{"id":13225,"date":"2021-10-21T13:13:37","date_gmt":"2021-10-21T12:13:37","guid":{"rendered":"https:\/\/by-tv.co.uk\/?p=13225"},"modified":"2021-10-21T13:31:43","modified_gmt":"2021-10-21T12:31:43","slug":"ingilterede-temassiz-kart-odemelerinde-yeni-limit-100-pound-olarak-belirlendi","status":"publish","type":"post","link":"https:\/\/by-tv.co.uk\/en\/ingilterede-temassiz-kart-odemelerinde-yeni-limit-100-pound-olarak-belirlendi\/","title":{"rendered":"\u0130ngiltere\u2019de temass\u0131z kart \u00f6demelerinde yeni limit 100 pound olarak belirlendi"},"content":{"rendered":"

\u0130ngiltere\u2019de temass\u0131z kart \u00f6demelerinde yeni limit 100 pound olarak belirlendi. \u00dclkede 2007 y\u0131l\u0131nda \u00a310 olarak ba\u015flanan ve o tarihten itibaren uygulamaya konulan temass\u0131z kart \u00f6demeleri 5 kez de\u011fi\u015ferek 15 Ekim 2021\u2019den itibariyle tek seferlik \u00f6deme limiti \u00a3100\u2019a \u00e7\u0131kar\u0131ld\u0131. Ge\u00e7en sene yap\u0131lan de\u011fi\u015fiklikle temass\u0131z \u00f6demelerde 45 pounda kadar \u00f6deme yap\u0131labiliyordu.<\/p>\n

Limit de\u011fi\u015fiklik kararlar\u0131 Birle\u015fik Krall\u0131k, Hazine ve Mali D\u00fczenleme Kurumu (Financial Conduct Authority-FCA) taraf\u0131ndan, perakende ve bankac\u0131l\u0131k sekt\u00f6rleriyle yap\u0131lan kamuoyu isti\u015farelerinin ard\u0131ndan al\u0131n\u0131yor. Buna g\u00f6re s\u00fcpermarket, restoran ve paket servisi yapan i\u015fletmeler dahil olmak \u00fczere temass\u0131z kart sistemini kullanan b\u00fct\u00fcn i\u015fyerlerinde art\u0131k temass\u0131z kartla \u00a3100\u2019a kadar \u00f6deme yap\u0131labilecek.<\/p>\n

Pandemi al\u0131\u015fveri\u015f al\u0131\u015fkanl\u0131klar\u0131n\u0131 de\u011fi\u015ftirdi, limit y\u00fckseldi.<\/strong><\/h4>\n

Pandemide her alanda oldu\u011fu gibi \u00f6deme sistemlerinde de m\u00fcmk\u00fcn oldu\u011funca temas azalt\u0131lmaya \u00e7al\u0131\u015f\u0131ld\u0131. Bu y\u00fczden temass\u0131z \u00f6demeler de artt\u0131.<\/p>

\"\"<\/a><\/div>\n

\u0130ngiltere Merkez Bankas\u0131’n\u0131n yapt\u0131\u011f\u0131 ara\u015ft\u0131rmaya g\u00f6re, ka\u011f\u0131t paralardan covid enfeksiyonunun bula\u015fma riskinin az oldu\u011fu a\u00e7\u0131klansa da bu d\u00f6nemde al\u0131\u015fveri\u015f yapanlar\u0131n \u00e7o\u011fu nakitten uzakla\u015ft\u0131.<\/p>\n

Birle\u015fik Krall\u0131k bankac\u0131l\u0131k ve finansal hizmetler sekt\u00f6r\u00fc ticaret birli\u011fi olan UK Finance’n a\u00e7\u0131klamalar\u0131na g\u00f6re bu y\u0131l\u0131n Ocak ve Temmuz aylar\u0131 aras\u0131nda Birle\u015fik Krall\u0131k\u2019taki t\u00fcm banka ve kredi kart\u0131 i\u015flemlerinin y\u00fczde 60\u2019\u0131 temass\u0131z olarak ger\u00e7ekle\u015fti. <\/p>\n

Britanyal\u0131lar, temass\u0131z banka kartlar\u0131 kullanarak her y\u0131l milyarlarca sterlin harc\u0131yor, ancak harcama limiti 15 Ekim Cuma g\u00fcn\u00fc itibariyle 100 sterline y\u00fckselmi\u015f oldu\u011fundan, bir\u00e7ok kullan\u0131c\u0131n\u0131n g\u00fcvenlikleri konusunda endi\u015feleri var.<\/p>\n

Temass\u0131z teknoloji, sandvi\u00e7 veya bir i\u00e7ecek gibi h\u0131zl\u0131, k\u00fc\u00e7\u00fck al\u0131\u015fveri\u015fler yapman\u0131n basit bir yolu olarak tan\u0131t\u0131ld\u0131. Bununla birlikte, yeni limit, 2007’de temass\u0131z \u00f6demeler ba\u015flad\u0131\u011f\u0131nda belirlenen ilk 10 sterlinlik s\u0131n\u0131r\u0131n on kat\u0131d\u0131r.<\/p>\n

Teknoloji, imza veya pin gibi ba\u015fka kontroller olmadan basit bir dokunu\u015fla \u00f6deme yap\u0131lmas\u0131na olanak tan\u0131yor.<\/p>\n

Ancak, kart\u0131n kaybolmas\u0131 veya \u00e7al\u0131nmas\u0131 durumunda, \u00f6zellikle de ma\u011fdurun hen\u00fcz fark etmemi\u015f ve bankas\u0131na haber vermemi\u015f olmas\u0131 durumunda, h\u0131rs\u0131zlar\u0131n kart\u0131 kullanmas\u0131n\u0131 da kolayla\u015ft\u0131r\u0131r.<\/p>\n

Bu b\u00fcy\u00fck harcama s\u0131n\u0131r\u0131, kart sahiplerine y\u00f6nelik artan doland\u0131r\u0131c\u0131l\u0131k sald\u0131r\u0131lar\u0131ndan korkulmas\u0131na neden oldu.<\/p>\n

\u0130ngiliz Perakende Konsorsiyumu’na g\u00f6re, tam olarak y\u00fcr\u00fcrl\u00fc\u011fe girmesi “g\u00fcnler, haftalar ve hatta aylar” alabilir ve bu durumda bile baz\u0131 ma\u011fazalar limiti art\u0131rmamay\u0131 se\u00e7ebilir dedi.<\/p>\n

M\u00fc\u015fterilerin bireysel ma\u011fazalar i\u00e7in maksimum temass\u0131z limitin ne oldu\u011funu kontrol etmek i\u00e7in \u00f6deme yaparken dikkatli olmalar\u0131 gerekecek.”<\/p>\n

Yeni limit ne zaman ve nerede ge\u00e7erli olacak?<\/h4>\n

Ma\u011fazalar\u0131n “chip and Pin” sistemlerinin yeni 100 sterlinlik limiti kar\u015f\u0131lamak i\u00e7in g\u00fcncellenmesi gerekecek. Waitrose ve John Lewis, daha b\u00fcy\u00fck \u00f6demeleri hemen kabul edemeyecek olanlar aras\u0131nda yer al\u0131yor. Sainsbury’s ve Tesco hemen y\u00fcksek limiti uygulamaya koyarken, t\u00fcm Sainsbury’s ma\u011fazalar\u0131nda bulunmas\u0131 haftalar alabilir a\u00e7\u0131klamas\u0131 yapabilir.<\/p>\n

Primark kendi uygulamas\u0131n\u0131n haftalar s\u00fcrece\u011fini s\u00f6ylerken, Co-Op ma\u011fazalar\u0131na daha y\u00fcksek limiti nas\u0131l getirece\u011fini ara\u015ft\u0131rd\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n

Temass\u0131z doland\u0131r\u0131c\u0131l\u0131\u011f\u0131 bildirme<\/h4>\n

Yeni s\u0131n\u0131r, \u0130ngiliz t\u00fcketicilerin kimliklerini do\u011frulamak zorunda kalmadan en \u00e7ok harcama yapanlar aras\u0131nda olaca\u011f\u0131 anlam\u0131na geliyor. Japonya’n\u0131n 20.000 \u00a5 limiti \u015fu anda \u0130ngiltere’nin tavan\u0131n\u0131 yakla\u015f\u0131k 30 \u00a3 a\u015f\u0131yor. Amerika’da merkezi bir limit yoktur, ancak bankalar kendi \u00fcst limitlerini belirleyebilir.<\/p>\n

\u0130ngiltere’deki \u00f6deme sistemlerini y\u00f6neten kurallar olan en son \u00d6deme Hizmetleri D\u00fczenlemelerine g\u00f6re, m\u00fc\u015fterileri kurallar\u0131 \u00e7i\u011fnemedik\u00e7e veya “a\u011f\u0131r ihmalkar” olmad\u0131k\u00e7a, bankalar yetkisiz \u00f6demeleri iade etmelidir diyor.<\/p>\n

Yani kart\u0131n\u0131z\u0131n kayboldu\u011funu veya \u00e7al\u0131nd\u0131\u011f\u0131n\u0131 fark etti\u011finiz anda ihbar etti\u011finiz s\u00fcrece bankan\u0131z taraf\u0131ndan teminat alt\u0131na al\u0131nman\u0131z gerekir.<\/p>\n

Kartlar, ba\u015fka bir g\u00fcvenlik \u00f6nlemi olarak, her be\u015f i\u015flemde bir veya 300 sterlinlik bir Pin kontrol\u00fc yap\u0131yor.<\/p>\n

Temass\u0131z doland\u0131r\u0131c\u0131l\u0131k<\/a>lardan ka\u00e7\u0131nma<\/h4>\n

Kendinizi doland\u0131r\u0131c\u0131lardan koruman\u0131n \u00e7e\u015fitli yollar\u0131 var. Temass\u0131z kartlar, \u00f6deme sisteminin kart\u0131 tan\u0131mlamas\u0131n\u0131 ve i\u015flemi ger\u00e7ekle\u015ftirmesini sa\u011flayan bir anten i\u00e7erir.<\/p>\n

Cihazlar\u0131n kart\u0131n\u0131z\u0131 okuyup klonlamas\u0131ndan endi\u015fe ediyorsan\u0131z, c\u00fczdan\u0131n\u0131z\u0131 veya \u00e7antan\u0131z\u0131 kalay folyo ile kaplay\u0131n. Bu, kart\u0131n ileti\u015fim kurmas\u0131 i\u00e7in gereken radyo sinyalini engeller. Tatile gidiyorsan\u0131z veya yankesicilerden endi\u015fe ediyorsan\u0131z, ayn\u0131 anda \u00e7ok fazla temass\u0131z kart ta\u015f\u0131mamaya \u00e7al\u0131\u015f\u0131n.<\/p>\n

\u00d6deme i\u00e7in kart\u0131n\u0131z\u0131 g\u00f6z\u00fcn\u00fcz\u00fcn \u00f6n\u00fcnden ay\u0131rmay\u0131n. \u00c7o\u011fu terminal art\u0131k kablosuz ve Pin gerekmedik\u00e7e kart\u0131n\u0131z\u0131n asla elinizden \u00e7\u0131kmas\u0131na gerek yok.<\/p>\n

Temass\u0131z kart\u0131n\u0131z\u0131n limitini d\u00fc\u015f\u00fcrebilir misiniz?<\/h4>\n

M\u00fc\u015fterilerine daha d\u00fc\u015f\u00fck bir limit belirleme se\u00e7ene\u011fi sunan bankalar var. Starling, m\u00fc\u015fterilerinin temass\u0131z limitini 10 sterline kadar d\u00fc\u015f\u00fcrmelerine izin veriyor.<\/p>\n

Lloyds, Halifax ve Bank of Scotland ile \u00e7al\u0131\u015fan m\u00fc\u015fteriler kendi temass\u0131z limitlerini belirleyebilecekler.  <\/p>\n

Santander ve Nationwide Building Society, \u015fu anda m\u00fc\u015fterilerinin daha d\u00fc\u015f\u00fck bir temass\u0131z limit se\u00e7mesine izin verme olana\u011f\u0131na sahip de\u011fil, ancak her iki banka da bunu gelecekte sunmay\u0131 planl\u0131yor.<\/p>\n

Barclays m\u00fc\u015fterileri de kendi temass\u0131z limitlerini belirleyemese de, temass\u0131z olanlar da dahil olmak \u00fczere t\u00fcm i\u015flemlerinde harcama limitleri belirleyebilirler.<\/p>\n

Temass\u0131z kartlar\u0131n\u0131z\u0131 nas\u0131l devre d\u0131\u015f\u0131 b\u0131rakabilirsiniz?<\/h4>\n

NatWest, Santander, Barclays ve Virgin Money dahil olmak \u00fczere bir\u00e7ok banka, m\u00fc\u015fterilerin temass\u0131z i\u015flemleri tamamen \u00e7evrimi\u00e7i bankac\u0131l\u0131k veya ak\u0131ll\u0131 telefon uygulamas\u0131ndaki ayarlar arac\u0131l\u0131\u011f\u0131yla kapatmas\u0131na olanak tan\u0131r.<\/p>\n

Temass\u0131z \u00f6zelli\u011finden hala rahats\u0131zl\u0131k duyuyorsan\u0131z, bankan\u0131zdan \u00e7ipli ve pinli ancak temass\u0131z deste\u011fi olmayan eski moda bir kart isteyebilirsiniz. <\/p>\n

Cep telefonunuzu kullanarak temass\u0131z \u00f6deme h\u0131z\u0131ndan daha g\u00fcvenli bir \u015fekilde yararlanmaya devam edebilirsiniz. Google, Apple ve Samsung, temass\u0131z ancak telefonunuza parmak izi ile eri\u015fmenizi gerektirebilecek \u00f6deme sistemleri sunar.<\/p>\n

H\u0131rs\u0131zl\u0131k nedeniyle para kaybederseniz, bankan\u0131zla ileti\u015fime ge\u00e7in. Yard\u0131mc\u0131 olmazlarsa, resmi bir \u015fikayette bulunun. Bu ba\u015far\u0131s\u0131z olursa, bankan\u0131z\u0131n nihai karar\u0131ndan sonraki alt\u0131 ay i\u00e7inde bankac\u0131l\u0131k \u015fikayet organ\u0131 olan Financial Ombudsman Service ile ileti\u015fime ge\u00e7in.<\/p>\n

\"\"<\/a><\/div>","protected":false},"excerpt":{"rendered":"

\u0130ngiltere\u2019de temass\u0131z kart \u00f6demelerinde yeni limit 100 pound olarak belirlendi. \u00dclkede 2007 y\u0131l\u0131nda \u00a310 olarak ba\u015flanan ve o tarihten itibaren uygulamaya konulan temass\u0131z kart \u00f6demeleri 5 kez de\u011fi\u015ferek 15 Ekim 2021\u2019den itibariyle tek seferlik \u00f6deme limiti \u00a3100\u2019a \u00e7\u0131kar\u0131ld\u0131. Ge\u00e7en sene yap\u0131lan de\u011fi\u015fiklikle temass\u0131z \u00f6demelerde 45 pounda kadar \u00f6deme yap\u0131labiliyordu. Limit de\u011fi\u015fiklik kararlar\u0131 Birle\u015fik Krall\u0131k, Hazine ve Mali D\u00fczenleme Kurumu (Financial Conduct Authority-FCA) taraf\u0131ndan, perakende ve bankac\u0131l\u0131k sekt\u00f6rleriyle yap\u0131lan kamuoyu isti\u015farelerinin ard\u0131ndan al\u0131n\u0131yor. Buna g\u00f6re s\u00fcpermarket, restoran ve paket servisi yapan i\u015fletmeler dahil olmak \u00fczere temass\u0131z kart sistemini kullanan b\u00fct\u00fcn i\u015fyerlerinde art\u0131k temass\u0131z kartla \u00a3100\u2019a kadar \u00f6deme yap\u0131labilecek. Pandemi al\u0131\u015fveri\u015f al\u0131\u015fkanl\u0131klar\u0131n\u0131 […]<\/p>\n","protected":false},"author":1,"featured_media":13226,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[1],"tags":[3859,3858,3857],"class_list":["post-13225","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel","tag-dijital-cuzdan","tag-odeme-sistemleri","tag-temassiz-kart"],"_links":{"self":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/13225","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/comments?post=13225"}],"version-history":[{"count":0,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/posts\/13225\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media\/13226"}],"wp:attachment":[{"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/media?parent=13225"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/categories?post=13225"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/by-tv.co.uk\/en\/wp-json\/wp\/v2\/tags?post=13225"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}