{"id":22572,"date":"2023-12-09T16:12:49","date_gmt":"2023-12-09T16:12:49","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=22572"},"modified":"2023-12-09T16:12:49","modified_gmt":"2023-12-09T16:12:49","slug":"ingilterede-mortgage-savasi-kizisiyor","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/ingilterede-mortgage-savasi-kizisiyor\/","title":{"rendered":"\u0130ngiltere&#8217;de &#8220;Mortgage sava\u015f\u0131&#8217; k\u0131z\u0131\u015f\u0131yor"},"content":{"rendered":"<p>Mortgage oranlar\u0131 i\u00e7in \u00f6nc\u00fc bir g\u00f6sterge olan swap oranlar\u0131 Sal\u0131 g\u00fcn\u00fc %3,99&#8217;a d\u00fc\u015ft\u00fckten sonra Per\u015fembe g\u00fcn\u00fc %3,94&#8217;e geriledi. Ertesi g\u00fcn, iki y\u0131ll\u0131k sabit ipotek i\u00e7in ortalama oran da Haziran ay\u0131n\u0131n ortas\u0131ndan bu yana ilk kez %6&#8217;n\u0131n alt\u0131na d\u00fc\u015ft\u00fc.&nbsp;<\/p>\n<p>The Telegraph, mortgage oranlar\u0131n\u0131n \u00f6n\u00fcm\u00fczdeki hafta % 4&#8217;\u00fcn alt\u0131na d\u00fc\u015fmesinin beklendi\u011fini yazd\u0131.&nbsp; Aralar\u0131nda Nationwide, Santander ve Halifax&#8217;\u0131n da bulundu\u011fu \u00f6nde gelen kredi kurulu\u015flar\u0131, &#8220;mortgage faiz sava\u015f\u0131n\u0131n bir sonraki b\u00f6l\u00fcm\u00fc&#8221; olarak tan\u0131mlanan bir hareketle d\u00fcn sabit faiz oranlar\u0131n\u0131 d\u00fc\u015f\u00fcrd\u00fc.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-22574\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2023\/12\/Londra-2.jpg\" alt=\"\" width=\"1600\" height=\"899\" title=\"\"><\/p>\n<div>Moneyfacts&#8217;a g\u00f6re Cuma g\u00fcn\u00fc, iki y\u0131ll\u0131k sabit ipotek i\u00e7in ortalama oran da Haziran ortas\u0131ndan bu yana ilk kez % 6&#8217;n\u0131n alt\u0131na d\u00fc\u015ft\u00fc.<\/div>\n<div>&nbsp;<\/div>\n<div>Nationwide, sabit faizli \u00fcr\u00fcnlerini 0,40 puan d\u00fc\u015f\u00fcrd\u00fc ve oranlar 4,19 &#8216;dan ba\u015flad\u0131. The Telegraph taraf\u0131ndan g\u00f6r\u00fclen e-postalarda Santander ve Halifax, oranlar\u0131 s\u0131ras\u0131yla 0,32 ve 0,25 puana kadar d\u00fc\u015f\u00fcrd\u00fc.<\/div>\n<div>&nbsp;<\/div>\n<div>\u0130ngiltere Merkez Bankas\u0131&#8217;n\u0131n &#8220;faizler konusunda sert konu\u015fmas\u0131na&#8221; ra\u011fmen, ekonomistler gelecek y\u0131l Banka Faizinde ba\u015flang\u0131\u00e7ta beklenenden daha erken bir indirim \u00f6ng\u00f6r\u00fcyor.<\/div>\n<div>&nbsp;<\/div>\n<div>Oxford Economics&#8217;ten Andrew Goodwin, swap oranlar\u0131ndaki son d\u00fc\u015f\u00fc\u015f\u00fcn b\u00fcy\u00fck \u00f6l\u00e7\u00fcde k\u00fcresel fakt\u00f6rlere ba\u011fl\u0131 oldu\u011funu s\u00f6yledi. Goodwin, piyasalar\u0131n d\u00fcnya genelinde enflasyonun kontrol alt\u0131na al\u0131nd\u0131\u011f\u0131ndan giderek daha emin g\u00f6r\u00fcnd\u00fc\u011f\u00fcn\u00fc ve merkez bankalar\u0131n\u0131n 2024 y\u0131l\u0131nda faiz oranlar\u0131n\u0131 d\u00fc\u015f\u00fcrerek tepki vermesini bekledi\u011fini s\u00f6yledi.<\/div>\n<div>&nbsp;<\/div>\n<div>&#8220;ABD&#8217;nin bu hamlelerin merkezinde yer ald\u0131\u011f\u0131 a\u015fikar, ancak piyasalar \u0130ngiltere Merkez Bankas\u0131&#8217;n\u0131n da son s\u00f6ylemlerine ra\u011fmen bu y\u00f6nde hareket edece\u011fini d\u00fc\u015f\u00fcn\u00fcyor.<\/div>\n<div>&nbsp;<\/div>\n<div>&#8220;Asl\u0131nda, merkez bankas\u0131n\u0131n faiz oranlar\u0131n\u0131n daha uzun s\u00fcre y\u00fcksek kalmas\u0131 konusundaki son sert konu\u015fmas\u0131n\u0131n k\u0131smen, enflasyon ve \u00fccret art\u0131\u015f\u0131 hala \u00e7ok y\u00fcksekken finansal ko\u015fullar\u0131n \u00e7ok fazla gev\u015femesini \u00f6nleme \u00e7abas\u0131 oldu\u011funu d\u00fc\u015f\u00fcn\u00fcyoruz.&#8221;<\/div>\n<div>&nbsp;<\/div>\n<div><span style=\"font-size: 1.21429rem;\">Mortgage Shop&#8217;tan Gary Bush, <\/span><span style=\"font-size: 1.21429rem;\">&nbsp;&#8220;Pazartesi g\u00fcn\u00fcnden itibaren ilk kredi kurulu\u015flar\u0131n\u0131n yeni ve heyecan verici anla\u015fmalar a\u00e7\u0131klamas\u0131n\u0131 beklemeliyiz. Konut al\u0131c\u0131lar\u0131 ve nakliyecilerde \u00e7ok ihtiya\u00e7 duyulan bir co\u015fku geri d\u00f6n\u00fcyor.&#8221; dedi.<\/span><\/div>\n<div>&nbsp;<\/div>\n<div>&nbsp;<\/div>\n<div>&nbsp;<\/div>\n<div>&nbsp;<\/div>\n<div id=\"briti-3487943055\" class=\"briti-icerikten-sonra_2\" style=\"margin-top: 25px;margin-bottom: 25px;\"><a href=\"https:\/\/wa.me\/message\/NDZLLIOQT4H3O1\" aria-label=\"bytv reklam banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/bytv-reklam-banner.jpg\" alt=\"\"  width=\"2376\" height=\"1008\"   \/><\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>Mortgage oranlar\u0131 i\u00e7in \u00f6nc\u00fc bir g\u00f6sterge olan swap oranlar\u0131 Sal\u0131 g\u00fcn\u00fc %3,99&#8217;a d\u00fc\u015ft\u00fckten sonra Per\u015fembe g\u00fcn\u00fc %3,94&#8217;e geriledi. Ertesi g\u00fcn, iki y\u0131ll\u0131k sabit ipotek i\u00e7in ortalama oran da Haziran ay\u0131n\u0131n ortas\u0131ndan bu yana ilk kez %6&#8217;n\u0131n alt\u0131na d\u00fc\u015ft\u00fc.&nbsp; The Telegraph, mortgage oranlar\u0131n\u0131n \u00f6n\u00fcm\u00fczdeki hafta % 4&#8217;\u00fcn alt\u0131na d\u00fc\u015fmesinin beklendi\u011fini yazd\u0131.&nbsp; Aralar\u0131nda Nationwide, Santander ve Halifax&#8217;\u0131n da bulundu\u011fu \u00f6nde gelen kredi kurulu\u015flar\u0131, &#8220;mortgage faiz sava\u015f\u0131n\u0131n bir sonraki b\u00f6l\u00fcm\u00fc&#8221; olarak tan\u0131mlanan bir hareketle d\u00fcn sabit faiz oranlar\u0131n\u0131 d\u00fc\u015f\u00fcrd\u00fc. Moneyfacts&#8217;a g\u00f6re Cuma g\u00fcn\u00fc, iki y\u0131ll\u0131k sabit ipotek i\u00e7in ortalama oran da Haziran ortas\u0131ndan bu yana ilk kez % 6&#8217;n\u0131n alt\u0131na d\u00fc\u015ft\u00fc. &nbsp; Nationwide, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":22573,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[1272,3227,15,2],"tags":[],"class_list":["post-22572","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","category-emlak","category-ingiltere","category-is-dunyasi"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/22572","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=22572"}],"version-history":[{"count":0,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/22572\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media\/22573"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=22572"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=22572"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=22572"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}