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<\/a><\/div>\nSoner Canko, T\u00fcrkiye’nin kart adedinde Avrupa’n\u0131n bir numaral\u0131 kart pazar\u0131 olma unvan\u0131n\u0131 s\u00fcrd\u00fcrd\u00fc\u011f\u00fcn\u00fc belirterek, “Kas\u0131m sonu itibar\u0131yla kredi kart\u0131 adedi 69,5 milyon, banka kart\u0131 adedi ise 164,4 milyon seviyesinde olurken, toplam kart adedi 234 milyona ula\u015ft\u0131.” dedi.<\/p>\n
T\u00fcrkiye’nin, bu rakamlarla Avrupa’da kredi kart\u0131 adedinde en b\u00fcy\u00fck kredi kart\u0131 pazarlar\u0131ndan \u0130ngiltere’nin, banka kart\u0131 adedinde ise en b\u00fcy\u00fck banka kart\u0131 pazarlar\u0131ndan Almanya’n\u0131n \u00f6n\u00fcnde birinci s\u0131rada yer ald\u0131\u011f\u0131n\u0131 vurgulayan Canko, T\u00fcrkiye’nin, kart kabul noktas\u0131nda ise 2,5 milyon adet terminalle Avrupa’da 3’\u00fcnc\u00fc s\u0131rada yer ald\u0131\u011f\u0131n\u0131, yakla\u015f\u0131k 53 bin ATM ile Avrupa ATM pazar\u0131n\u0131n y\u00fczde 11’ini olu\u015fturdu\u011funu kaydetti.<\/p>\n
“Hanehalk\u0131 harcamalar\u0131nda kartl\u0131 \u00f6demelerin pay\u0131 y\u00fczde 41’e ula\u015ft\u0131”<\/strong><\/p>\nBKM Genel M\u00fcd\u00fcr\u00fc Canko, kartl\u0131 \u00f6demelerin yayg\u0131nl\u0131\u011f\u0131n\u0131n en \u00f6nemli g\u00f6stergelerinden birinin de hanehalk\u0131 harcamalar\u0131 i\u00e7indeki pay\u0131 oldu\u011funu s\u00f6yledi.<\/p>\n
2000’li y\u0131llar\u0131n ba\u015f\u0131nda y\u00fczde 9 seviyelerinde olan hanehalk\u0131 harcamalar\u0131 i\u00e7indeki kartl\u0131 \u00f6deme pay\u0131n\u0131n 2019’un 9 ay\u0131 itibar\u0131yla y\u00fczde 41’e yakla\u015ft\u0131\u011f\u0131n\u0131 bildiren Canko, oran\u0131n son 20 y\u0131lda bu seviyelere ula\u015fm\u0131\u015f olmas\u0131n\u0131n \u00f6demelerin kay\u0131t i\u00e7ine al\u0131nmas\u0131, b\u00f6ylece kay\u0131t d\u0131\u015f\u0131 ekonominin azalt\u0131larak vergi gelirlerinin art\u0131r\u0131lmas\u0131 konusunda da \u00f6nemli rol oynad\u0131\u011f\u0131n\u0131 vurgulad\u0131.<\/p>\n
Kartl\u0131 \u00f6demelerin ekonomi i\u00e7in bir di\u011fer faydas\u0131n\u0131n da d\u00f6nemselli\u011fi azaltarak arz ve talebi daha dengeli bir yap\u0131ya d\u00f6n\u00fc\u015ft\u00fcrmek oldu\u011funu aktaran Canko, \u015f\u00f6yle devam etti:<\/p>\n
“Bu ba\u011flamda 2019, nakitsiz \u00f6demeler toplumuna ula\u015fma yolunda \u00f6nemli mesafe katetti\u011fimiz bir sene oldu. Kartl\u0131 \u00f6demelerin \u00f6zellikle kamu tahsilatlar\u0131nda yayg\u0131nla\u015fmas\u0131 bireylerin kart kullan\u0131m al\u0131\u015fkanl\u0131\u011f\u0131 kazanmas\u0131 a\u00e7\u0131s\u0131ndan olduk\u00e7a \u00f6nemli. Kamuda kartl\u0131 \u00f6demeler ne kadar \u00e7ok yayg\u0131nla\u015f\u0131rsa bireylerin de kartl\u0131 \u00f6demelere olan ilgisi ve fark\u0131ndal\u0131\u011f\u0131 o kadar artacakt\u0131r. Bu ise hem nakdin yaratt\u0131\u011f\u0131 operasyonel maliyetlerden tasarruf edilmesine hem de sa\u011flanan \u00f6deme kolayl\u0131\u011f\u0131 sayesinde tahsilatlar\u0131n artmas\u0131na olanak tan\u0131yacakt\u0131r. \u00d6rne\u011fin, yak\u0131n zamanda noterlerde kart kullan\u0131labilecek olmas\u0131, Ankara’da temass\u0131z kartlarla toplu ta\u015f\u0131ma hizmetlerinden faydalan\u0131labilmesi, \u0130SPARK’ta kart kabul edilmeye ba\u015flanmas\u0131, g\u00fcmr\u00fcklerde ortak POS uygulamas\u0131n\u0131n devreye al\u0131nmas\u0131, \u00f6nemli baz\u0131 havaalanlar\u0131nda yurt d\u0131\u015f\u0131 \u00e7\u0131k\u0131\u015f harc\u0131 kiosklar\u0131nda kartla \u00f6deme yap\u0131labilmesi bu geli\u015fmelerden baz\u0131lar\u0131 olarak say\u0131labilir. Dahas\u0131, \u00e7e\u015fitli vergi ve har\u00e7 \u00f6demelerinin halihaz\u0131rda Gelir \u0130daresi Ba\u015fkanl\u0131\u011f\u0131’n\u0131n \u0130nteraktif Vergi Dairesi kanal\u0131ndan kartlarla tahsil edilebiliyor olmas\u0131 olduk\u00e7a olumlu bir durum.”<\/p>\n
“Her 2 kredi kart\u0131ndan biri internette kullan\u0131ld\u0131”<\/strong><\/p>\nSoner Canko, internet ve mobil teknolojilerin toplumun farkl\u0131 kesimlerinde artan kullan\u0131m\u0131yla birlikte internetten \u00f6deme al\u0131\u015fkanl\u0131klar\u0131n\u0131n da her ge\u00e7en g\u00fcn yayg\u0131nla\u015ft\u0131\u011f\u0131n\u0131 ifade etti.<\/p>\n
Y\u0131l\u0131n 11 ay\u0131nda internetten y\u0131ll\u0131k 185 milyar TL tutar\u0131nda kartl\u0131 \u00f6deme yap\u0131ld\u0131\u011f\u0131n\u0131 belirten Canko, “2019 sonunda bu tutar\u0131n 190 milyar TL’ye ula\u015faca\u011f\u0131 \u00f6ng\u00f6r\u00fcl\u00fcyor.” dedi.<\/p>\n
Canko, 2018’de y\u0131ll\u0131k y\u00fczde 40 b\u00fcy\u00fcyen internetten kartl\u0131 \u00f6demelerin, 2019’da y\u00fczde 37 b\u00fcy\u00fcyece\u011finin \u00f6ng\u00f6r\u00fcld\u00fc\u011f\u00fcn\u00fc, internetten kartl\u0131 \u00f6demelerin toplam kartl\u0131 \u00f6demeler i\u00e7indeki pay\u0131n\u0131n da y\u00fczde 18 olaca\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n
Her 5 TL kartl\u0131 \u00f6demenin 1 TL’sinin art\u0131k internetten ger\u00e7ekle\u015fti\u011fine i\u015faret eden Canko, \u015f\u00f6yle devam etti:<\/p>\n
“2014 y\u0131l\u0131nda 42 milyar TL olan internetten kartl\u0131 \u00f6deme tutar\u0131n\u0131n 5 y\u0131lda yakla\u015f\u0131k 5 kat artmas\u0131 ve internetten kartl\u0131 \u00f6demelerin toplam kartl\u0131 \u00f6demelerdeki pay\u0131n\u0131n da 2 kat\u0131na \u00e7\u0131km\u0131\u015f olmas\u0131, \u00fclkemizde dijital d\u00f6n\u00fc\u015f\u00fcm\u00fcn ne kadar h\u0131zl\u0131 ger\u00e7ekle\u015fti\u011fini de g\u00f6zler \u00f6n\u00fcne seriyor. \u0130nternetten \u00f6demelerde kullan\u0131lan kredi kart\u0131 adetlerine bakt\u0131\u011f\u0131m\u0131zda ise 31 milyon adet farkl\u0131 kredi kart\u0131n\u0131n son 1 y\u0131lda internetten \u00f6demelerde kullan\u0131ld\u0131\u011f\u0131, yani her 2 kredi kart\u0131ndan birinin internetten \u00f6demelerde tercih edildi\u011fi g\u00f6r\u00fcl\u00fcyor.”<\/p>\n
“Temass\u0131z kart say\u0131s\u0131 71 milyona ula\u015ft\u0131”<\/strong><\/p>\nBKM Genel M\u00fcd\u00fcr\u00fc Canko, nakitsiz \u00f6demeler toplumu olma yolunda bir di\u011fer \u00f6nemli \u00f6deme y\u00f6nteminin ise temass\u0131z \u00f6deme teknolojisi oldu\u011funu vurgulad\u0131.<\/p>\n
Art\u0131k 120 TL alt\u0131ndaki i\u015flemlerde hem temass\u0131z kartlarla hem de yak\u0131n alan teknolojisi sayesinde ak\u0131ll\u0131 telefonlarla \u015fifre girmeden h\u0131zl\u0131 ve kolay bi\u00e7imde \u00f6deme yap\u0131labildi\u011fini hat\u0131rlatan Canko, temass\u0131z \u00f6deme teknolojisiyle uyumlu toplam kart say\u0131s\u0131n\u0131n 71 milyona ula\u015ft\u0131\u011f\u0131n\u0131 bildirdi.<\/p>\n
“Yabanc\u0131 kartlarla harcamalar y\u00fczde 83 artt\u0131”<\/strong><\/p>\nBKM Genel M\u00fcd\u00fcr\u00fc Canko, y\u0131l\u0131n 11 ay\u0131nda yabanc\u0131 kartlarla T\u00fcrkiye’de yakla\u015f\u0131k 75 milyar TL al\u0131\u015fveri\u015f yap\u0131ld\u0131\u011f\u0131n\u0131 s\u00f6yledi. Bunun, yabanc\u0131 kartlarla T\u00fcrkiye’de yap\u0131lan al\u0131\u015fveri\u015f b\u00fcy\u00fckl\u00fc\u011f\u00fcn\u00fcn ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re y\u00fczde 83 artt\u0131\u011f\u0131 anlam\u0131na geldi\u011fini ifade eden Canko, “Y\u0131l sonunda ise yabanc\u0131 kartlarla \u00fclkemizde yap\u0131lan \u00f6demelerin 81 milyar TL seviyesine ula\u015faca\u011f\u0131 \u00f6ng\u00f6r\u00fcl\u00fcyor.” dedi.<\/p>\n
Canko, 2019’da yabanc\u0131 kartlarla yap\u0131lan al\u0131\u015fveri\u015flerde son y\u0131llar\u0131n en y\u00fcksek b\u00fcy\u00fcmesi oldu\u011funu, b\u00f6ylece en b\u00fcy\u00fck al\u0131\u015fveri\u015f tutar\u0131na ula\u015f\u0131lmas\u0131n\u0131n turizm a\u00e7\u0131s\u0131ndan \u00e7ok iyi bir y\u0131l ge\u00e7irildi\u011fine i\u015faret etti\u011fini s\u00f6yledi.<\/p>\n
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<\/a><\/div>","protected":false},"excerpt":{"rendered":"Bankalararas\u0131 Kart Merkezi (BKM) Genel M\u00fcd\u00fcr\u00fc Soner Canko, Anadolu Ajans\u0131’na verdi\u011fi r\u00f6portajda , kartl\u0131 \u00f6demelerin, temel ihtiya\u00e7lardan vergi \u00f6demelerine, bireysel emeklilikten uluslararas\u0131 al\u0131\u015fveri\u015flere ve ba\u011f\u0131\u015f \u00f6demelerine kadar t\u00fcm alanlarda hayat\u0131 kolayla\u015ft\u0131ran \u00f6nemli bir \u00f6deme arac\u0131 olarak kullan\u0131m\u0131n\u0131n her ge\u00e7en g\u00fcn yayg\u0131nla\u015ft\u0131\u011f\u0131n\u0131, kart kullan\u0131m\u0131na ili\u015fkin artan bilin\u00e7le birlikte nakit d\u0131\u015f\u0131 \u00f6demelerin pazardaki yayg\u0131nl\u0131\u011f\u0131n\u0131n y\u00fckselmesinin ekonomik kalk\u0131nma ve toplumsal refah art\u0131\u015f\u0131 i\u00e7in \u00f6nemli katk\u0131lar sa\u011flamaya devam etti\u011fini s\u00f6yledi. Bu do\u011frultuda, 2019’un, kartl\u0131 \u00f6demelerin pozitif b\u00fcy\u00fcme sergiledi\u011fi bir y\u0131l oldu\u011funu ifade eden Canko, kredi kart\u0131yla yap\u0131lan \u00f6demelerin 2019 sonunda y\u00fczde 17’lik art\u0131\u015fla y\u0131ll\u0131k 841 milyar TL’ye ula\u015faca\u011f\u0131n\u0131n \u00f6ng\u00f6r\u00fcld\u00fc\u011f\u00fcn\u00fc bildirdi. “Toplam kart adedi 234 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[2],"tags":[179,178,177],"class_list":["post-1899","post","type-post","status-publish","format-standard","hentry","category-is-dunyasi","tag-2019-rakamlari","tag-harcama","tag-kredi-karti"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/1899","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=1899"}],"version-history":[{"count":0,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/1899\/revisions"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=1899"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=1899"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=1899"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}