fc. Santander\u2019in faiz oranlar\u0131n\u0131 %0,18\u2019e kadar art\u0131rmas\u0131, piyasan\u0131n genel trendine daha uygun bir hamle oldu. Sonbaharda g\u00f6r\u00fclen faiz indirimleri, Bank of England\u2019\u0131n politika faiz oranlar\u0131nda daha fazla indirime gitmesi beklentisiyle ba\u011flant\u0131l\u0131yd\u0131. Ancak b\u00fct\u00e7enin ard\u0131ndan b\u00fcy\u00fck bankalar, mortgage oranlar\u0131n\u0131 yeniden fiyatland\u0131rmaya ba\u015flad\u0131. Bank of England, mevcut %4,75\u2019lik politika faiz oran\u0131n\u0131 d\u00fc\u015f\u00fcrmeye y\u00f6nelik ad\u0131mlar\u0131n\u0131 kademeli olarak s\u00fcrd\u00fcr\u00fcyor. Piyasada G\u00fcncel Oranlar ve Yeni \u00dcr\u00fcnler Hali haz\u0131rda y\u00fcksek sokak oranlar\u0131, daha fazla sermayeye veya mevduata sahip olanlar i\u00e7in daha cazip se\u00e7enekler sunuyor. Halifax, piyasaya […]<\/p>\n","protected":false},"author":1,"featured_media":25104,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[5269],"tags":[],"class_list":["post-28864","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-birlesik-krallik"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/28864","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=28864"}],"version-history":[{"count":0,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/28864\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media\/25104"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=28864"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=28864"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=28864"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}