{"id":18404,"date":"2023-01-12T12:01:50","date_gmt":"2023-01-12T12:01:50","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=18404"},"modified":"2023-01-12T12:48:41","modified_gmt":"2023-01-12T12:48:41","slug":"finansal-davranis-otoritesi-birlesik-kralliktaki-750-000den-fazla-hane-temerrude-dusme-riski-altinda","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/finansal-davranis-otoritesi-birlesik-kralliktaki-750-000den-fazla-hane-temerrude-dusme-riski-altinda\/","title":{"rendered":"Finansal Davran\u0131\u015f Otoritesi: Birle\u015fik Krall\u0131k’taki 750.000’den fazla hane temerr\u00fcde d\u00fc\u015fme riski alt\u0131nda"},"content":{"rendered":"

Finansal Davran\u0131\u015f Otoritesi (Financial Conduct Authority | FCA), Birle\u015fik Krall\u0131k’taki 750.000’den fazla hanenin \u00f6n\u00fcm\u00fczdeki iki y\u0131l i\u00e7inde ipoteklerinde temerr\u00fcde d\u00fc\u015fme riski alt\u0131nda oldu\u011fu konusunda uyard\u0131. Temerr\u00fct, kanunun gerektirdi\u011fi bir \u015feyi yapmamak veya s\u00f6zle\u015fmeden do\u011fan bir y\u00fck\u00fcml\u00fcl\u00fc\u011fe uymamakt\u0131r.<\/p>\n

\u0130ngiltere’nin finansal d\u00fczenleyicisi<\/a>, artan bor\u00e7lanma maliyetleri \u00f6demeleri kar\u015f\u0131lanamaz hale getirdi\u011finden dolay\u0131 Haziran 2022’nin sonuna kadar 200.000’den fazla hanenin \u00f6demelerde gecikme ya\u015fad\u0131\u011f\u0131n\u0131 ve \u00f6n\u00fcm\u00fczdeki iki y\u0131l i\u00e7inde 570.000 hanenin daha “\u00f6deme a\u00e7\u0131\u011f\u0131 riski alt\u0131nda” oldu\u011funu s\u00f6yledi.<\/p>\n

\"\"

Finansal Davran\u0131\u015f Otoritesi Birle\u015fik Krall\u0131k’taki 750.000’den fazla hane temerr\u00fcde d\u00fc\u015fme riski alt\u0131nda<\/p><\/div>\n

 <\/p>\n

The Telegraph, bu t\u00fcr haberlerin “zorunlu m\u00fclk sat\u0131\u015flar\u0131 dalgas\u0131n\u0131n \u00f6n\u00fcm\u00fczdeki aylarda ev fiyatlar\u0131n\u0131 d\u00fc\u015f\u00fcrebilece\u011fine” dair “yeni korkular\u0131 tetikleyece\u011fini” s\u00f6yledi.<\/p>

\"\"<\/a><\/div>\n

FCA, br\u00fct hane halk\u0131 gelirlerinin % 30’undan fazlas\u0131n\u0131n ipotek \u00f6demelerine giden hanelerin risk alt\u0131nda oldu\u011funu belirtti.<\/p>\n

FCA CEO’su Nikhil Rathi taraf\u0131ndan imzalanan ve 14 Aral\u0131k 2022 tarihli mektupta, “Bu, risk alt\u0131ndakilerin mutlaka bir ipotek \u00f6demesini ka\u00e7\u0131raca\u011f\u0131 anlam\u0131na gelmez, \u00e7\u00fcnk\u00fc baz\u0131 insanlar harcamalar\u0131n\u0131 azaltabilir veya ipotek taahh\u00fctlerini yerine getirmelerine yard\u0131mc\u0131 olmak i\u00e7in tasarruflardan yararlanabilirler” dedi.<\/p>\n

Reg\u00fclat\u00f6r, analizin piyasa faiz oran\u0131 beklentilerindeki de\u011fi\u015fiklikleri dikkate alacak \u015fekilde g\u00fcncellendi\u011fini s\u00f6yledi.<\/p>\n

UK Finance isimli kurulu\u015f “Mali durumlar\u0131yla ilgili endi\u015feleri olan herkes, yard\u0131m etmek i\u00e7in mevcut se\u00e7enekleri tart\u0131\u015fmak i\u00e7in m\u00fcmk\u00fcn olan en k\u0131sa s\u00fcrede bor\u00e7 verenleriyle ileti\u015fime ge\u00e7melidir.” dedi.<\/p>\n

Ulusal \u0130statistik Ofisi (ONS) ge\u00e7ti\u011fimiz g\u00fcnlerde 1,4 milyondan fazla hanenin bu y\u0131l sabit oranl\u0131 ipoteklerini(mortgage) yenilediklerinde faiz oran\u0131n\u0131n y\u00fckselmesi ihtimaliyle kar\u015f\u0131 kar\u015f\u0131ya oldu\u011funu s\u00f6yledi.<\/p>\n

 <\/p>\n

\"\"<\/a><\/div>","protected":false},"excerpt":{"rendered":"

Finansal Davran\u0131\u015f Otoritesi (Financial Conduct Authority | FCA), Birle\u015fik Krall\u0131k’taki 750.000’den fazla hanenin \u00f6n\u00fcm\u00fczdeki iki y\u0131l i\u00e7inde ipoteklerinde temerr\u00fcde d\u00fc\u015fme riski alt\u0131nda oldu\u011fu konusunda uyard\u0131. Temerr\u00fct, kanunun gerektirdi\u011fi bir \u015feyi yapmamak veya s\u00f6zle\u015fmeden do\u011fan bir y\u00fck\u00fcml\u00fcl\u00fc\u011fe uymamakt\u0131r. \u0130ngiltere’nin finansal d\u00fczenleyicisi, artan bor\u00e7lanma maliyetleri \u00f6demeleri kar\u015f\u0131lanamaz hale getirdi\u011finden dolay\u0131 Haziran 2022’nin sonuna kadar 200.000’den fazla hanenin \u00f6demelerde gecikme ya\u015fad\u0131\u011f\u0131n\u0131 ve \u00f6n\u00fcm\u00fczdeki iki y\u0131l i\u00e7inde 570.000 hanenin daha “\u00f6deme a\u00e7\u0131\u011f\u0131 riski alt\u0131nda” oldu\u011funu s\u00f6yledi.   The Telegraph, bu t\u00fcr haberlerin “zorunlu m\u00fclk sat\u0131\u015flar\u0131 dalgas\u0131n\u0131n \u00f6n\u00fcm\u00fczdeki aylarda ev fiyatlar\u0131n\u0131 d\u00fc\u015f\u00fcrebilece\u011fine” dair “yeni korkular\u0131 tetikleyece\u011fini” s\u00f6yledi. FCA, br\u00fct hane halk\u0131 gelirlerinin % 30’undan fazlas\u0131n\u0131n […]<\/p>\n","protected":false},"author":1,"featured_media":18407,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[15],"tags":[430,4739],"class_list":["post-18404","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ingiltere","tag-birlesik-krallik","tag-ipotek"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/18404","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=18404"}],"version-history":[{"count":0,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/18404\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media\/18407"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=18404"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=18404"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=18404"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}