{"id":27530,"date":"2024-09-06T13:50:56","date_gmt":"2024-09-06T12:50:56","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=27530"},"modified":"2024-09-06T13:50:56","modified_gmt":"2024-09-06T12:50:56","slug":"halifaxa-gore-ingilteredeki-konut-fiyatlari-son-iki-yilin-zirvesine-ulasti","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/halifaxa-gore-ingilteredeki-konut-fiyatlari-son-iki-yilin-zirvesine-ulasti\/","title":{"rendered":"Halifax’a g\u00f6re \u0130ngiltere’deki Konut Fiyatlar\u0131 Son \u0130ki Y\u0131l\u0131n Zirvesine Ula\u015ft\u0131"},"content":{"rendered":"

\u0130ngiltere’deki konut fiyatlar\u0131 A\u011fustos ay\u0131nda son iki y\u0131l\u0131n en y\u00fcksek seviyesine ula\u015ft\u0131. \u0130ngiltere’nin en b\u00fcy\u00fck ipotek sa\u011flay\u0131c\u0131s\u0131 Halifax<\/strong>, son faiz indiriminin ev al\u0131c\u0131lar\u0131 aras\u0131ndaki g\u00fcveni art\u0131rd\u0131\u011f\u0131n\u0131 belirtti.<\/p>\n

Halifax verilerine g\u00f6re, A\u011fustos ay\u0131nda konut fiyatlar\u0131 ge\u00e7en y\u0131la k\u0131yasla %4,3 artt\u0131 ve \u0130ngiltere’deki ortalama bir m\u00fclk\u00fcn maliyeti 292,505 \u00a3’a y\u00fckseldi.<\/p>\n

Lloyds Banking Group<\/strong>‘a ait olan Halifax, \u0130ngiltere Merkez Bankas\u0131’n\u0131n A\u011fustos ay\u0131 ba\u015f\u0131nda faiz oranlar\u0131n\u0131 d\u00fc\u015f\u00fcrmesinin, al\u0131c\u0131lar i\u00e7in olumlu bir etki yaratt\u0131\u011f\u0131n\u0131 ifade etti. Bu, d\u00f6rt y\u0131l i\u00e7indeki ilk faiz indirimi oldu.<\/p>

\"\"<\/a><\/div>\n

Konut fiyatlar\u0131 Haziran 2022’de 293,507 \u00a3 ile rekor seviyeye ula\u015fm\u0131\u015ft\u0131 ve \u015fimdiki fiyatlar bu seviyeye “\u00e7ok yak\u0131n” durumda.<\/strong><\/p>\n

Halifax Mortgage Ba\u015fkan\u0131 Amanda Bryden, bu geli\u015fmelerin mevcut ev sahipleri i\u00e7in olumlu oldu\u011funu, ancak y\u00fcksek ipotek maliyetlerine al\u0131\u015fmaya \u00e7al\u0131\u015fan bir\u00e7ok potansiyel al\u0131c\u0131 i\u00e7in hala eri\u015filebilirlik sorunlar\u0131n\u0131n devam etti\u011fini s\u00f6yledi.<\/p>\n

Faiz oranlar\u0131ndaki d\u00fc\u015f\u00fc\u015fe ra\u011fmen, %5 seviyesindeki faiz oranlar\u0131 2008’den bu yana en y\u00fcksek seviyede kalmaya devam ediyor. 2008 y\u0131l\u0131nda k\u00fcresel mali kriz ve b\u00fcy\u00fck bankalar\u0131n \u00e7\u00f6k\u00fc\u015f riski ya\u015fanm\u0131\u015ft\u0131.<\/p>\n

Hargreaves Lansdown Bireysel Finans Ba\u015fkan\u0131 Sarah Coles<\/strong>, faiz indiriminin ard\u0131ndan konut kredisi anla\u015fmalar\u0131n\u0131n iyile\u015fti\u011fini, ancak “b\u00fcy\u00fck bir de\u011fi\u015fim” olmad\u0131\u011f\u0131n\u0131 s\u00f6yledi. \u0130ki y\u0131ll\u0131k sabit faizli ipotek oranlar\u0131 %5,77’den %5,54’e d\u00fc\u015ft\u00fc.<\/p>\n

\u0130ngiltere Merkez Bankas\u0131’n\u0131n bu y\u0131l i\u00e7inde faiz oranlar\u0131n\u0131 tekrar d\u00fc\u015f\u00fcrmesi bekleniyor, ancak bunun ne zaman olaca\u011f\u0131 net de\u011fil. Bankan\u0131n bir sonraki toplant\u0131s\u0131 19 Eyl\u00fcl Per\u015fembe g\u00fcn\u00fc yap\u0131lacak.<\/p>\n

Amanda Bryden, “Piyasa hareketlenmeye devam ediyor ve daha fazla faiz indirimi olas\u0131l\u0131\u011f\u0131 mevcut. Bu nedenle, y\u0131l\u0131n geri kalan\u0131nda konut fiyatlar\u0131n\u0131n m\u00fctevaz\u0131 bir \u015fekilde artmaya devam etmesini bekliyoruz,” dedi.<\/p>\n

Halifax, A\u011fustos ay\u0131nda konut fiyatlar\u0131n\u0131n %0,3 artt\u0131\u011f\u0131n\u0131, Temmuz ay\u0131nda ise bu art\u0131\u015f\u0131n %0,9 oldu\u011funu belirtti. Verilere g\u00f6re, y\u0131ll\u0131k fiyat art\u0131\u015f\u0131 son iki ayd\u0131r neredeyse iki y\u0131l\u0131n en y\u00fcksek seviyesinde. Ancak bu art\u0131\u015f\u0131n esas nedeni, ge\u00e7en y\u0131lki zay\u0131f konut fiyatlar\u0131yd\u0131, mevcut piyasa g\u00fcc\u00fcnden ziyade.<\/p>\n

\u0130lk defa ev almay\u0131 d\u00fc\u015f\u00fcnenler, fiyatlar\u0131n kontrols\u00fcz bir \u015fekilde artmad\u0131\u011f\u0131 bir d\u00f6nemi memnuniyetle kar\u015f\u0131l\u0131yor ve pe\u015finat gereksinimlerini ve ipotek oranlar\u0131n\u0131 yak\u0131ndan takip ediyorlar.<\/p>\n

Kuzey \u0130rlanda, %9,8 ile y\u0131ll\u0131k en g\u00fc\u00e7l\u00fc fiyat art\u0131\u015f\u0131n\u0131 ya\u015famaya devam ediyor ve ortalama bir evin fiyat\u0131 201,043 \u00a3’a y\u00fckseldi. \u0130ngiltere’de ise en keskin art\u0131\u015f %4 ile kuzeybat\u0131 b\u00f6lgesinde ya\u015fand\u0131 ve ortalama ev fiyat\u0131 232,917 \u00a3 olarak kaydedildi.<\/p>\n

Halifax’\u0131n verileri sadece ipotekle ev alanlar\u0131 kaps\u0131yor, nakit veya kiraya vermek amac\u0131yla yap\u0131lan sat\u0131n al\u0131mlar\u0131 i\u00e7ermiyor. Nakit al\u0131c\u0131lar, konut sat\u0131\u015flar\u0131n\u0131n yakla\u015f\u0131k \u00fc\u00e7te birini olu\u015fturuyor. Rakip Nationwide da A\u011fustos ay\u0131nda ayl\u0131k ve y\u0131ll\u0131k bazda konut fiyatlar\u0131nda art\u0131\u015f bildirdi.<\/p>\n

\"\"<\/a><\/div>","protected":false},"excerpt":{"rendered":"

\u0130ngiltere’deki konut fiyatlar\u0131 A\u011fustos ay\u0131nda son iki y\u0131l\u0131n en y\u00fcksek seviyesine ula\u015ft\u0131. \u0130ngiltere’nin en b\u00fcy\u00fck ipotek sa\u011flay\u0131c\u0131s\u0131 Halifax, son faiz indiriminin ev al\u0131c\u0131lar\u0131 aras\u0131ndaki g\u00fcveni art\u0131rd\u0131\u011f\u0131n\u0131 belirtti. Halifax verilerine g\u00f6re, A\u011fustos ay\u0131nda konut fiyatlar\u0131 ge\u00e7en y\u0131la k\u0131yasla %4,3 artt\u0131 ve \u0130ngiltere’deki ortalama bir m\u00fclk\u00fcn maliyeti 292,505 \u00a3’a y\u00fckseldi. Lloyds Banking Group‘a ait olan Halifax, \u0130ngiltere Merkez Bankas\u0131’n\u0131n A\u011fustos ay\u0131 ba\u015f\u0131nda faiz oranlar\u0131n\u0131 d\u00fc\u015f\u00fcrmesinin, al\u0131c\u0131lar i\u00e7in olumlu bir etki yaratt\u0131\u011f\u0131n\u0131 ifade etti. Bu, d\u00f6rt y\u0131l i\u00e7indeki ilk faiz indirimi oldu. Konut fiyatlar\u0131 Haziran 2022’de 293,507 \u00a3 ile rekor seviyeye ula\u015fm\u0131\u015ft\u0131 ve \u015fimdiki fiyatlar bu seviyeye “\u00e7ok yak\u0131n” durumda. Halifax Mortgage Ba\u015fkan\u0131 […]<\/p>\n","protected":false},"author":1,"featured_media":23893,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[15],"tags":[],"class_list":["post-27530","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ingiltere"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/27530","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=27530"}],"version-history":[{"count":0,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/27530\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media\/23893"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=27530"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=27530"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=27530"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}