{"id":28276,"date":"2024-10-20T23:17:56","date_gmt":"2024-10-20T22:17:56","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=28276"},"modified":"2024-10-20T23:17:56","modified_gmt":"2024-10-20T22:17:56","slug":"birlesik-krallikta-arac-sigortasi-maliyetleri-son-iki-yilda-%20den-fazla-artti","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/birlesik-krallikta-arac-sigortasi-maliyetleri-son-iki-yilda-%2520den-fazla-artti\/","title":{"rendered":"Birle\u015fik Krall\u0131k&#8217;ta ara\u00e7 sigortas\u0131 maliyetleri son iki y\u0131lda %20&#8217;den fazla artt\u0131."},"content":{"rendered":"<p>Birle\u015fik Krall\u0131k h\u00fck\u00fcmeti, h\u0131zla y\u00fckselen ara\u00e7 sigortas\u0131 primlerini d\u00fc\u015f\u00fcrmek amac\u0131yla yeni bir g\u00f6rev g\u00fcc\u00fc olu\u015fturdu. Ula\u015ft\u0131rma Bakan\u0131 Louise Haigh&#8217;in liderli\u011finde kurulan bu g\u00f6rev g\u00fcc\u00fc, sigorta sekt\u00f6r\u00fcndeki d\u00fczenleyicilerle i\u015f birli\u011fi yaparak sorunun nedenlerini belirlemeyi hedefliyor. G\u00f6rev g\u00fcc\u00fcnde, \u0130ngiliz Sigorta Birli\u011fi (ABI), Vatanda\u015f Dan\u0131\u015fma B\u00fcrosu (Citizens Advice) ve Compare the Market gibi fiyat kar\u015f\u0131la\u015ft\u0131rma siteleri yer al\u0131yor.<\/p>\n<p>Louise Haigh, ara\u00e7 sigortas\u0131n\u0131n bir l\u00fcks olmad\u0131\u011f\u0131n\u0131, aksine gerekli bir harcama oldu\u011funu belirterek, yeni g\u00f6rev g\u00fcc\u00fcn\u00fcn bu soruna odaklanaca\u011f\u0131n\u0131 ve s\u00fcr\u00fcc\u00fcler i\u00e7in adil bir anla\u015fman\u0131n sa\u011flanmas\u0131na y\u00f6nelik \u00f6nemli bir ad\u0131m oldu\u011funu vurgulad\u0131. H\u00fck\u00fcmet, ara\u00e7 sigortas\u0131 maliyetlerinin art\u0131\u015f\u0131n\u0131, s\u00fcr\u00fcc\u00fclerin adil bir de\u011fer al\u0131p almad\u0131\u011f\u0131n\u0131 inceleyecek ve maliyetleri y\u00fckselten fakt\u00f6rleri tespit etmeye \u00e7al\u0131\u015facak.<\/p>\n<h4>Y\u00fckselen Maliyetler ve Potansiyel \u00c7\u00f6z\u00fcmler<\/h4>\n<p>Mali Davran\u0131\u015f Otoritesi\u2019nin (FCA) yeni verilerine g\u00f6re, Birle\u015fik Krall\u0131k&#8217;ta ortalama ara\u00e7 sigortas\u0131 primleri Haziran 2022&#8217;den bu yana %21 oran\u0131nda artt\u0131. Vatanda\u015f Dan\u0131\u015fma B\u00fcrosu ise bu art\u0131\u015f\u0131n baz\u0131 bireyleri zor durumda b\u0131rakt\u0131\u011f\u0131n\u0131, baz\u0131lar\u0131n\u0131n sigorta maliyetlerini kar\u015f\u0131lamak yerine temel ihtiya\u00e7lar\u0131n\u0131 kar\u015f\u0131lama konusunda zor kararlar vermek zorunda kald\u0131\u011f\u0131n\u0131 a\u00e7\u0131klad\u0131.<\/p><div id=\"briti-3424729166\" class=\"briti-icerik\" style=\"margin-top: 5px;margin-bottom: 5px;\"><a href=\"https:\/\/piaryum.com\/services\/\" aria-label=\"piaryum banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/Gemini_Generated_Image_g5yqr1g5yqr1g5yq.jpg\" alt=\"\"  width=\"2064\" height=\"1152\"   \/><\/a><\/div>\n<p>Birle\u015fik Krall\u0131k h\u00fck\u00fcmeti, bu durumla ilgili ilk ad\u0131m olarak HS2 fonlar\u0131n\u0131 farkl\u0131 projelere y\u00f6nlendirerek y\u0131ll\u0131k bir milyon \u00e7ukur doldurma hedefiyle yollardaki hasarlar\u0131 azaltmay\u0131 ama\u00e7l\u0131yor. Ancak, araba h\u0131rs\u0131zl\u0131\u011f\u0131 vakalar\u0131n\u0131n yaln\u0131zca %2&#8217;sinin \u00e7\u00f6z\u00fcme kavu\u015ftu\u011fu ve halk\u0131n \u00fc\u00e7te birinin bu su\u00e7un &#8220;cezas\u0131z&#8221; kald\u0131\u011f\u0131 y\u00f6n\u00fcndeki endi\u015feleri ele alacak bir \u00f6nlem hen\u00fcz g\u00fcndemde de\u011fil.<\/p>\n<h4>Yeni Sigorta Sistemi: Ara\u00e7 Risk Derecelendirmesi<\/h4>\n<p>Yeni Ara\u00e7 Risk Derecelendirmesi (VRR) sistemi ise sigorta maliyetlerini d\u00fc\u015f\u00fcrmeye yard\u0131mc\u0131 olabilir. A\u011fustos 2024&#8217;ten itibaren Birle\u015fik Krall\u0131k&#8217;ta piyasaya giren t\u00fcm yeni ara\u00e7lar, bu sisteme g\u00f6re sigortalanacak. Performans, hasar g\u00f6rebilirlik, tamir edilebilirlik, g\u00fcvenlik ve g\u00fcvenlik \u00f6zellikleri gibi be\u015f ana kriterle derecelendirilecek olan ara\u00e7lar, sigorta \u015firketlerine daha fazla bilgi sa\u011flayarak daha adil primler sunmalar\u0131na yard\u0131mc\u0131 olacak.<\/p>\n<p>H\u00fck\u00fcmetin bu ad\u0131mlar\u0131 atarken sigorta primlerini azaltma hedefini tutturup tutturamayaca\u011f\u0131 ilerleyen d\u00f6nemlerde netlik kazanacak.<\/p>\n<p>Kaynak: Auto Express<\/p>\n<div id=\"briti-931088400\" class=\"briti-icerikten-sonra_2\" style=\"margin-top: 25px;margin-bottom: 25px;\"><a href=\"https:\/\/wa.me\/message\/NDZLLIOQT4H3O1\" aria-label=\"bytv reklam banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/bytv-reklam-banner.jpg\" alt=\"\"  width=\"2376\" height=\"1008\"   \/><\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>Birle\u015fik Krall\u0131k h\u00fck\u00fcmeti, h\u0131zla y\u00fckselen ara\u00e7 sigortas\u0131 primlerini d\u00fc\u015f\u00fcrmek amac\u0131yla yeni bir g\u00f6rev g\u00fcc\u00fc olu\u015fturdu. Ula\u015ft\u0131rma Bakan\u0131 Louise Haigh&#8217;in liderli\u011finde kurulan bu g\u00f6rev g\u00fcc\u00fc, sigorta sekt\u00f6r\u00fcndeki d\u00fczenleyicilerle i\u015f birli\u011fi yaparak sorunun nedenlerini belirlemeyi hedefliyor. G\u00f6rev g\u00fcc\u00fcnde, \u0130ngiliz Sigorta Birli\u011fi (ABI), Vatanda\u015f Dan\u0131\u015fma B\u00fcrosu (Citizens Advice) ve Compare the Market gibi fiyat kar\u015f\u0131la\u015ft\u0131rma siteleri yer al\u0131yor. Louise Haigh, ara\u00e7 sigortas\u0131n\u0131n bir l\u00fcks olmad\u0131\u011f\u0131n\u0131, aksine gerekli bir harcama oldu\u011funu belirterek, yeni g\u00f6rev g\u00fcc\u00fcn\u00fcn bu soruna odaklanaca\u011f\u0131n\u0131 ve s\u00fcr\u00fcc\u00fcler i\u00e7in adil bir anla\u015fman\u0131n sa\u011flanmas\u0131na y\u00f6nelik \u00f6nemli bir ad\u0131m oldu\u011funu vurgulad\u0131. H\u00fck\u00fcmet, ara\u00e7 sigortas\u0131 maliyetlerinin art\u0131\u015f\u0131n\u0131, s\u00fcr\u00fcc\u00fclerin adil bir de\u011fer al\u0131p almad\u0131\u011f\u0131n\u0131 inceleyecek ve [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":26340,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[5269],"tags":[],"class_list":["post-28276","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-birlesik-krallik"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/28276","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=28276"}],"version-history":[{"count":0,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/28276\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media\/26340"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=28276"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=28276"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=28276"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}