{"id":24515,"date":"2024-04-09T17:47:54","date_gmt":"2024-04-09T16:47:54","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=24515"},"modified":"2024-04-09T17:47:54","modified_gmt":"2024-04-09T16:47:54","slug":"ingilterede-konut-fiyatlari-son-alti-ayda-ilk-kez-dustu","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/ingilterede-konut-fiyatlari-son-alti-ayda-ilk-kez-dustu\/","title":{"rendered":"\u0130ngiltere’de konut fiyatlar\u0131 son alt\u0131 ayda ilk kez d\u00fc\u015ft\u00fc"},"content":{"rendered":"

Kredi kurulu\u015fu Halifax , fiyatlar\u0131n ge\u00e7en ay %1 oran\u0131nda d\u00fc\u015ft\u00fc\u011f\u00fcn\u00fc ve y\u00fcksek mortgage oranlar\u0131n\u0131n potansiyel al\u0131c\u0131lar i\u00e7in sat\u0131n al\u0131nabilirli\u011fi etkiledi\u011fini s\u00f6yledi.<\/p>\n

Ortalama konut fiyat\u0131 yakla\u015f\u0131k 2.900 \u0130ngiliz sterlini d\u00fc\u015ferek 288.430 \u0130ngiliz sterlinine geriledi.<\/p>\n

Bununla birlikte Halifax, konut fiyatlar\u0131n\u0131n hala ge\u00e7en y\u0131l\u0131n ilerisinde oldu\u011funu s\u00f6yledi.<\/p>

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Fiyatlar Mart ay\u0131nda bir \u00f6nceki y\u0131la g\u00f6re %0,3 artm\u0131\u015f olsa da \u015eubat ay\u0131nda g\u00f6r\u00fclen y\u0131ll\u0131k %1,6’l\u0131k art\u0131\u015ftan daha d\u00fc\u015f\u00fckt\u00fc.<\/p>\n

Halifax Mortgages Direkt\u00f6r\u00fc Kim Kinnaird, \u015eubat ve Mart aylar\u0131 aras\u0131nda fiyatlarda g\u00f6r\u00fclen ayl\u0131k d\u00fc\u015f\u00fc\u015f\u00fcn beklenmedik olmad\u0131\u011f\u0131n\u0131 s\u00f6yledi, “Buna ra\u011fmen konut fiyatlar\u0131, \u00f6nemli \u00f6l\u00e7\u00fcde artan bor\u00e7lanma maliyetleri kar\u015f\u0131s\u0131nda \u015fa\u015f\u0131rt\u0131c\u0131 bir diren\u00e7 g\u00f6sterdi” dedi.<\/p>\n

“Sat\u0131n al\u0131nabilirlik k\u0131s\u0131tlamalar\u0131 potansiyel al\u0131c\u0131lar i\u00e7in bir zorluk olmaya devam ederken, daha ucuz sabit vadeli anla\u015fmalar yapan mevcut ev sahipleri hen\u00fcz y\u00fcksek faiz oranlar\u0131n\u0131n tam etkisini hissetmiyor.” yorumunu yapt\u0131.<\/p>\n

BBC\u2019nin haberine g\u00f6re; Halifax’\u0131n bulgular\u0131, bu hafta ba\u015f\u0131nda Mart ay\u0131nda konut fiyatlar\u0131nda bir d\u00fc\u015f\u00fc\u015f oldu\u011funu bildiren rakip kredi kurulu\u015fu Nationwide’\u0131 da destekliyor.<\/p>\n

Hargreaves Lansdown’da ki\u015fisel finans m\u00fcd\u00fcr\u00fc olan Sarah Coles, artan mortgage oranlar\u0131n\u0131n “nihayet konut piyasas\u0131n\u0131 dizginledi\u011fini” s\u00f6yledi.<\/p>\n

\u0130ngiltere’de faiz oranlar\u0131 Covid salg\u0131n\u0131 s\u0131ras\u0131nda rekor d\u00fc\u015f\u00fck seviyelere indi, ancak \u0130ngiltere Merkez Bankas\u0131 2021 sonunda enflasyonu kontrol alt\u0131nda tutmaya \u00e7al\u0131\u015f\u0131rken faiz oranlar\u0131n\u0131 art\u0131rmaya ba\u015flad\u0131.<\/p>\n

Bunun ipotek oranlar\u0131 \u00fczerinde de zincirleme bir etkisi oldu ve bu da artmaya ba\u015flayarak ev sat\u0131n almak i\u00e7in bor\u00e7 para almay\u0131 daha pahal\u0131 hale getirdi.<\/p>\n

Mortgage oranlar\u0131 ge\u00e7en yaz zirve yapt\u0131 ve \u0130ngiltere Merkez Bankas\u0131’n\u0131n bu y\u0131l faiz oranlar\u0131n\u0131 d\u00fc\u015f\u00fcrmeye ba\u015flayaca\u011f\u0131na dair beklentiler artt\u0131k\u00e7a d\u00fc\u015fmeye ba\u015flad\u0131.<\/p>\n

Bu durum konut piyasas\u0131nda hareketlili\u011fin artmas\u0131na yol a\u00e7t\u0131 ve bu hafta ba\u015f\u0131nda a\u00e7\u0131klanan \u0130ngiltere Merkez Bankas\u0131 verilerine g\u00f6re \u015eubat ay\u0131nda Eyl\u00fcl 2022’den bu yana en y\u00fcksek say\u0131da ipotek onay\u0131 al\u0131nd\u0131.<\/p>\n

Ancak, \u0130ngiltere Merkez Bankas\u0131’n\u0131n faiz oranlar\u0131n\u0131 baz\u0131lar\u0131n\u0131n bekledi\u011fi kadar h\u0131zl\u0131 d\u00fc\u015f\u00fcr\u00fcp d\u00fc\u015f\u00fcrmeyece\u011fine dair \u015f\u00fcpheler, ipotek oranlar\u0131ndaki indirimleri durdurdu ve baz\u0131 kredi verenler oranlar\u0131 tekrar yukar\u0131 \u00e7ekti.<\/p>\n

Kinnaird, “Konut piyasas\u0131 faiz oran\u0131 de\u011fi\u015fikliklerinin \u00f6l\u00e7e\u011fine ve h\u0131z\u0131na duyarl\u0131 olmaya devam ediyor ve ufukta sat\u0131n al\u0131nabilirlikte sadece m\u00fctevaz\u0131 bir iyile\u015fme oldu\u011fu i\u00e7in, bu muhtemelen bu y\u0131l \u00f6nemli konut fiyat\u0131 art\u0131\u015flar\u0131n\u0131n kapsam\u0131n\u0131 s\u0131n\u0131rlayacakt\u0131r” dedi.<\/p>\n

 <\/p>\n

\"\"<\/a><\/div>","protected":false},"excerpt":{"rendered":"

Kredi kurulu\u015fu Halifax , fiyatlar\u0131n ge\u00e7en ay %1 oran\u0131nda d\u00fc\u015ft\u00fc\u011f\u00fcn\u00fc ve y\u00fcksek mortgage oranlar\u0131n\u0131n potansiyel al\u0131c\u0131lar i\u00e7in sat\u0131n al\u0131nabilirli\u011fi etkiledi\u011fini s\u00f6yledi. Ortalama konut fiyat\u0131 yakla\u015f\u0131k 2.900 \u0130ngiliz sterlini d\u00fc\u015ferek 288.430 \u0130ngiliz sterlinine geriledi. Bununla birlikte Halifax, konut fiyatlar\u0131n\u0131n hala ge\u00e7en y\u0131l\u0131n ilerisinde oldu\u011funu s\u00f6yledi. Fiyatlar Mart ay\u0131nda bir \u00f6nceki y\u0131la g\u00f6re %0,3 artm\u0131\u015f olsa da \u015eubat ay\u0131nda g\u00f6r\u00fclen y\u0131ll\u0131k %1,6’l\u0131k art\u0131\u015ftan daha d\u00fc\u015f\u00fckt\u00fc. Halifax Mortgages Direkt\u00f6r\u00fc Kim Kinnaird, \u015eubat ve Mart aylar\u0131 aras\u0131nda fiyatlarda g\u00f6r\u00fclen ayl\u0131k d\u00fc\u015f\u00fc\u015f\u00fcn beklenmedik olmad\u0131\u011f\u0131n\u0131 s\u00f6yledi, “Buna ra\u011fmen konut fiyatlar\u0131, \u00f6nemli \u00f6l\u00e7\u00fcde artan bor\u00e7lanma maliyetleri kar\u015f\u0131s\u0131nda \u015fa\u015f\u0131rt\u0131c\u0131 bir diren\u00e7 g\u00f6sterdi” dedi. “Sat\u0131n al\u0131nabilirlik k\u0131s\u0131tlamalar\u0131 potansiyel al\u0131c\u0131lar […]<\/p>\n","protected":false},"author":1,"featured_media":23893,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[15],"tags":[],"class_list":["post-24515","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ingiltere"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/24515","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=24515"}],"version-history":[{"count":0,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/24515\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media\/23893"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=24515"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=24515"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=24515"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}