{"id":17795,"date":"2022-11-14T22:54:19","date_gmt":"2022-11-14T22:54:19","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=17795"},"modified":"2022-11-14T22:54:19","modified_gmt":"2022-11-14T22:54:19","slug":"2023te-kuresel-iflaslar-yuzde-19-artacak","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/2023te-kuresel-iflaslar-yuzde-19-artacak\/","title":{"rendered":"2023\u2019te k\u00fcresel iflaslar y\u00fczde 19 artacak"},"content":{"rendered":"<p>Ticari alacak sigortas\u0131nda d\u00fcnya lideri Allianz Trade\u2019in son yay\u0131nlad\u0131\u011f\u0131 K\u00fcresel \u0130flaslar Raporu\u2019na g\u00f6re enerji krizi, enflasyona odakl\u0131 faiz politikas\u0131 ve m\u00fcdahale edilemeyen resesyon iflas dalgas\u0131n\u0131 tetikleyecek. \u0130ki y\u0131ll\u0131k d\u00fc\u015f\u00fc\u015f\u00fcn ard\u0131ndan, k\u00fcresel \u00e7apta ticari iflaslarda 2022&#8217;de y\u00fczde 10, 2023&#8217;te ise y\u00fczde 19 oran\u0131nda geni\u015f tabanl\u0131 bir art\u0131\u015f bekleniyor.&nbsp;<\/p>\n<p>Raporda enerji krizinin, Avrupa firmalar\u0131 i\u00e7in h\u00fck\u00fcmetlerin ancak k\u0131smen dengeleyebilece\u011fi b\u00fcy\u00fck bir k\u00e2rl\u0131l\u0131k \u015foku anlam\u0131na geldi\u011fi belirtilirken; firmalar\u0131n, enerji fiyatlar\u0131ndaki art\u0131\u015f\u0131n d\u00f6rtte birini m\u00fc\u015fterilerine yans\u0131tabilse bile, g\u00fc\u00e7lerinin ancak y\u00fczde 50\u2019nin alt\u0131ndaki bir fiyat y\u00fckseli\u015fini y\u00f6netmeye yetece\u011fi \u00f6ng\u00f6r\u00fcl\u00fcyor. Enerji yo\u011fun sekt\u00f6rlerin endi\u015fe verici risklere maruz kalabilece\u011fi belirtilen raporda, politika deste\u011finin \u00f6nemine ve enerjide bir tavan fiyat belirlemenin gereklili\u011fine dikkat \u00e7ekiliyor.&nbsp;<\/p>\n<p>Karl\u0131l\u0131\u011fa en b\u00fcy\u00fck darbenin enerjiden gelece\u011fi ifade edilirken, elektrik kesintisi senaryosu durumunda Birle\u015fik Krall\u0131k&#8217;ta 42.000, Fransa&#8217;da 18.700 ve Almanya&#8217;da 28.400 \u015firketin batma riskiyle kar\u015f\u0131 kar\u015f\u0131ya kalaca\u011f\u0131 tahmin ediliyor. &nbsp;<\/p><div id=\"briti-354792111\" class=\"briti-icerik\" style=\"margin-top: 5px;margin-bottom: 5px;\"><a href=\"https:\/\/piaryum.com\/services\/\" aria-label=\"piaryum banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/Gemini_Generated_Image_g5yqr1g5yqr1g5yq.jpg\" alt=\"\"  width=\"2064\" height=\"1152\"   \/><\/a><\/div>\n<p>Rapora g\u00f6re Allianz Trade\u2019in analiz etti\u011fi \u00fclkelerin yar\u0131s\u0131, 2022 y\u0131l\u0131n\u0131n ilk yar\u0131s\u0131nda ticari iflaslarda \u00e7ift haneli art\u0131\u015flar kaydetti. Bu art\u0131\u015f\u0131n \u00fc\u00e7te ikisi \u0130ngiltere, Fransa, \u0130spanya, Hollanda, Bel\u00e7ika ve \u0130svi\u00e7re\u2019deki KOB\u0130&#8217;lerden kaynaklan\u0131rken;&nbsp;ABD, \u00c7in, Almanya, \u0130talya ve Brezilya uzun s\u00fcredir devam eden d\u00fc\u015f\u00fck iflas seviyelerini koruyor. Avrupa&#8217;da sekt\u00f6rlerin y\u00fczde 60&#8217;\u0131nda iflaslar\u0131n yeniden boy g\u00f6sterdi\u011fi belirtilen raporda g\u0131da, konaklama, imalat ve B2C hizmetleri sekt\u00f6rlerinde \u015fimdiden pandemi \u00f6ncesi iflas seviyelerine d\u00f6n\u00fcld\u00fc\u011f\u00fc ifade ediliyor. Ticari iflaslarda en \u00e7ok art\u0131\u015f kaydeden sekt\u00f6rler ise ula\u015f\u0131m, in\u015faat, B2C hizmetleri ve imalat olarak \u00f6ne \u00e7\u0131k\u0131yor.<\/p>\n<p>2023 y\u0131l\u0131nda iflaslar\u0131n Fransa&#8217;da y\u0131ll\u0131k y\u00fczde 29 art\u0131\u015fla 53 bin, Birle\u015fik Krall\u0131k&#8217;ta y\u00fczde 10 art\u0131\u015fla 27 bin, Almanya&#8217;da y\u00fczde 17 art\u0131\u015fla 17 bin, \u0130talya&#8217;da ise y\u00fczde 36 art\u0131\u015fla 10 bin 900 vakay\u0131 a\u015fmas\u0131 \u00f6ng\u00f6r\u00fcl\u00fcyor. \u00d6n\u00fcm\u00fczdeki y\u0131l \u00c7in&#8217;de d\u00fc\u015f\u00fck b\u00fcy\u00fcmeyle birlikte parasal ve mali gev\u015femenin s\u0131n\u0131rl\u0131 etkisi nedeniyle iflaslar\u0131n y\u00fczde 15 artmas\u0131 beklenirken; ABD&#8217;de parasal ve finansal ko\u015fullar\u0131n s\u0131k\u0131la\u015fmas\u0131n\u0131n bir sonucu olarak y\u00fczde 38&#8217;lik bir art\u0131\u015f tahmin ediliyor. Rapora g\u00f6re bu da y\u0131lda 20 binden fazla iflas vakas\u0131na d\u00f6n\u00fc\u015f anlam\u0131na geliyor.<\/p>\n<h4><strong>Ge\u00e7ici desteklerin kademeli \u00e7ekilmesi geli\u015fmekte olan \u00fclkeleri zorlayacak<\/strong><\/h4>\n<p>&nbsp;<\/p>\n<p>Geli\u015fmekte olan ekonomiler i\u00e7in iflaslarda yeniden art\u0131\u015f\u0131n \u00e7oktan ba\u015flad\u0131\u011f\u0131 s\u00f6ylenen raporda, Covid-19 ile ilgili ge\u00e7ici destek \u00f6nlemlerinin kademeli \u015fekilde sona ermesine ba\u011fl\u0131 olarak yukar\u0131 y\u00f6nl\u00fc e\u011filimin beklendi\u011fi ifade ediliyor. Rapora g\u00f6re Orta ve Do\u011fu Avrupa&#8217;daki y\u00fckseli\u015f e\u011filimi, a\u011fustos itibar\u0131yla iflaslarda y\u00fczde 69 art\u0131\u015f g\u00f6steren T\u00fcrkiye&#8217;yle birlikte Bulgaristan, Romanya ve Balt\u0131k b\u00f6lgesindeki art\u0131\u015flardan kaynaklan\u0131yor.&nbsp;<\/p>\n<p>Normalle\u015fme belirtilerine ra\u011fmen, \u00e7o\u011fu \u00fclkede iflas seviyelerinin h\u00e2l\u00e2 pandemi \u00f6ncesi seviyelerin alt\u0131nda seyretti\u011fi s\u00f6ylenen raporda; y\u0131l ba\u015f\u0131ndan bu yana d\u00f6rt \u00fclkeden birinin 2019 y\u0131l\u0131n\u0131n ayn\u0131 d\u00f6nemine g\u00f6re, ayn\u0131 oranda veya \u00fczerinde iflas seviyelerine ula\u015ft\u0131\u011f\u0131 belirtiliyor. Bununla birlikte rapora g\u00f6re T\u00fcrkiye, Polonya, \u00c7ekya, Romanya ve Bulgaristan\u2019da 2019 seviyelerinin \u00fczerinde iflas ya\u015fan\u0131rken, iflaslarda Orta ve Do\u011fu Avrupa, Afrika ve Orta Do\u011fu\u2019da 2023\u2019te rekor seviyelere ula\u015f\u0131lmas\u0131 bekleniyor.&nbsp;<\/p>\n<div id=\"briti-289707499\" class=\"briti-icerikten-sonra_2\" style=\"margin-top: 25px;margin-bottom: 25px;\"><a href=\"https:\/\/wa.me\/message\/NDZLLIOQT4H3O1\" aria-label=\"bytv reklam banner\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/by-tv.co.uk\/wp-content\/uploads\/2025\/12\/bytv-reklam-banner.jpg\" alt=\"\"  width=\"2376\" height=\"1008\"   \/><\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>Ticari alacak sigortas\u0131nda d\u00fcnya lideri Allianz Trade\u2019in son yay\u0131nlad\u0131\u011f\u0131 K\u00fcresel \u0130flaslar Raporu\u2019na g\u00f6re enerji krizi, enflasyona odakl\u0131 faiz politikas\u0131 ve m\u00fcdahale edilemeyen resesyon iflas dalgas\u0131n\u0131 tetikleyecek. \u0130ki y\u0131ll\u0131k d\u00fc\u015f\u00fc\u015f\u00fcn ard\u0131ndan, k\u00fcresel \u00e7apta ticari iflaslarda 2022&#8217;de y\u00fczde 10, 2023&#8217;te ise y\u00fczde 19 oran\u0131nda geni\u015f tabanl\u0131 bir art\u0131\u015f bekleniyor.&nbsp; Raporda enerji krizinin, Avrupa firmalar\u0131 i\u00e7in h\u00fck\u00fcmetlerin ancak k\u0131smen dengeleyebilece\u011fi b\u00fcy\u00fck bir k\u00e2rl\u0131l\u0131k \u015foku anlam\u0131na geldi\u011fi belirtilirken; firmalar\u0131n, enerji fiyatlar\u0131ndaki art\u0131\u015f\u0131n d\u00f6rtte birini m\u00fc\u015fterilerine yans\u0131tabilse bile, g\u00fc\u00e7lerinin ancak y\u00fczde 50\u2019nin alt\u0131ndaki bir fiyat y\u00fckseli\u015fini y\u00f6netmeye yetece\u011fi \u00f6ng\u00f6r\u00fcl\u00fcyor. Enerji yo\u011fun sekt\u00f6rlerin endi\u015fe verici risklere maruz kalabilece\u011fi belirtilen raporda, politika deste\u011finin \u00f6nemine ve enerjide bir [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-17795","post","type-post","status-publish","format-standard","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/17795","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=17795"}],"version-history":[{"count":0,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/17795\/revisions"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=17795"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=17795"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=17795"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}