{"id":20233,"date":"2023-05-31T12:33:04","date_gmt":"2023-05-31T11:33:04","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=20233"},"modified":"2023-05-31T12:35:35","modified_gmt":"2023-05-31T11:35:35","slug":"ingilterede-bir-haftada-800e-yakin-mortgage-anlasmasi-geri-cekildi","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/ingilterede-bir-haftada-800e-yakin-mortgage-anlasmasi-geri-cekildi\/","title":{"rendered":"\u0130ngiltere’de bir haftada 800’e yak\u0131n mortgage anla\u015fmas\u0131 geri \u00e7ekildi"},"content":{"rendered":"

\u0130ngiltere’deki (mortgage) ipotek anla\u015fmalar\u0131n\u0131n yakla\u015f\u0131k % 10’u ge\u00e7en haftadan bu yana faiz oranlar\u0131n\u0131n ne kadar y\u00fckselece\u011fine dair belirsizlik nedeniyle ask\u0131ya al\u0131nd\u0131.<\/p>\n

Finansal veri \u015firketi Moneyfacts , kredi veren kurulu\u015flar\u0131n tekliflerini yeniden de\u011ferlendirirken yakla\u015f\u0131k 800 konut ve sat\u0131n alma anla\u015fmas\u0131n\u0131n geri \u00e7ekildi\u011fini s\u00f6yledi.<\/p>\n

\u00d6te yandan, iki ve be\u015f y\u0131ll\u0131k sabit oranl\u0131 ipotek anla\u015fmalar\u0131n\u0131n ortalama oranlar\u0131 da y\u00fckseldi. Y\u00fckseli\u015f, \u0130ngiltere’de y\u00fcksek enflasyon rakamlar\u0131n\u0131n beklentisiyle \u00fclkede faiz oranlar\u0131n\u0131n ne kadar y\u00fckselece\u011fine dair tahminleri y\u00fckseltmesinin ard\u0131ndan geldi.<\/p>

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Moneyfacts’e g\u00f6re, ge\u00e7en haftan\u0131n ba\u015f\u0131ndan bu yana Birle\u015fik Krall\u0131k<\/a> piyasas\u0131ndaki  mortgage ile al\u0131nan konut say\u0131s\u0131 373 d\u00fc\u015f\u00fc\u015fle 5.385 anla\u015fmadan 5.012’ye d\u00fc\u015ft\u00fc.<\/p>\n

Mortgage oranlar\u0131 da artt\u0131, iki y\u0131ll\u0131k sabit anla\u015fmadaki ortalama oran %5,38’e y\u00fckseldi ve be\u015f y\u0131ll\u0131k sabitteki ortalama oran \u015fu anda %5,05’te seyrediyor.<\/p>\n

\u0130ki ve be\u015f y\u0131ll\u0131k sabit oranlar\u0131n s\u0131ras\u0131yla %3,03 ve %3,17 oldu\u011fu ge\u00e7en May\u0131s ay\u0131ndan \u00e7ok daha y\u00fcksekler, ancak yine de mini b\u00fct\u00e7enin piyasalar\u0131 korkutmas\u0131n\u0131n hemen ard\u0131ndan ge\u00e7en Ekim ay\u0131nda g\u00f6r\u00fclen seviyelerin biraz alt\u0131nda kald\u0131. Bor\u00e7lanma maliyetleri de y\u00fckseldi.<\/p>\n

BBC’de yer alan habere g\u00f6re buy-to-let konut kredi say\u0131s\u0131 ise 405 azalarak 2.343 oldu. Buy to let; kira geliri sa\u011flamak amac\u0131yla al\u0131nan evlere verilen isimdir. Bu y\u00f6ntemde minimum y\u00fczde 25 depozit verilmesi ve geri kalan k\u0131sm\u0131n kira ile \u00f6denebilecek miktarda olmas\u0131 gerekiyor. E\u011fer kira miktar\u0131 yeterli de\u011filse ki\u015finin gelirine de bak\u0131l\u0131r. Buy to let mortgage ile al\u0131nan evlerin sahipleri bu evlerde ya\u015famamal\u0131d\u0131r. Bu mortgage kontrat\u0131n\u0131n ihlali anlam\u0131na gelir ve mortgage firmas\u0131 sizden t\u00fcm mortgage borcunun geri \u00f6denmesini isteyebilir.<\/p>\n

\"\"<\/a><\/div>","protected":false},"excerpt":{"rendered":"

\u0130ngiltere’deki (mortgage) ipotek anla\u015fmalar\u0131n\u0131n yakla\u015f\u0131k % 10’u ge\u00e7en haftadan bu yana faiz oranlar\u0131n\u0131n ne kadar y\u00fckselece\u011fine dair belirsizlik nedeniyle ask\u0131ya al\u0131nd\u0131. Finansal veri \u015firketi Moneyfacts , kredi veren kurulu\u015flar\u0131n tekliflerini yeniden de\u011ferlendirirken yakla\u015f\u0131k 800 konut ve sat\u0131n alma anla\u015fmas\u0131n\u0131n geri \u00e7ekildi\u011fini s\u00f6yledi. \u00d6te yandan, iki ve be\u015f y\u0131ll\u0131k sabit oranl\u0131 ipotek anla\u015fmalar\u0131n\u0131n ortalama oranlar\u0131 da y\u00fckseldi. Y\u00fckseli\u015f, \u0130ngiltere’de y\u00fcksek enflasyon rakamlar\u0131n\u0131n beklentisiyle \u00fclkede faiz oranlar\u0131n\u0131n ne kadar y\u00fckselece\u011fine dair tahminleri y\u00fckseltmesinin ard\u0131ndan geldi. Moneyfacts’e g\u00f6re, ge\u00e7en haftan\u0131n ba\u015f\u0131ndan bu yana Birle\u015fik Krall\u0131k piyasas\u0131ndaki  mortgage ile al\u0131nan konut say\u0131s\u0131 373 d\u00fc\u015f\u00fc\u015fle 5.385 anla\u015fmadan 5.012’ye d\u00fc\u015ft\u00fc. Mortgage oranlar\u0131 da artt\u0131, iki y\u0131ll\u0131k […]<\/p>\n","protected":false},"author":1,"featured_media":20234,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[15],"tags":[],"class_list":["post-20233","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ingiltere"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/20233","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=20233"}],"version-history":[{"count":0,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/20233\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media\/20234"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=20233"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=20233"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=20233"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}