{"id":23150,"date":"2024-01-31T01:06:05","date_gmt":"2024-01-31T01:06:05","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=23150"},"modified":"2024-01-31T01:06:05","modified_gmt":"2024-01-31T01:06:05","slug":"allianz-trade-2024te-iflaslar-8-artacak","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/allianz-trade-2024te-iflaslar-8-artacak\/","title":{"rendered":"Allianz Trade:  2024\u2019te iflaslar % 8 artacak"},"content":{"rendered":"<p>Allianz Risk Barometresi i\u00e7in ger\u00e7ekle\u015ftirilen risk anketi, d\u00fcnyan\u0131n d\u00f6rt bir yan\u0131ndaki i\u015fletmeler, Allianz m\u00fc\u015fterileri, brokerler ve sekt\u00f6rel ticaret kurulu\u015flar ile yap\u0131ld\u0131. Risk Anketine en \u00e7ok yan\u0131t, 1.340 kat\u0131l\u0131mc\u0131 ve y\u00fczde 44 kat\u0131l\u0131m oran\u0131yla, y\u0131ll\u0131k geliri 500 milyon dolardan fazla olan b\u00fcy\u00fck \u00f6l\u00e7ekli \u015firketlerden geldi. Rapor i\u00e7in ayr\u0131ca, risk dan\u0131\u015fmanlar\u0131, sigortac\u0131lar, \u00fcst d\u00fczey y\u00f6neticiler, hasar uzmanlar\u0131 ve <a href=\"https:\/\/www.allianz-trade.com\/tr_TR\/ekonomik-arastirmalar\/ekonomik-gorunum-raporlari\/allianz-risk-barometresi-2024.html\" target=\"_blank\" rel=\"noopener\">Allianz Commercial<\/a> ve di\u011fer Allianz kurulu\u015flar\u0131n\u0131n kurumsal sigorta segmentindeki risk y\u00f6netimi profesyonelleriyle de anket yap\u0131ld\u0131.&nbsp;<\/p>\n<p>2024 y\u0131l\u0131 i\u00e7in endi\u015fe duyulan ba\u015fl\u0131ca k\u00fcresel ticari risklerin de s\u0131raland\u0131\u011f\u0131 raporda, ilk \u00fc\u00e7te s\u0131ras\u0131yla siber sald\u0131r\u0131lar, ticari faaliyetlerde duraksama ve do\u011fal afetler yer al\u0131yor. Listede, iklim de\u011fi\u015fikli\u011fi yedinci s\u0131ray\u0131 al\u0131rken nitelikli i\u015f g\u00fcc\u00fc eksikli\u011fi onuncu olarak son s\u0131rada bulunuyor.&nbsp;<\/p>\n<p>D\u00fcnyada ticari alacak sigortas\u0131 lideri Allianz Trade\u2019in, Risk Barometresi kapsam\u0131nda yer alan iflas raporuna g\u00f6re ise; iflaslar k\u00fcresel \u00e7apta bu y\u0131l y\u00fczde 8 artacak. B\u00f6ylece 2022&#8217;deki y\u00fczde 1\u2019lik k\u00fc\u00e7\u00fck bir toparlanma ve 2023&#8217;teki y\u00fczde 7\u2019lik h\u0131zlanman\u0131n ard\u0131ndan k\u00fcresel ifyaslarda art arda \u00fc\u00e7\u00fcn\u00fc kez art\u0131\u015f ger\u00e7ekle\u015fecek. \u0130flaslardaki art\u0131\u015f\u0131n temel nedeni ise fiyatland\u0131rma g\u00fcc\u00fcn\u00fcn azalmas\u0131 ve k\u00fcresel talebin zay\u0131flamas\u0131yla \u015firketlerin gelirlerindeki art\u0131\u015fta meydana gelen yava\u015flama. Allianz Trade iflas raporunda yer alan verilere g\u00f6re, gelirlerdeki bu yava\u015flama, 2023\u2019te geni\u015f bir tabana yay\u0131lm\u0131\u015f durumda. Y\u00fckselen \u00fcretim maliyetlerinin \u015firketlerin karl\u0131l\u0131\u011f\u0131n\u0131 olumsuz etkiledi\u011fini vurgulayan Allianz Trade ekonomistlerine g\u00f6re, likidite pozisyonlar\u0131ndaki k\u00f6t\u00fcle\u015fmenin 2025 y\u0131l\u0131ndan \u00f6nce d\u00fczelmesi beklenmiyor.&nbsp;<\/p><div id=\"briti-1769923060\" class=\"briti-icerik\" style=\"margin-top: 5px;margin-bottom: 5px;\"><a href=\"https:\/\/piaryum.com\/services\/\" aria-label=\"piaryum banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/Gemini_Generated_Image_g5yqr1g5yqr1g5yq.jpg\" alt=\"\"  width=\"2064\" height=\"1152\"   \/><\/a><\/div>\n<p><strong>Nakit tamponu var ancak yaln\u0131zca b\u00fcy\u00fck \u015firketlere ait<\/strong><\/p>\n<p>Rapora g\u00f6re; \u015firketler halen Euro B\u00f6lgesi&#8217;nde 3,4 trilyon euro ve ABD&#8217;de 2,5 trilyon dolar olmak \u00fczere \u00f6nemli miktarda nakit fazlas\u0131na sahip. Ancak, bu nakit tamponlar\u0131n\u0131n daha \u00e7ok b\u00fcy\u00fck firmalar ve teknoloji, t\u00fcketici ihtiya\u00e7lar\u0131 gibi belirli sekt\u00f6rler \u00f6zelinde yo\u011funla\u015fm\u0131\u015f durumda oldu\u011funa dikkat \u00e7ekiliyor. Raporda genel olarak, b\u00fcy\u00fcmenin daha uzun s\u00fcre d\u00fc\u015f\u00fck kalacak olmas\u0131 nedeniyle \u00e7o\u011fu \u015firketin nakit pozisyonlar\u0131n\u0131 operasyonlar yoluyla art\u0131ramad\u0131\u011f\u0131 belirtiliyor. En k\u0131r\u0131lgan \u015firketler ve sekt\u00f6rlerin, iki arada bir derede kalm\u0131\u015f durumda oldu\u011fu ve bunlar\u0131n ba\u015f\u0131nda da konaklama, ula\u015ft\u0131rma ve perakende sekt\u00f6rlerinin geldi\u011fine yer verilen raporda in\u015faat sekt\u00f6r\u00fcn\u00fcn de bu sekt\u00f6rlerin yolundan gitti\u011fi belirtiliyor.&nbsp;<\/p>\n<p><strong>Her be\u015f \u00fclkeden \u00fc\u00e7\u00fc 2024 y\u0131l\u0131 sonuna kadar pandemi \u00f6ncesi ticari iflas seviyelerine ula\u015facak<\/strong><\/p>\n<p>Allianz Risk Barometresi i\u00e7erisinde yer alan <a href=\"https:\/\/www.allianz-trade.com\/content\/dam\/onemarketing\/aztrade\/allianz-trade_com\/en_gl\/erd\/publications\/pdf\/Allianz-Risk-Barometer-2024-full-report.pdf\" target=\"_blank\" rel=\"noopener\">Allianz Trade iflas raporu<\/a>na g\u00f6re ticari iflaslardaki normalle\u015fme 2023 y\u0131l\u0131nda geli\u015fmi\u015f ekonomilerin \u00e7o\u011funda tamamland\u0131. 2023&#8217;te iflaslarda y\u00fczde 47 art\u0131\u015f ile ABD, y\u00fczde 36 ile Fransa, y\u00fczde 59 ile Hollanda, y\u00fczde 35 ile Japonya ve y\u00fczde 41 ile G\u00fcney Kore \u00f6n s\u0131ralarda yer ald\u0131. Allianz Trade, k\u00fcresel olarak her be\u015f \u00fclkeden \u00fc\u00e7\u00fcn\u00fcn 2024 y\u0131l\u0131 sonuna kadar pandemi \u00f6ncesi ticari iflas seviyelerine ula\u015fmas\u0131n\u0131 \u00f6ng\u00f6r\u00fcyor. Buna 2024\u2019te y\u00fczde 9 ile Almanya, y\u00fczde 28 ile Hollanda ve y\u00fczde 5 ile&nbsp;<span class=\"il\">Birle\u015fik<\/span>&nbsp;<span class=\"il\">Krall\u0131k<\/span>&nbsp;gibi bir\u00e7ok Avrupa \u00fclkesi dahil. ABD&#8217;de ticari iflaslar\u0131n bu y\u0131l y\u00fczde 22 oran\u0131nda artmas\u0131 bekleniyor. Raporda, Atlantik&#8217;in her iki yakas\u0131nda da iflas rakamlar\u0131n\u0131n istikrara kavu\u015fmas\u0131 i\u00e7in GSYH b\u00fcy\u00fcmesinin iki kat\u0131na \u00e7\u0131kmas\u0131 gerekti\u011fi ancak bunun 2025 y\u0131l\u0131ndan \u00f6nce ger\u00e7ekle\u015fmesinin zor g\u00f6r\u00fcnd\u00fc\u011f\u00fc belirtiliyor.<\/p>\n<div id=\"briti-4045172901\" class=\"briti-icerikten-sonra_2\" style=\"margin-top: 25px;margin-bottom: 25px;\"><a href=\"https:\/\/wa.me\/message\/NDZLLIOQT4H3O1\" aria-label=\"bytv reklam banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/bytv-reklam-banner.jpg\" alt=\"\"  width=\"2376\" height=\"1008\"   \/><\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>Allianz Risk Barometresi i\u00e7in ger\u00e7ekle\u015ftirilen risk anketi, d\u00fcnyan\u0131n d\u00f6rt bir yan\u0131ndaki i\u015fletmeler, Allianz m\u00fc\u015fterileri, brokerler ve sekt\u00f6rel ticaret kurulu\u015flar ile yap\u0131ld\u0131. Risk Anketine en \u00e7ok yan\u0131t, 1.340 kat\u0131l\u0131mc\u0131 ve y\u00fczde 44 kat\u0131l\u0131m oran\u0131yla, y\u0131ll\u0131k geliri 500 milyon dolardan fazla olan b\u00fcy\u00fck \u00f6l\u00e7ekli \u015firketlerden geldi. Rapor i\u00e7in ayr\u0131ca, risk dan\u0131\u015fmanlar\u0131, sigortac\u0131lar, \u00fcst d\u00fczey y\u00f6neticiler, hasar uzmanlar\u0131 ve Allianz Commercial ve di\u011fer Allianz kurulu\u015flar\u0131n\u0131n kurumsal sigorta segmentindeki risk y\u00f6netimi profesyonelleriyle de anket yap\u0131ld\u0131.&nbsp; 2024 y\u0131l\u0131 i\u00e7in endi\u015fe duyulan ba\u015fl\u0131ca k\u00fcresel ticari risklerin de s\u0131raland\u0131\u011f\u0131 raporda, ilk \u00fc\u00e7te s\u0131ras\u0131yla siber sald\u0131r\u0131lar, ticari faaliyetlerde duraksama ve do\u011fal afetler yer al\u0131yor. Listede, iklim de\u011fi\u015fikli\u011fi yedinci [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":23151,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[15],"tags":[],"class_list":["post-23150","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ingiltere"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/23150","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=23150"}],"version-history":[{"count":0,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/23150\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media\/23151"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=23150"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=23150"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=23150"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}