{"id":28859,"date":"2024-12-01T22:42:36","date_gmt":"2024-12-01T22:42:36","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=28859"},"modified":"2024-12-01T22:42:36","modified_gmt":"2024-12-01T22:42:36","slug":"ingiltere-merkez-bankasindan-44-milyon-hane-icin-uyari-mortgage-faiz-oranlari-yukseliyor","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/ingiltere-merkez-bankasindan-44-milyon-hane-icin-uyari-mortgage-faiz-oranlari-yukseliyor\/","title":{"rendered":"\u0130ngiltere Merkez Bankas\u0131’ndan 4,4 Milyon Hane i\u00e7in Uyar\u0131: Mortgage Faiz Oranlar\u0131 Y\u00fckseliyor"},"content":{"rendered":"

Y\u0131lda iki kez yay\u0131mlanan finansal istikrar raporuna g\u00f6re, \u0130ngiltere\u2019de yakla\u015f\u0131k 4,4 milyon hane, \u00f6n\u00fcm\u00fczdeki \u00fc\u00e7 y\u0131l i\u00e7inde daha y\u00fcksek faiz oranlar\u0131yla yeniden finansman yapacak. Ancak, raporda piyasa fiyatlamalar\u0131na dayanarak, bor\u00e7lular\u0131n d\u00f6rtte birinin daha d\u00fc\u015f\u00fck oranlardan faydalanmas\u0131n\u0131n beklendi\u011fi belirtildi. Bu durum, 2023’teki y\u00fcksek faiz oranlar\u0131n\u0131n ard\u0131ndan ya\u015fanan bir d\u00fc\u015f\u00fc\u015fe i\u015faret ediyor.<\/p>\n

Uluslararas\u0131 Ticaret ve Finansal Riskler<\/h4>\n

Raporda, Donald Trump’\u0131n ba\u015fkanl\u0131k d\u00f6neminde ABD’deki ticaret tarifelerinin art\u0131r\u0131lmas\u0131na y\u00f6nelik endi\u015felere do\u011frudan at\u0131fta bulunulmasa da, uluslararas\u0131 ticaret bariyerlerinin k\u00fcresel b\u00fcy\u00fcmeyi olumsuz etkileyebilece\u011fi uyar\u0131s\u0131 yap\u0131ld\u0131. Merkez Bankas\u0131, artan ticaret engellerinin enflasyon \u00fczerindeki belirsizli\u011fi art\u0131rabilece\u011fini ve finansal piyasalarda dalgalanmaya yol a\u00e7abilece\u011fini vurgulad\u0131.<\/p>\n

Raporda, “Uluslararas\u0131 politika i\u015fbirli\u011finin azalmas\u0131, finansal sistemin dayan\u0131kl\u0131l\u0131\u011f\u0131n\u0131 art\u0131rma ve gelecekteki \u015foklar\u0131 absorbe etme \u00e7abalar\u0131n\u0131 engelleyebilir,” ifadelerine yer verildi.<\/p>

\"\"<\/a><\/div>\n

\u0130ngiltere Bankac\u0131l\u0131k Sistemi ve Faiz Beklentileri<\/h4>\n

\u0130ngiltere \u00f6zelinde yap\u0131lan stres testleri, \u00fclkenin bankac\u0131l\u0131k sisteminde herhangi bir risk ortaya koymad\u0131. Bununla birlikte, Aral\u0131k ay\u0131nda yap\u0131lacak faiz oran\u0131 belirleme toplant\u0131s\u0131nda \u00fc\u00e7\u00fcnc\u00fc bir faiz indirimi olas\u0131l\u0131\u011f\u0131 d\u00fc\u015f\u00fck g\u00f6r\u00fcl\u00fcyor. Finansal piyasa kat\u0131l\u0131mc\u0131lar\u0131n\u0131n yaln\u0131zca %13’\u00fc, faiz oran\u0131n\u0131n 19 Aral\u0131k’ta %4,5’e d\u00fc\u015fmesini bekliyor.<\/p>\n

Sky News’in haberine g\u00f6re enflasyon oran\u0131, enerji fiyatlar\u0131ndaki art\u0131\u015f nedeniyle Ekim’deki %1,7’den Kas\u0131m’da %2,3’e y\u00fckseldi ve Merkez Bankas\u0131’n\u0131n %2 hedefini a\u015ft\u0131. Ayr\u0131ca, hizmet fiyatlar\u0131 ve \u00fccret art\u0131\u015flar\u0131n\u0131n h\u0131zlanmas\u0131, talebin artmas\u0131 ve fiyatlar\u0131n y\u00fckselmesine yol a\u00e7abilece\u011fi endi\u015felerini art\u0131rd\u0131.<\/p>\n

Mortgage Onaylar\u0131 Art\u0131yor, T\u00fcketici Kredilerine Talep Azal\u0131yor<\/h4>\n

Merkez Bankas\u0131 taraf\u0131ndan yay\u0131mlanan ayr\u0131 verilere g\u00f6re, Ekim ay\u0131nda mortgage onaylar\u0131 ve kredi hacmi artarak A\u011fustos 2022’den bu yana en y\u00fcksek seviyesine ula\u015ft\u0131. Ancak t\u00fcketici kredilerine olan talebin hafif\u00e7e d\u00fc\u015fmesi ve tasarruf oranlar\u0131n\u0131n y\u00fckselmesi, ekonomik yava\u015flamaya ili\u015fkin temkinli bir yakla\u015f\u0131m oldu\u011funu g\u00f6steriyor.<\/p>\n

Bu veriler, h\u00fck\u00fcmetin “zorlu” olaca\u011f\u0131n\u0131 belirtti\u011fi b\u00fct\u00e7e \u00f6ncesi hanelerdeki dikkatli ekonomik planlamay\u0131 yans\u0131t\u0131yor. \u00d6te yandan, sabit oranl\u0131 mortgage \u00fcr\u00fcnlerindeki faiz oranlar\u0131n\u0131n d\u00fc\u015fmesi, yeni bor\u00e7lular i\u00e7in nispeten daha iyi ko\u015fullar yarat\u0131yor.<\/p>\n

\"\"<\/a><\/div>","protected":false},"excerpt":{"rendered":"

Y\u0131lda iki kez yay\u0131mlanan finansal istikrar raporuna g\u00f6re, \u0130ngiltere\u2019de yakla\u015f\u0131k 4,4 milyon hane, \u00f6n\u00fcm\u00fczdeki \u00fc\u00e7 y\u0131l i\u00e7inde daha y\u00fcksek faiz oranlar\u0131yla yeniden finansman yapacak. Ancak, raporda piyasa fiyatlamalar\u0131na dayanarak, bor\u00e7lular\u0131n d\u00f6rtte birinin daha d\u00fc\u015f\u00fck oranlardan faydalanmas\u0131n\u0131n beklendi\u011fi belirtildi. Bu durum, 2023’teki y\u00fcksek faiz oranlar\u0131n\u0131n ard\u0131ndan ya\u015fanan bir d\u00fc\u015f\u00fc\u015fe i\u015faret ediyor. Uluslararas\u0131 Ticaret ve Finansal Riskler Raporda, Donald Trump’\u0131n ba\u015fkanl\u0131k d\u00f6neminde ABD’deki ticaret tarifelerinin art\u0131r\u0131lmas\u0131na y\u00f6nelik endi\u015felere do\u011frudan at\u0131fta bulunulmasa da, uluslararas\u0131 ticaret bariyerlerinin k\u00fcresel b\u00fcy\u00fcmeyi olumsuz etkileyebilece\u011fi uyar\u0131s\u0131 yap\u0131ld\u0131. Merkez Bankas\u0131, artan ticaret engellerinin enflasyon \u00fczerindeki belirsizli\u011fi art\u0131rabilece\u011fini ve finansal piyasalarda dalgalanmaya yol a\u00e7abilece\u011fini vurgulad\u0131. Raporda, “Uluslararas\u0131 politika i\u015fbirli\u011finin azalmas\u0131, […]<\/p>\n","protected":false},"author":1,"featured_media":26970,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[5269],"tags":[],"class_list":["post-28859","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-birlesik-krallik"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/28859","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=28859"}],"version-history":[{"count":0,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/28859\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media\/26970"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=28859"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=28859"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=28859"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}