{"id":23163,"date":"2024-01-31T04:17:49","date_gmt":"2024-01-31T04:17:49","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=23163"},"modified":"2024-01-31T04:17:49","modified_gmt":"2024-01-31T04:17:49","slug":"ingiltere-merkez-bankasindan-hsbcye-rekor-ceza","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/ingiltere-merkez-bankasindan-hsbcye-rekor-ceza\/","title":{"rendered":"\u0130ngiltere Merkez Bankas\u0131’ndan HSBC’ye rekor ceza!"},"content":{"rendered":"

\u0130ngiltere Merkez Bankas\u0131 \u0130htiyati D\u00fczenleme Kurumu (PRA), HSBC\u2019nin Finansal Hizmetler Tazminat Program\u0131 i\u00e7in uygun mevduatlar\u0131 do\u011fru bir \u015fekilde tan\u0131mlayamad\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n

BBC\u2019nin haberine g\u00f6re program kapsam\u0131nda, m\u00fc\u015fteri mevduatlar\u0131 \u00a385.000  de\u011ferine kadar korunuyor.<\/p>\n

PRA, para cezas\u0131n\u0131n d\u00fczenleyici kurum taraf\u0131ndan bug\u00fcne kadar verilen en y\u00fcksek ikinci ceza oldu\u011funu ve ba\u015far\u0131s\u0131zl\u0131klar\u0131n ciddiyetini yans\u0131tt\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/p>

\"\"<\/a><\/div>\n

D\u00fczenleyici kurum, sorunlar\u0131n 2015 ve 2022 y\u0131llar\u0131 aras\u0131nda meydana geldi\u011fini s\u00f6yledi.<\/p>\n

HSBC, bu s\u00fcre\u00e7te “tarihi meseleyi” \u00e7\u00f6zm\u00fc\u015f olmaktan memnuniyet duydu\u011funu s\u00f6yledi.<\/strong><\/p>\n

Mevduat sahiplerini koruma kurallar\u0131 uyar\u0131nca bankalar, finansal bilgilerin do\u011fru bir \u015fekilde kaydedilmesi i\u00e7in sistemlere ve kontrollere sahip olmak zorunda. Bir bankan\u0131n \u00e7\u00f6kmesi halinde Finansal Hizmetler Tazminat Plan\u0131 FSCS’nin m\u00fc\u015fterilere \u00f6deme yapmas\u0131 i\u00e7in bu bilgilere ihtiya\u00e7 duyuluyor.<\/p>\n

HSBC’nin i\u015ftiraklerinden biri olan HSBC Bank’\u0131n, uygun lehtar mevduatlar\u0131n\u0131n %99’unu yanl\u0131\u015fl\u0131kla “FSCS korumas\u0131 i\u00e7in uygun de\u011fil” olarak i\u015faretledi\u011fi tespit edilmi\u015fti.<\/p>\n

PRA, HSBC Bank’\u0131n ayr\u0131ca sistemlerinin mevduat koruma kurallar\u0131n\u0131n belirli gerekliliklerini kar\u015f\u0131lad\u0131\u011f\u0131na dair yanl\u0131\u015f kan\u0131t sa\u011flad\u0131\u011f\u0131n\u0131 da s\u00f6yledi.<\/p>\n

Ayr\u0131ca bankan\u0131n, tespit edilen sorunlar hakk\u0131nda yakla\u015f\u0131k 15 ayl\u0131k bir s\u00fcre boyunca PRA’y\u0131 uyarmayarak “\u015eeffaf ve i\u015fbirlik\u00e7i davranmad\u0131\u011f\u0131n\u0131” s\u00f6yledi.<\/p>\n

PRA \u0130cra Kurulu Ba\u015fkan\u0131 Sam Woods “T\u00fcm bankalar\u0131n \u00e7\u00f6z\u00fcme haz\u0131rl\u0131kla ilgili gerekliliklerimize tam olarak uymas\u0131 hayati \u00f6nem ta\u015f\u0131maktad\u0131r” dedi ve bor\u00e7 verenin “bu alandaki y\u00fck\u00fcml\u00fcl\u00fcklerinin \u00e7ok gerisinde kald\u0131\u011f\u0131n\u0131 ve ba\u015far\u0131s\u0131zl\u0131klar\u0131n\u0131 bize zaman\u0131nda a\u00e7\u0131klamad\u0131\u011f\u0131n\u0131” s\u00f6zlerine ekledi.<\/p>\n

D\u00fczenleyici kurum, bankan\u0131n kurallar\u0131 ihlal etti\u011fini erkenden kabul etmesi de dahil olmak \u00fczere soru\u015fturma boyunca g\u00f6sterdi\u011fi i\u015fbirli\u011finin cezada indirim yap\u0131lmas\u0131n\u0131 sa\u011flad\u0131\u011f\u0131n\u0131 belirtti. Bu indirimler olmasayd\u0131 HSBC 96.5 milyon sterlin para cezas\u0131na \u00e7arpt\u0131r\u0131lacakt\u0131.<\/p>\n

Bu ceza, PRA’n\u0131n bug\u00fcne kadar uygulad\u0131\u011f\u0131 en b\u00fcy\u00fck ikinci ceza. En y\u00fcksek ceza Temmuz 2023’te Credit Suisse’e verilen 87 milyon sterlinlik cezayd\u0131.<\/p>\n

 <\/p>\n

\"\"<\/a><\/div>","protected":false},"excerpt":{"rendered":"

\u0130ngiltere Merkez Bankas\u0131 \u0130htiyati D\u00fczenleme Kurumu (PRA), HSBC\u2019nin Finansal Hizmetler Tazminat Program\u0131 i\u00e7in uygun mevduatlar\u0131 do\u011fru bir \u015fekilde tan\u0131mlayamad\u0131\u011f\u0131n\u0131 s\u00f6yledi. BBC\u2019nin haberine g\u00f6re program kapsam\u0131nda, m\u00fc\u015fteri mevduatlar\u0131 \u00a385.000  de\u011ferine kadar korunuyor. PRA, para cezas\u0131n\u0131n d\u00fczenleyici kurum taraf\u0131ndan bug\u00fcne kadar verilen en y\u00fcksek ikinci ceza oldu\u011funu ve ba\u015far\u0131s\u0131zl\u0131klar\u0131n ciddiyetini yans\u0131tt\u0131\u011f\u0131n\u0131 s\u00f6yledi. D\u00fczenleyici kurum, sorunlar\u0131n 2015 ve 2022 y\u0131llar\u0131 aras\u0131nda meydana geldi\u011fini s\u00f6yledi. HSBC, bu s\u00fcre\u00e7te “tarihi meseleyi” \u00e7\u00f6zm\u00fc\u015f olmaktan memnuniyet duydu\u011funu s\u00f6yledi. Mevduat sahiplerini koruma kurallar\u0131 uyar\u0131nca bankalar, finansal bilgilerin do\u011fru bir \u015fekilde kaydedilmesi i\u00e7in sistemlere ve kontrollere sahip olmak zorunda. Bir bankan\u0131n \u00e7\u00f6kmesi halinde Finansal Hizmetler Tazminat Plan\u0131 FSCS’nin m\u00fc\u015fterilere […]<\/p>\n","protected":false},"author":1,"featured_media":23164,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[15,2],"tags":[],"class_list":["post-23163","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ingiltere","category-is-dunyasi"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/23163","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=23163"}],"version-history":[{"count":0,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/23163\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media\/23164"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=23163"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=23163"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=23163"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}