{"id":23655,"date":"2024-02-23T14:13:58","date_gmt":"2024-02-23T14:13:58","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=23655"},"modified":"2024-02-23T14:13:58","modified_gmt":"2024-02-23T14:13:58","slug":"hsbc-natwest-ve-virgin-money-faiz-oranlarini-degistiriyor","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/hsbc-natwest-ve-virgin-money-faiz-oranlarini-degistiriyor\/","title":{"rendered":"HSBC, NatWest ve Virgin Money faiz oranlar\u0131n\u0131 de\u011fi\u015ftiriyor"},"content":{"rendered":"<p>Ocak ay\u0131nda kredi veren kurulu\u015flar faiz oranlar\u0131n\u0131 keskin bir \u015fekilde d\u00fc\u015f\u00fcrerek bu y\u0131l yeniden ipotek alacak 1,6 milyon ki\u015fiyi bir nebze rahatlatm\u0131\u015ft\u0131.<\/p>\n<p>Ancak kredi sa\u011flay\u0131c\u0131lar\u0131n\u0131n mortgage kredilerini finanse etmek i\u00e7in kar\u015f\u0131la\u015ft\u0131klar\u0131 y\u00fcksek maliyetler, bir\u00e7o\u011funun son g\u00fcnlerde oranlar\u0131 tekrar y\u00fckseltti\u011fi anlam\u0131na geliyor.<\/p>\n<p><strong>HSBC, NatWest ve Virgin Money yeni anla\u015fmalar\u0131n maliyetini artt\u0131r\u0131yor.<\/strong><\/p><div id=\"briti-2959239699\" class=\"briti-icerik\" style=\"margin-top: 5px;margin-bottom: 5px;\"><a href=\"https:\/\/piaryum.com\/services\/\" aria-label=\"piaryum banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/Gemini_Generated_Image_g5yqr1g5yqr1g5yq.jpg\" alt=\"\"  width=\"2064\" height=\"1152\"   \/><\/a><\/div>\n<p>Bu, %4&#8217;\u00fcn alt\u0131nda bir oranla yayg\u0131n olarak bulunan be\u015f y\u0131ll\u0131k sabit anla\u015fmalar\u0131n sonu anlam\u0131na gelecek. T\u00fcm yeni sabit anla\u015fmalarda ortalama oran, kredi verenlerin fiyatlar\u0131n\u0131 de\u011fi\u015ftirmesiyle son zamanlarda y\u00fckseliyor.<\/p>\n<p>BBC\u2019nin haberine g\u00f6re; Broker London and Country&#8217;den David Hollingworth, &#8220;Bu y\u0131lki faiz hikayesi genel olarak d\u00fc\u015fen oranlardan olu\u015furken bu durum baz\u0131 bor\u00e7lular\u0131 \u015fa\u015f\u0131rtabilir,&#8221; dedi.<\/p>\n<p>Sabit mortgage faiz oran\u0131, genellikle iki ya da be\u015f y\u0131l sonra anla\u015fma sona erene ve yerine yenisi se\u00e7ilene kadar de\u011fi\u015fmez. Yakla\u015f\u0131k 1,6 milyon mevcut bor\u00e7lunun bu y\u0131l sona erecek nispeten ucuz sabit oranl\u0131 anla\u015fmalar\u0131 var.<\/p>\n<p>Santander, Coventry Building Society ve TSB hafta ba\u015f\u0131nda yeni sabit anla\u015fmalar\u0131n oranlar\u0131n\u0131 y\u00fckseltti.<\/p>\n<p>Mortgage komisyoncusu Trinity Financial&#8217;dan Aaron Strutt, &#8220;Santander sabit faiz oranlar\u0131n\u0131 y\u00fckselttikten sonra HSBC&#8217;nin en iyi sat\u0131n alma anla\u015fmalar\u0131 uzun s\u00fcrmeyecekti. Oranlar y\u00fckselmi\u015f olsa da, anla\u015fmalar hala makul fiyatl\u0131. Baz\u0131 kredi verenler \u015fu anda %4,4 civar\u0131nda iki y\u0131ll\u0131k sabit oranlar ve %4,2 civar\u0131nda be\u015f y\u0131ll\u0131k sabit oranlar sunuyor. dedi.<\/p>\n<p>Coreco mortgage brokerlerinin genel m\u00fcd\u00fcr\u00fc Andrew Montlake ise &#8220;T\u00fcm bunlar, yeni bir ipotek bulmaya \u00e7al\u0131\u015fanlar i\u00e7in hayat\u0131 son derece zorla\u015ft\u0131r\u0131yor, \u00e7\u00fcnk\u00fc bir kez daha h\u0131zl\u0131 karar vermek gerekiyor ya da dikkatle haz\u0131rlanm\u0131\u015f b\u00fct\u00e7elerin yeniden g\u00f6zden ge\u00e7irilmesi gerekiyor, bu da bazen hayallerindeki evi elde etmekle etmemek aras\u0131ndaki fark anlam\u0131na gelebilir.&#8221; yorumunu yapt\u0131.<\/p>\n<div id=\"briti-1095362668\" class=\"briti-icerikten-sonra_2\" style=\"margin-top: 25px;margin-bottom: 25px;\"><a href=\"https:\/\/wa.me\/message\/NDZLLIOQT4H3O1\" aria-label=\"bytv reklam banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/bytv-reklam-banner.jpg\" alt=\"\"  width=\"2376\" height=\"1008\"   \/><\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>Ocak ay\u0131nda kredi veren kurulu\u015flar faiz oranlar\u0131n\u0131 keskin bir \u015fekilde d\u00fc\u015f\u00fcrerek bu y\u0131l yeniden ipotek alacak 1,6 milyon ki\u015fiyi bir nebze rahatlatm\u0131\u015ft\u0131. Ancak kredi sa\u011flay\u0131c\u0131lar\u0131n\u0131n mortgage kredilerini finanse etmek i\u00e7in kar\u015f\u0131la\u015ft\u0131klar\u0131 y\u00fcksek maliyetler, bir\u00e7o\u011funun son g\u00fcnlerde oranlar\u0131 tekrar y\u00fckseltti\u011fi anlam\u0131na geliyor. HSBC, NatWest ve Virgin Money yeni anla\u015fmalar\u0131n maliyetini artt\u0131r\u0131yor. Bu, %4&#8217;\u00fcn alt\u0131nda bir oranla yayg\u0131n olarak bulunan be\u015f y\u0131ll\u0131k sabit anla\u015fmalar\u0131n sonu anlam\u0131na gelecek. T\u00fcm yeni sabit anla\u015fmalarda ortalama oran, kredi verenlerin fiyatlar\u0131n\u0131 de\u011fi\u015ftirmesiyle son zamanlarda y\u00fckseliyor. BBC\u2019nin haberine g\u00f6re; Broker London and Country&#8217;den David Hollingworth, &#8220;Bu y\u0131lki faiz hikayesi genel olarak d\u00fc\u015fen oranlardan olu\u015furken bu durum baz\u0131 bor\u00e7lular\u0131 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":23656,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-23655","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/23655","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=23655"}],"version-history":[{"count":0,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/23655\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media\/23656"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=23655"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=23655"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=23655"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}