{"id":28352,"date":"2024-10-27T23:38:14","date_gmt":"2024-10-27T23:38:14","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=28352"},"modified":"2024-10-27T23:38:14","modified_gmt":"2024-10-27T23:38:14","slug":"cocuk-guven-fonu-250-sterlinlik-yatirim-18-yil-sonra-12-sterlin-oldu","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/cocuk-guven-fonu-250-sterlinlik-yatirim-18-yil-sonra-12-sterlin-oldu\/","title":{"rendered":"\u00c7ocuk G\u00fcven Fonu: 250 Sterlinlik Yat\u0131r\u0131m 18 Y\u0131l Sonra 12 Sterlin Oldu"},"content":{"rendered":"<p><strong>\u00c7ocuk G\u00fcven Fonu (Child Trust Fund)<\/strong> kapsam\u0131nda 2002 ile 2011 y\u0131llar\u0131 aras\u0131nda do\u011fan yakla\u015f\u0131k alt\u0131 milyon bebek ad\u0131na h\u00fck\u00fcmetin sa\u011flad\u0131\u011f\u0131 en az 250 sterlinlik tasarruf hesaplar\u0131n\u0131n b\u00fcy\u00fck bir k\u0131sm\u0131, Max gibi 18 ya\u015f\u0131na girenlere teslim edilmeye ba\u015fland\u0131. Ancak Cambridge\u2019de ya\u015fayan Max, bu fonun de\u011ferinin 18 y\u0131l sonunda sadece 12 sterline d\u00fc\u015fm\u00fc\u015f olmas\u0131ndan \u00f6t\u00fcr\u00fc hayal k\u0131r\u0131kl\u0131\u011f\u0131na u\u011frad\u0131. Fonun y\u00f6netimini y\u00fcr\u00fcten yat\u0131r\u0131m \u015firketi<strong> Columbia Threadneedle<\/strong>, fon \u00fczerinden al\u0131nan y\u0131ll\u0131k 30 sterlinlik bir y\u00f6netim \u00fccretinin d\u00fczenli olarak aileye bildirilmesine ra\u011fmen adres de\u011fi\u015fikli\u011fi nedeniyle bildirimlerin aileye ula\u015fmad\u0131\u011f\u0131n\u0131 a\u00e7\u0131klad\u0131.<\/p>\n<h4>Columbia Threadneedle\u2019in \u00dccret Politikas\u0131 Tepki \u00c7ekti<\/h4>\n<p>BBC\u2019nin haberine g\u00f6re, ilk kuruldu\u011funda F&amp;C Investments taraf\u0131ndan y\u00f6netilen Max\u2019in hesab\u0131, bir dizi birle\u015fme sonras\u0131nda Columbia Threadneedle\u2019in y\u00f6netimine ge\u00e7ti. \u015eirket, fonun \u201cCTF Hisse Hesab\u0131\u201d olarak kuruldu\u011funu ve bu hesap t\u00fcr\u00fcnde y\u00f6netim \u00fccreti uyguland\u0131\u011f\u0131n\u0131 belirtti. Max\u2019in ailesi ise bu \u00fccretlerden haberdar olmad\u0131klar\u0131n\u0131, kendilerine gelen herhangi bir bildirim almad\u0131klar\u0131n\u0131 ifade etti. \u015eirket, m\u00fc\u015fterilerin kendilerine yetki vermesi durumunda i\u015flemler yapabileceklerini ancak bu durumda m\u00fc\u015fteri onay\u0131 olmadan harekete ge\u00e7emediklerini a\u00e7\u0131klad\u0131.<\/p>\n<h4>H\u00fck\u00fcmetin Destekledi\u011fi Fonlarda 18 Y\u0131ll\u0131k Eri\u015fim Sorunu<\/h4>\n<p>\u0130lk kez d\u00f6nemin Hazine Bakan\u0131 Gordon Brown\u2019un giri\u015fimiyle olu\u015fturulan \u00c7ocuk G\u00fcven Fonlar\u0131, \u00e7ocuklar\u0131n 18 ya\u015flar\u0131na ula\u015ft\u0131klar\u0131nda tasarruf sa\u011flamalar\u0131 amac\u0131yla ba\u015flat\u0131lm\u0131\u015ft\u0131. 2010 y\u0131l\u0131na kadar bu fonlara yat\u0131r\u0131lan ba\u015flang\u0131\u00e7 tutar\u0131 250 sterlin iken, koalisyon h\u00fck\u00fcmeti ile bu rakam 50 sterline d\u00fc\u015f\u00fcr\u00fclm\u00fc\u015ft\u00fc. Bug\u00fcn 18 ya\u015f\u0131na gelen gen\u00e7lerin, fonlar\u0131n\u0131 nas\u0131l de\u011ferlendireceklerine dair yeterli bilgilendirmeden yoksun olmalar\u0131 ve bir\u00e7ok hesab\u0131n y\u00f6netim \u00fccretleriyle k\u00fc\u00e7\u00fclmesi, tart\u0131\u015fma konusu oldu.<\/p><div id=\"briti-1736584588\" class=\"briti-icerik\" style=\"margin-top: 5px;margin-bottom: 5px;\"><a href=\"https:\/\/piaryum.com\/services\/\" aria-label=\"piaryum banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/Gemini_Generated_Image_g5yqr1g5yqr1g5yq.jpg\" alt=\"\"  width=\"2064\" height=\"1152\"   \/><\/a><\/div>\n<p>Max ve ailesi, bu durumu Columbia Threadneedle\u2019e resmi bir \u015fikayetle ileteceklerini belirterek, bu tarz tasarruf hesaplar\u0131n\u0131n gen\u00e7lerin gelece\u011fine katk\u0131 sa\u011flayacak bi\u00e7imde d\u00fczenlenmesi gerekti\u011fine dikkat \u00e7ekti.<\/p>\n<div id=\"briti-2823160256\" class=\"briti-icerikten-sonra_2\" style=\"margin-top: 25px;margin-bottom: 25px;\"><a href=\"https:\/\/wa.me\/message\/NDZLLIOQT4H3O1\" aria-label=\"bytv reklam banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/bytv-reklam-banner.jpg\" alt=\"\"  width=\"2376\" height=\"1008\"   \/><\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>\u00c7ocuk G\u00fcven Fonu (Child Trust Fund) kapsam\u0131nda 2002 ile 2011 y\u0131llar\u0131 aras\u0131nda do\u011fan yakla\u015f\u0131k alt\u0131 milyon bebek ad\u0131na h\u00fck\u00fcmetin sa\u011flad\u0131\u011f\u0131 en az 250 sterlinlik tasarruf hesaplar\u0131n\u0131n b\u00fcy\u00fck bir k\u0131sm\u0131, Max gibi 18 ya\u015f\u0131na girenlere teslim edilmeye ba\u015fland\u0131. Ancak Cambridge\u2019de ya\u015fayan Max, bu fonun de\u011ferinin 18 y\u0131l sonunda sadece 12 sterline d\u00fc\u015fm\u00fc\u015f olmas\u0131ndan \u00f6t\u00fcr\u00fc hayal k\u0131r\u0131kl\u0131\u011f\u0131na u\u011frad\u0131. Fonun y\u00f6netimini y\u00fcr\u00fcten yat\u0131r\u0131m \u015firketi Columbia Threadneedle, fon \u00fczerinden al\u0131nan y\u0131ll\u0131k 30 sterlinlik bir y\u00f6netim \u00fccretinin d\u00fczenli olarak aileye bildirilmesine ra\u011fmen adres de\u011fi\u015fikli\u011fi nedeniyle bildirimlerin aileye ula\u015fmad\u0131\u011f\u0131n\u0131 a\u00e7\u0131klad\u0131. Columbia Threadneedle\u2019in \u00dccret Politikas\u0131 Tepki \u00c7ekti BBC\u2019nin haberine g\u00f6re, ilk kuruldu\u011funda F&amp;C Investments taraf\u0131ndan y\u00f6netilen Max\u2019in [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":28353,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[5269],"tags":[],"class_list":["post-28352","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-birlesik-krallik"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/28352","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=28352"}],"version-history":[{"count":0,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/28352\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media\/28353"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=28352"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=28352"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=28352"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}