{"id":18358,"date":"2023-01-09T18:45:42","date_gmt":"2023-01-09T18:45:42","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=18358"},"modified":"2023-01-09T18:45:42","modified_gmt":"2023-01-09T18:45:42","slug":"ingilterede-mortgage-onaylari-iki-yilin-en-dusuk-seviyesine-indi","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/ingilterede-mortgage-onaylari-iki-yilin-en-dusuk-seviyesine-indi\/","title":{"rendered":"\u0130ngiltere&#8217;de mortgage onaylar\u0131 iki y\u0131l\u0131n en d\u00fc\u015f\u00fck seviyesine indi"},"content":{"rendered":"<p>\u0130ngiltere Merkez Bankas\u0131 verilerine g\u00f6re Kas\u0131m ay\u0131nda mortgage onaylar\u0131 46 bin 75 oldu. Beklenti 55 bin onay verilece\u011fi y\u00f6n\u00fcndeydi.<\/p>\n<p>Ekim ay\u0131nda 57 bin 875 mortgage onaylanm\u0131\u015ft\u0131.<\/p>\n<p>Kas\u0131m ay\u0131nda net mortgage tutar\u0131 3,7 trilyon GBP olan beklentileri a\u015farak 4 milyar 358 milyon GBP oldu.<\/p><div id=\"briti-3163778156\" class=\"briti-icerik\" style=\"margin-top: 5px;margin-bottom: 5px;\"><a href=\"https:\/\/piaryum.com\/services\/\" aria-label=\"piaryum banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/Gemini_Generated_Image_g5yqr1g5yqr1g5yq.jpg\" alt=\"\"  width=\"2064\" height=\"1152\"   \/><\/a><\/div>\n<p>Kas\u0131m ay\u0131nda t\u00fcketici kredileri de 0,9 milyar GBP olan beklentileri a\u015farak 1 milyar 507 milyon GBP seviyesine ula\u015ft\u0131.<\/p>\n<p>Bir analist, baz\u0131 ev al\u0131c\u0131lar\u0131n\u0131n, mini b\u00fct\u00e7e karga\u015fas\u0131n\u0131n yol a\u00e7t\u0131\u011f\u0131 ipotek oranlar\u0131ndaki bir art\u0131\u015fla ertelendi\u011fini s\u00f6yledi.<\/p>\n<div id=\"attachment_18360\" style=\"width: 2058px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-18360\" class=\"size-full wp-image-18360\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2023\/01\/WhatsApp-Image-2023-01-09-at-18.43.52.jpeg\" alt=\"\" width=\"2048\" height=\"1536\" title=\"\"><p id=\"caption-attachment-18360\" class=\"wp-caption-text\">\u0130ngiltere<\/p><\/div>\n<p>Ekonomistler ayr\u0131ca, zaten d\u00fc\u015fm\u00fc\u015f olan konut fiyatlar\u0131n\u0131n y\u0131l boyunca % 10&#8217;a kadar d\u00fc\u015febilece\u011fi beklentisiyle al\u0131mlar\u0131n ertelendi\u011fini belirtiyor.<\/p>\n<p>\u0130ngiltere Merkez Bankas\u0131&#8217;n\u0131n son rakamlar\u0131, ya\u015fam maliyeti bask\u0131s\u0131n\u0131n hane halk\u0131 b\u00fct\u00e7elerine bask\u0131 yapt\u0131k\u00e7a insanlar\u0131n kredi kartlar\u0131n\u0131 daha fazla kulland\u0131klar\u0131n\u0131 g\u00f6steriyor.<\/p>\n<p>BBC&#8217;ye konu\u015fan bir analist, insanlar\u0131n daha fazla tasarruf ettiklerini ve ileride zor zamanlar beklediklerini \u00f6ne s\u00fcrd\u00fcklerini s\u00f6yledi.<\/p>\n<p>Capital Economics&#8217;te ekonomist olan Andrew Wishart&#8217;a g\u00f6re, ipotek onaylar\u0131ndaki \u00e7\u00f6k\u00fc\u015f, \u00f6nceki ba\u015fbakan Liz Truss ve \u015fans\u00f6lye Kwasi Kwarteng taraf\u0131ndan Eyl\u00fcl ay\u0131nda a\u00e7\u0131klanan mini b\u00fct\u00e7e plan\u0131 taraf\u0131ndan tetiklendi.<\/p>\n<p>Nas\u0131l \u00f6denece\u011fini a\u00e7\u0131klamadan milyarlarca liral\u0131k vergi indirimi vaat eden plan, piyasalarda karga\u015faya ve mortgage oranlar\u0131n\u0131n y\u00fckselmesine yol a\u00e7t\u0131.<\/p>\n<p>Handelsbanken&#8217;deki \u0130ngiltere ekonomisti Daniel Mahoney, ipotek onaylar\u0131n\u0131n &#8220;bir s\u00fcre daha&#8221;&nbsp; olmas\u0131n\u0131n beklendi\u011fini a\u00e7\u0131klad\u0131.<\/p>\n<p>Bunun, zaten d\u00fc\u015fmekte olan ev fiyatlar\u0131 \u00fczerinde zincirleme bir etkisi olacakt\u0131r. Handelsbanken, konut fiyatlar\u0131n\u0131n 2023 y\u0131l\u0131nda % 10 d\u00fc\u015fmesini bekliyor.<\/p>\n<p>Kas\u0131m ay\u0131nda yeni ipoteklere \u00f6denen reel faiz oran\u0131 0,26 puan artarak % 3,35&#8217;e y\u00fckseldi.<\/p>\n<p>&nbsp;<\/p>\n<div id=\"briti-2365644365\" class=\"briti-icerikten-sonra_2\" style=\"margin-top: 25px;margin-bottom: 25px;\"><a href=\"https:\/\/wa.me\/message\/NDZLLIOQT4H3O1\" aria-label=\"bytv reklam banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/bytv-reklam-banner.jpg\" alt=\"\"  width=\"2376\" height=\"1008\"   \/><\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>\u0130ngiltere Merkez Bankas\u0131 verilerine g\u00f6re Kas\u0131m ay\u0131nda mortgage onaylar\u0131 46 bin 75 oldu. Beklenti 55 bin onay verilece\u011fi y\u00f6n\u00fcndeydi. Ekim ay\u0131nda 57 bin 875 mortgage onaylanm\u0131\u015ft\u0131. Kas\u0131m ay\u0131nda net mortgage tutar\u0131 3,7 trilyon GBP olan beklentileri a\u015farak 4 milyar 358 milyon GBP oldu. Kas\u0131m ay\u0131nda t\u00fcketici kredileri de 0,9 milyar GBP olan beklentileri a\u015farak 1 milyar 507 milyon GBP seviyesine ula\u015ft\u0131. Bir analist, baz\u0131 ev al\u0131c\u0131lar\u0131n\u0131n, mini b\u00fct\u00e7e karga\u015fas\u0131n\u0131n yol a\u00e7t\u0131\u011f\u0131 ipotek oranlar\u0131ndaki bir art\u0131\u015fla ertelendi\u011fini s\u00f6yledi. Ekonomistler ayr\u0131ca, zaten d\u00fc\u015fm\u00fc\u015f olan konut fiyatlar\u0131n\u0131n y\u0131l boyunca % 10&#8217;a kadar d\u00fc\u015febilece\u011fi beklentisiyle al\u0131mlar\u0131n ertelendi\u011fini belirtiyor. \u0130ngiltere Merkez Bankas\u0131&#8217;n\u0131n son rakamlar\u0131, ya\u015fam [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":18359,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[15],"tags":[],"class_list":["post-18358","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ingiltere"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/18358","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=18358"}],"version-history":[{"count":0,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/18358\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media\/18359"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=18358"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=18358"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=18358"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}